Northern California Mortgage- Katie Bianchi-Kreeger Broker Associate

Eligible property types include SFR, Condos, Non-Warrantable Condos, Manufactured Homes, and Multi-units Katie Bianchi, Broker Associate at Northern California Mortgage. Katie graduated with honors from U.C. Davis with a Bachelor of Arts in Communications. Katie spent her childhood attending open houses since both her parents had their real estate licenses. After college Katie was able to get her first glimpses of Residential Lending while assisting her father, a long time mortgage broker, at Bianchi Investments. Soon after Katie worked in operations at a local lender where she learned all aspects of wholesale lending: underwriting, doc drawing, and funding. Katie soon took her knowledge of both retail lending and wholesale lending and became an Account Executive for multiple top ten lenders in the United States. As an Account Executive it was her job to act as a liaison between mortgage brokers and the operations staff at the banks/lenders that processed and approved the loans. Therefore, Katie has been exposed to both sides of a residential mortgage transaction, the banks that approve the loans and the brokers that originate them. This profession required her to become an expert on a vast array of lending guidelines and products in order to be able to educate her broker clients and facilitate the approval and funding of their loans. Katie is an expert of FannieMae, FreddieMac, FHA, VA, and USDA lending guidelines.