Nisha Thompson NMLS 862292

Nisha Thompson NMLS 862292 I’m a licensed Mortgage Loan Officer looking to help my customers have a smooth loan process to obtain home ownership!

Nisha Thompson | Loan Officer | NMLS #862292
[email protected] | academymortgage.com/nishathompson
Direct: (360) 556-0087 | 1002 15th Street SW, Ste 205 | Auburn, WA 98001
Corp NMLS #3113 | Equal Housing Lender

Congratulations Bobbie and Crystal! It was an absolute pleasure to be a part of your journey! Your new home is beautif...
02/20/2026

Congratulations Bobbie and Crystal! It was an absolute pleasure to be a part of your journey! Your new home is beautiful 🤩 Nisha Thompson

01/17/2026

🤩My why will always be these two — my son Trevontay (20) and my daughter Avani (13). ❤️

Everything I do is to show them that hard work, consistency, and faith can turn any setback into a comeback. I want them to see that with dedication, you can rebuild and rise even stronger.

As I continue rebuilding my mortgage business, my goal is to help families achieve their own version of the American Dream — homeownership. 🏡

If you or someone you know is thinking about buying a home — no matter where they are financially or in the process — I’d love the opportunity to help.

Your support and referrals mean more to me than you know. 💫

And use me as your lender of course 🙌🏼🙏🏼🤣
10/29/2025

And use me as your lender of course 🙌🏼🙏🏼🤣

Don’t let one lender’s rules decide your future.At NEXA, we have access to over 270 lenders and loan programs, which mea...
10/15/2025

Don’t let one lender’s rules decide your future.

At NEXA, we have access to over 270 lenders and loan programs, which means more options, more flexibility, and a better chance at a YES for you.

Your homeownership journey deserves choices — and that’s exactly what we offer.

Nisha Thompson
Loan Officer
NMLS 862292

10/14/2025

Lately many homeowner will say:
“I’ll refinance when rates drop 1%—otherwise it’s not worth it.”

Truth is, that’s a common myth. The idea that you need a full percent drop for it to make sense isn’t always true.

Here’s the math 👇
A 1% drop in rate equals about:
💵 $67 less per month per $100k borrowed.
So a $300k loan saves about $201/mo.
A $600k loan saves about $402/mo.

Even “small” drops add up fast—especially over years.

What most people don’t realize:

✅ You can often refinance with $0 due at closing
✅ You skip up to 2 mortgage payments
✅ The real decision isn’t just the rate—it’s your loan balance, term, and how long you plan to stay in the home.

Comment RATE and I’ll run a free savings analysis for you. All I need is your most recent mortgage statement—it’s that simple.

— Nisha Thompson, proudly serving Yelm and nearby communities as your local mortgage expert

NMLS 862292

https://linktr.ee/nishasloans

🏡 New Listing Alert!Check out this beautiful 2-bedroom, 2.5-bath townhouse in the desirable Horizon Pointe neighborhood ...
10/13/2025

🏡 New Listing Alert!

Check out this beautiful 2-bedroom, 2.5-bath townhouse in the desirable Horizon Pointe neighborhood of Lacey, WA — listed by my amazing partner, Desiree Ley with Blade Realty!

✨ Features include:
• Open-concept layout with a large eating island
• Fresh exterior paint and new garage door
• Low-maintenance yard
• Two spacious primary suites
• Close to schools, parks, trails, and JBLM

📍6620 Ruddell Rd SE, Lacey WA 98513
💰 Listed at $415,000

If you’re not yet prequalified or want to see what you could qualify for, I’d love to help you get started on the financing side.

📲 Send me a message today to get preapproved! 360-556-0087

Already prequalified and love this home? Reach out to Desiree Ley (360-643-8138) to schedule your showing!

Let’s make your homeownership dreams a reality. 💙
https://wwwolyrepcom.aryeo.com/sites/jnzokjw/unbranded

10/10/2025

Ever heard of the “2-Week Rule”?

Most first-time buyers haven’t — and it could be the difference between overpaying… or saving $80,000+ on your first home.

Here’s the breakdown ⬇️

✅ Step 1: Get pre-approved with one lender.
✅ Step 2: Within 14 days, apply with two more.

👉 Why?
All those pre-approvals count as one hard inquiry (as long as they’re within that 2-week window). So your credit score stays safe.

👉 How does this save money?

LendingTree found that buyers who compared lenders scored interest rates 0.9% lower. That might not sound huge, but it’s:

💵 $222 less every month
💵 $80,000+ saved over 30 years

Bonus tip: Don’t just compare rates. Ask each lender for a Loan Estimate — it breaks down closing costs, fees, and points.

And here’s the kicker: working with a local lender ( Hello 👋) can mean smoother communication and fewer surprises at closing.

👉 Share with a friend who’s planning to buy this Fall in 2026.
👉 Comment or Dm me the word “GUIDE” for a quick 10-minute strategy chat — I’ll share mortgage hacks most buyers never hear about!

— Nisha Thompson - your go-to mortgage broker in Yelm and surrounding areas!

NMLS 862292

Here’s the thing about mortgage rates…Everyone expects them to drop right after the Fed cuts. 📉But they don’t always pla...
10/10/2025

Here’s the thing about mortgage rates…
Everyone expects them to drop right after the Fed cuts. 📉

But they don’t always play along.

Last September, the 30-year fixed was around 7.2%. Today it’s closer to 6.39% — and other loans like FHA, VA, and USDA have followed a similar path.

Why? Because mortgage rates aren’t set by the Fed. They’re tied to the bond market, inflation, and investor expectations. That’s why they can move before or even opposite a Fed cut.

👉 If you’re waiting for the “perfect time” to buy or refinance, the lesson is: don’t just watch the Fed — check where YOU stand today.

💬 Curious where YOUR numbers would land right now? Comment “RATES” and I’ll walk you through your exact options

— Nisha Thompson, your go-to mortgage broker in Yelm and surrounding areas!


NMLS 862292


10/08/2025

October has arrived, crisp and golden. 🍁

This month, I’m leaning into cozy mornings and quiet rituals — the kind that make home feel like the warmest place to be.

There’s something about this stretch of fall in WA…
The leaves turn to fire, porches glow with pumpkins, and even the ordinary feels magical if you let it.

It’s not about rushing ahead — it’s about noticing more.

The sound of leaves 🍂 under your shoes.
The first sip of something warm. ☕️
The way the evening light softens everything it touches. 🌕

Here’s your gentle reminder to slow down, breathe deep, and let October wrap you in its charm.
Let it be cozy. Let it be enough.

🍁 What’s one little October ritual that always makes you smile?

— Nisha Thompson- your go-to mortgage broker!

NMLS 862292



Some people think mortgages are just numbers on paper.
For me? It’s late-night calls, endless paperwork, and coffee-fuel...
10/01/2025

Some people think mortgages are just numbers on paper.

For me? It’s late-night calls, endless paperwork, and coffee-fueled mornings—because behind every loan is someone’s biggest life move.

I’ve watched nervous buyers turn into confident homeowners, and I’ve seen families exhale with relief when I say, “you’re approved.”

This job doesn’t end at 5PM… but it comes with the best stories, new beginnings, and the chance to hand over keys to the next chapter.
 
If you’re ready to start yours, let’s talk 💬
❤️ Share with someone who’s dreaming of a fresh start!
 

— Nisha Thompson (NMLS 862292) , proudly serving Yelm and neighboring communities as your friendly, local mortgage broker
 

Address

1002 15th Street SW, Ste 205
Auburn, WA
98001

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+13605560087

Website

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