Casey Anderson DBA Robin Hood Real Estate

Casey Anderson DBA Robin Hood Real Estate With combine experience of over 30 years in the Real Estate Industry, Robin Hood Real Estate Inc, can assist you throughout your Real Estate transaction.

11/07/2021

Something to think about.

The 5 DONT'S to Mortgage Shopping:

* Don’t use advertised rates to choose a lender. These likely won’t be the same as the rates you’re offered
* Don’t accept the first offer you get. You’ll almost certainly be leaving savings on the table
* Don’t take a recommended lender at face value. The best lender for a friend or family member won’t necessarily be your best
* Don’t borrow from your bank because it’s easy. Your current bank may or may not offer the best deal. You need to compare offers to be sure
* Don’t be afraid to negotiate. Lenders can often lower the rate or fees they initially offer

We hope that you have an amazing Christmas along with your loved ones and you get everything you wanted and more.  We wi...
12/25/2016

We hope that you have an amazing Christmas along with your loved ones and you get everything you wanted and more.
We wish and very happy and prosperous 2017.

We hope everyone had an outstanding 4th of July!!We have been very busy and sometimes we work through the holidays, but ...
07/06/2016

We hope everyone had an outstanding 4th of July!!

We have been very busy and sometimes we work through the holidays, but that's a small price to pay for our clients' happiness.

And on that note:

5 Tips First TimeHome Buyers
The process of buying a home can seem daunting, especially if you are a first-time homebuyer. To help alleviate your fears, Academy Mortgage offers these five tips for purchasing and financing your first home.

1. Choose a local mortgage lender with a brick-and-mortar office.
Despite what popular television commercials will lead you to believe, securing home financing online is not a recommended approach. Online lenders may tease you with low interest rates and quick closing times on their websites, but often what they promise is not what they deliver.

It is always best practice to call a local mortgage lender and sit down in person with a Loan Officer to talk about the most current rates and programs available to first-time homebuyers. A local lender will know the ins and outs of your market and will be equipped to handle your entire loan transaction in-house, from processing to closing. A local Loan Officer will also be readily available to answer any question or concern you may have.

Academy is a direct lender, with more than 225 branch offices located across the United States. Click here to find the branch nearest you.

2. Get pre-qualified.
Before beginning your home search, it is strongly encouraged that you get pre-qualified for a home loan to save you time, energy, and frustration later in the loan process.

The primary advantage of pre-qualification is that you will know how much you can afford to spend on a home based on your debt, income, and credit. Pre-qualification also gives you an idea of what your total investment (closing costs, down payment, etc.) will be and how the estimated monthly payment will fit in your budget.

3. Work with a real estate agent.
Finding and buying a home will be less worrisome and much less stressful working with a real estate agent. A real estate agent can find all of the available properties in your area through the Multiple Listing Service (MLS) and will sift through the listings to find the properties that best meet your needs and wants. Once you find the home for you, a real estate agent then negotiates with the seller on your behalf to get you the best deal possible.

In this day and age, many of us rely on real estate websites, like Zillow, for estimates of what a property is worth. While a good starting point, the information on these sites may be inaccurate. A real estate agent can get you a much more accurate portrayal of the true investment you are making.

A real estate agent can also help you look at the big picture of buying a home: resale value, schools, etc. These factors can be tough for first-time homebuyers to envision as it’s easy to focus only on the here and now.

4. Make a decision!
It is understandable for first-time homebuyers to be hesitant about purchasing their first home—likely the largest investment they have ever made. In this competitive real estate market with low inventory and high buyer turnout, heed the advice of your real estate agent. You may need to act quickly in order to get the house that you want.

5. Don’t take any actions that will impact your buying power before or during the loan process.
Taking out a loan for a major purchase, opening a new credit account, maxing out a credit card….all of these actions can negatively impact your debt-to-income ratio (DTI), a huge criteria in qualifying for home financing.

Your DTI is your recurring monthly debt divided by your monthly gross income. Most first-time homebuyers have no idea what their DTI is and, in turn, don’t know that it affects their buying power when looking for a home. Any extra costs, such as car payments, increase this number. The lower the number, the better.

Academy Mortgage specializes in helping first-time homebuyers attain the dream of homeownership. There are many loan programs designed specifically for first-time homebuyers, and our Loan Officers can customize a solution for you based on your unique needs and financial situation. We commit to providing you accurate, timely, and honest mortgage advice and to maintaining continuous communication with you throughout the entire transaction.

Make Academy Mortgage your 1st CHOICE for financing your first home!

The buying and selling of a home can be a straight forward process. When selling your home you clean it, you list (put i...
06/17/2016

The buying and selling of a home can be a straight forward process. When selling your home you clean it, you list (put it out there) it, and you sell it. When you buy it, you drive all over the place until you find it, you check it out, and you buy it. Sometimes the process is not all that straight forward and the process becomes somewhat murky. In this cases is always good to talk to someone who has done it for years and has the experience to easily answer your questions. A Realtor, like us at Robin Hood Real Estate who have been doing Real Estate for over 16 years, have the experience to help you buy or sell your home. In those cases we bring you:

8 Reasons You Should Work With a REALTOR®

Not all real estate practitioners are REALTOR®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the National Association of REALTORs® and subscribes to its strict Code Of Ethics. Here are eight reasons why it pays to work with a REALTOR®.

1. Navigate a complicated process. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. A knowledgably expert will help you prepare the best deal and avoid delays or costly mistakes.

2. Information and Opinion. REALTORS® can provide local community information on utilities, zoning, schools, and more. Thy will also be able to provide objective information about each property. A professional will be able to help you answer these two questions: Will the property provide the environment I want for a home or an investment? Second, will the property have resale value when I am ready to sell?

