Priscilla Powell Credit/Real Estate Agent

07/03/2023

I have reached 4K followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

04/28/2023

04/27/2023

Let's gooooo!

03/23/2023

Dm me today.
coach and

01/15/2022

This credit repair program is closed for business

01/10/2022

“YOuR iNTerEsT rATe WiLl bE HigH iF yOUr sCorE iSN’t hIGh oR YOu hAVe nEGAtiVEs”

🤦🏾‍♀So many times I see this misinformation spread! We are so conditioned to believe and repeat negative or misinformation that when we hear the truth, we would rather go against it.

👉🏾👉🏾👉🏾Others have what I like to call “Read just to respond and not to comprehend” syndrome!

🙋🏾‍♀️Let me AS A address this MYTH:

1️⃣Your interest rate is ❌NOT❌ only directly affected by your credit score. Your debt to income also plays a part and rates have a cost associated with it and are not just set based on your score meaning a person with an 800 could have a higher rate than a person with a 600.

🤔What happens when lenders pull your credit and determine your rate is all the rates are listed and next to them is a COST! So if you have a 600 or 800, the rates are all still listed and the COST may vary for each score where the COSTS for the 600 score “may” be higher than for the 800 BUT it may be the same or less too, but the interest rate (which is what most people say is going to be high is still the same) you may just have different costs.

💲The COST is a part of your closing costs so if you are getting a seller credit, guess what YOU MAY NOT EVEN PAY FOR YOUR RATE YOURSELF!

💰Sometimes the cost may even be a credit. For people with low debt, the cost may be lower EVEN if your score is low, so that’s why you could have an 800 score and high debt and your rate is higher than someone with a low score and low debt.

📈This is why sometimes you will see a borrower opt to take a higher rate so they can lessen their closing costs or hear a lender say they will give a “lender credit” by raising the rate which in turn lowers the closing costs because the COST is lower or gives a credit back at closing🤯

2️⃣Just because a person has negatives on their report it doesn’t mean that their score is low either. Mortgage FICO scores focus mostly on the most recent 2 years so if you have negatives older than 2 years, and focus your efforts on building positive credit, you can still have a decent score and don’t have to pay off those older than 2 years negatives!

01/06/2022

“Fixing my credit was the smartest thing I've ever done. I started out in the low 300s. Within 2 months I was in the 600s!” - Satisfied Client ⭐⭐⭐⭐⭐

Over 80% of Americans are burdened with credit card debt. Low credit scores are preventing people from:
❌ Getting a home loan
❌ Buying a new car
❌ Living stress-free

It is time to say GOODBYE to credit card debt once and for all! Limitless Credit Education can help.

Anyone who signs up today will receive a:
✅ FREE credit consultation
✅ FREE credit analysis
✅ FREE credit recommendations

Increase that credit score — GUARANTEED! 😊

Get started cleaning up that messy credit past and make way for a debt-free future.

12/03/2021

Results in 30 days 👏🏾🥰🥰

12/01/2021

🗣🗣🗣Tax Season is around the corner and for many that is the time that they have extra money and would like to purchase a Home, if you are one of those people NOW is the time to start looking into a preapproval. You don’t want to wait until you have the money only to be told you don’t have the credit or your DTI is too high, start NOW so that when that time comes (February/March) you are ready to go‼️

11/22/2021

Start your credit journey today and buy your house with 700 credit score in 2022 👏🏾👏🏾👏🏾