Kim Naves- Auburn Folsom Real Estate

12/09/2022

Funny!

07/08/2022

It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says:

“The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.”

That’s great for your home’s value over the last couple of years, but what if you’ve lived in your home for longer than that? You may be wondering how much equity you truly have.

The National Association of Realtors (NAR) has done a study to calculate the typical equity gains over longer spans of time. The data they compiled could be enough to motivate you to move. Just remember, to find out how much equity you have in your specific home, you’ll want to get a professional equity assessment from a trusted real estate advisor.

How Your Equity Grows

How Your Equity Can Grow over TimeFor Sellers, Move-Up Buyers, Pricing / By Kim Naves It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump ...

07/08/2022

Affordable living in the Sierra! Beautiful, remodeled cabin located in the Tahoe basin. Great location for year round recreation. Gorgeous, knotty pine interior with new kitchen, bathroom, interior and exterior paint, fixtures and floors. Ten minutes to Lake Spaulding. Twenty minutes to Boreal and Sugar Bowl. Thirty five minutes to Truckee. Easy access to Tahoe skiing, camping, hiking, fishing and water activities. Excellent opportunity for VRBO or AirBnB rental. Ready for summer fun!

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06/23/2022

If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight […]...

Homeownership Is a Great Hedge Against the Impact of Rising InflationFirst Time Home Buyers, For Buyers, Pricing / By Kim Naves If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home...

06/22/2022

Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying […]...

Things To Avoid After Applying for a Home LoanFirst Time Home Buyers, For Buyers, Move-Up Buyers / By Kim Naves Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it co...

06/21/2022

If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how […]...

The Average Homeowner Gained $64K in Equity over the Past YearFor Sellers, Housing Market Updates, Move-Up Buyers, Pricing / By Kim Naves If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loa...

06/20/2022

Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color. The Gap in Homeownership Rate in America It’s a more challenging […]...

Why Achieving the Dream of Homeownership Can Be More Difficult for Some AmericansFirst Time Home Buyers, For Buyers, Housing Market Updates / By Kim Naves Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitab...

06/18/2022

Pending Under Contract.
🌞 Come see this gorgeous new Rocklin 🏡 Listing with pool. ⛱️
Great opportunity to own this beautiful, single story home in Rocklin’s desirable Antelope Oaks. Immaculate, lots of updates – move in ready. Open floor plan with wooden, vaulted ceilings, tile, new carpet. Large backyard features fenced pool/spa with large deck and separate patio area. New furnace. Newer refrigerator. No Mello Roos and the highly coveted Rocklin Unified School District.
https://kimsrealestate.com/homes-for-sale-details/3230-LA-PALOMA-WAY-ROCKLIN-CA-95677/222079518/6/

06/18/2022

If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner […]...

What Are the Best Options for Today’s First-Time Homebuyers?First Time Home Buyers, For Buyers / By Kim Naves If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it...

06/18/2022

As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a […]...

Luxury Homes Are in High DemandFor Sellers, Luxury Market / By Kim Naves As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home is...

06/18/2022

Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can al......

The Top Reasons To Own Your Home [INFOGRAPHIC]First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers / By Kim Naves Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know th...

06/18/2022

If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs […]...

Is the Housing Market Correcting?For Buyers, For Sellers, Housing Market Updates / By Kim Naves If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? ...