Ruffa Realty

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ruffa Realty, Real Estate, Keller Williams Augusta Partners 3633 Wheeler Road, Suite 125, Augusta, GA.

07/30/2025

🏡 OPEN HOUSE — SATURDAY, AUG 3 | 11 AM – 1 PM
📍 354 Barnsley Drive | Evans, GA
🛏 5 Bed | 🛁 3.5 Bath | 📐 3,393 SqFt

Come tour this spacious, light-filled home in one of Evans’ most welcoming neighborhoods — and while you’re here:

💰 Lender on site to answer all your financing questions
🎟 FREE raffle provided by just for stopping by — no strings attached!

Whether you’re actively looking or just curious, swing by and see what makes 354 Barnsley so special.

📲 DM me with any questions or to schedule a private tour!

07/15/2025

Market Update for Richmond County, Georgia and Columbia County, Georgia!

07/03/2025

💡 What to Know About Closing Fees 💡
Closing costs can add up, so it’s important to be prepared! Here are a few common fees to expect:
✅ Loan origination
✅ Appraisal
✅ Home inspection
✅ Title search
✅ Escrow deposit
✅ Attorney + recording fees
…and more!

✨ Have questions about what these mean or how to plan for them? I’m here to help!

07/02/2025

🏡 Simple Staging Tips That Sell!
First impressions matter — let your home shine with these easy staging strategies:
✨ Declutter + depersonalize
🌿 Boost that curb appeal
🍽️ Style key spaces like your dining table + outdoor areas
🍂 Cater to the season + tidy up toys

Small touches = BIG impact when buyers walk through the door!

06/30/2025

✨ Reminders for Listing Your Home ✨
🏡 Your home should be free of clutter and as clean as possible.
🌿 Create inviting spaces that help potential buyers feel right at home.
💡 Make sure the best features of your home are on full display!

Ready to make a great first impression? Let’s get your home market-ready!

06/24/2025

🏡 What helps you qualify for a mortgage? Let’s break it down:

✔️ Credit Score – This 3-digit number tells lenders how reliable you are with debt. The higher the score, the better your loan terms could be. Aim for 620+, but 740+ unlocks the best rates.

💰 Down Payment – Most loans require at least 3-5%, but putting down more can lower your monthly payment and reduce the need for mortgage insurance.

📊 Credit History – Lenders review how long you've had credit, your payment history, and how much you owe. Late payments or high debt can work against you.

📈 Income – Steady, verifiable income proves you can afford your future mortgage payments. Lenders often use a debt-to-income ratio (DTI) to assess your financial stability.

The stronger these areas are, the smoother your path to homeownership. 💼 Need a starting point? We’ve got trusted lenders in our toolkit ready to help you prep and qualify! 🔑

06/19/2025

🏡 Understanding Your Loan Options When Buying a Home 💡
Not all home loans are the same! Here are 4 common types to consider when financing your dream home:
🔹 Conventional Loan – Great for those with strong credit and stable income.
🔹 FHA Loan – Ideal for first-time buyers with lower credit scores.
🔹 VA Loan – Exclusive to veterans and active-duty service members.
🔹 USDA Loan – Perfect for buyers in rural areas with limited income.

Knowing your options = empowered decisions!
The best part? We’ve got trusted lenders in our toolkit ready to guide you every step of the way 🙌
Let’s make homeownership happen—together!

06/17/2025

💰 Want to Save Money When Buying a Home? 🏡✨
4 simple yet powerful tips that can help keep more money in your pocket when buying a home!

✅ Use listing sites to compare prices
✅ Work with a trusted real estate agent
✅ Time your purchase wisely
✅ Cut costs on furniture & appliances

Every dollar counts when you're making one of the biggest purchases of your life! Follow for more real estate tips 🏠🔑

06/13/2025

📚 Real Estate Word of the Day: Appraisal
🏡 Thinking of buying a home? Don’t skip the appraisal—it’s one of the most important steps in the process!
An appraisal is a professional assessment of a home’s value based on location, condition, and recent sales. Here’s why it matters:

✅ Confirms the home’s market value
✅ Protects you from overpaying
✅ Required by lenders for mortgage approval
✅ Helps renegotiate if the value is lower than the offer
✅ Gives you peace of mind before you close

Knowledge = power when it comes to real estate 💼

06/11/2025

🏡 Thinking about buying a home?
Start smart with these quick tips to guide you through the process! 📝✨

✔️ Get a home inspection
✔️ Get pre-approved
✔️ Communicate with your agent
✔️ Discuss inspections & financing

Your dream home is just a few steps away- Click the link in my bio to schedule a consultation!
🔑

06/05/2025

🛍️ TIP FOR BUYERS 🛍️
CONSIDER THE LONG-TERM VALUE

When you're house hunting, think beyond today.
✨ Planning to start a family?
✨ Dreaming of retiring in peace?
Make sure the home you choose can grow and evolve with you.

Your future self will thank you! 💭🏡

📲 Ready to find your forever home?
Let’s talk!
— Alyssa Ruffa, Realtor®

Address

Keller Williams Augusta Partners 3633 Wheeler Road, Suite 125
Augusta, GA
30909

Website

https://alyssa-ruffa.kw.com/

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