3. Help find the best property out there. Sometimes the property you are seeking is available but not actively advertised in the market and it ill take some investigating by your REALTOR® to find all available properties.

4. Negotiating Skills. There are many negotiating factors, including but not limited to price, financing, terms, date of possession, inclusion of repairs, furnishings, or equipment. In addition, the purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

5. Property Marketing Power. Real estate does not sell due to advertising alone. In fact, a large share of real estate sales comes as the result of a practitioner’s contacts through precious clients, referrals, friend, and family. When a property is marketed with the help of a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.

6. Someone who speaks the language. If you don't know a CMA from a PUD, you can understand why it's important to work with someone who speaks that language.

7. Experience. Most people buy and sell only a few homes in a lifetime, usually with quite a few years in between each purchase. And even if you've done it before, laws and regulations change. That's why having an expert on your side is critical.

8. Objective Voice. Since a home often symbolizes family, rest, and security, not just four walls and roof, home selling or buying is often a very emotional undertaking. And for most people, a home is the biggest purchase they'll ever make. Having a concerned, but objective, third party helps you keep focused on both the business and emotional issues most important to you.

5 Feng Shui Concepts To Help Sell A HomeTo put the best face on a listing and appeal to buyers who follow feng shui prin...
05/25/2016

5 Feng Shui Concepts To Help Sell A Home

To put the best face on a listing and appeal to buyers who follow feng shui principles, keep these tips in mind.

1. Pay special attention to the front door, which is considered the mouth of Chi (Chi is the “Life Force” of all things) and one of the most powerful aspects of the entire property. Abundance, blessings, opportunities, and good fortune enter through the front door. It’s also the first impression buyers have of how well the sellers have taken care of the rest of the property. Make sure the area around the front door is swept clean, free of cobwebs and clutter. Make sure all lighting is straight and properly hung. Better yet, light the path leading up to the front door to create an inviting atmosphere.

2. Chi energy can be flushed away wherever there are drains in the home. To keep the good forces of a home in, always keep the toilet seats down and close the doors to the bathrooms.

3. The master bed should be in a plce of honor, power, and protection, which is the farthest from and facing toward the entry of the room. It’s even better if you can place the bed diagonally in the farthest corner. Paint the room in colors that promote serenity, relaxation, and romance, such as soft tones of green, blue, and lavender.

4: The dining room symbolizes he energy and power of family togetherness. Make sure the table is clear and uncluttered during showings. Use an attractive tablecloth to enhance the look of the table while also softening sharp corners.

5. The windows are considered to be the eyes of the home. Getting the windows professionally cleaned will make the home sparkle and ensure that the view will be optimally displayed.

Source: Sell Your Home Faster With Feng Shui by Holly Ziegler (Dragon Chi Publications, 2001).

We hope everyone is enjoying the "little" snow we are having by being safe and warm. We like to give bits and pieces of ...
04/17/2016

We hope everyone is enjoying the "little" snow we are having by being safe and warm.

We like to give bits and pieces of advice, with some humor thrown in. On that note, we offer this bit of advice.

How To Get An Offer On Your Home:

1. Price it right. Set a price at the lower end of your property’s realistic price range.

2. Prepare for visitors. Get your house Market ready at least two weeks before you begin showing it.

3. Be flexible about showings. It’s often disruptive to have a house ready to show at the spur of the moment. But the more amenable you can be about letting people see your home, the sooner you’ll find a buyer.

4. Anticipate the offer. Decide in advance what price and terms you will find acceptable.

5. Don’t refuse to drop the price. If your home has been on the market for more than 30 days without an offer, you should be prepared to, at least, consider lowering your asking price.

Denver’s FREE Days 2016We know that visiting museums and other activities around the Denver area can get expensive, espe...
04/01/2016

Denver’s FREE Days 2016

We know that visiting museums and other activities around the Denver area can get expensive, especially for families. However, many places offer FREE admission at least once a month — some even offer special activities on those days. The free days are funded, in part, by taxes collected through the Science and Cultural Facilities District. Because free days are, well, FREE, expect large crowds and plan accordingly. Arrive early to secure a parking spot or consider using public transit. Note: While admission is FREE, special exhibitions or other add-on activities may incur a fee. Dates may change, so it’s always best to double-check before you plan your visit.

http://www.milehighonthecheap.com/free-cheap-things-denver-weekend/

•Children’s Museum of Denver – January 5, February 2, March 1, April 5, May 3, June 7, July 5, August 2, September 6, October 4, November 1, December 6. FREE days are on the first Tuesday of every month from 4 p.m. to 8 p.m.

•Colorado Railroad Museum – March 9, May 11 and August 10; Boulder residents (with proper ID) get FREE admission and train rides on March 25, June 17 and July 22.

•Clyfford Still Museum – January 29, February 26, March 25, April 29, May 27, June 24, July 29, August 26, September 30, October 28.

•Denver Art Museum – January 2, February 6, March 5, April 2, May 7, June 4, July 2, August 6, September 3, October 1, November 5, December 3.

•Denver Botanic Gardens – January 18, February 15, March 19, April 3, June 23, July 26, September 14, November 11, November 12.

•Denver Botanic Gardens at Chatfield – January 5, February 2, March 1, April 5, June 7, June 12, August 2, November 1.

•Denver Firefighters Museum – February 6, August 20, September 3, October 15.

•Denver Museum of Miniatures, Dolls and Toys – February 7, March 6, April 3, May 8, June 5, July 3, August 7, September 4, October 2, November 6, December 4. FREE “Community” days are the first Sunday of each month from 1 p.m. to 4 p.m. $1 per person suggested donation.

•Denver Museum of Nature & Science – January 25, February 7, March 7, April 10, April 23, May 9, June 5, August 29, September 11, October 24, November 13, December 12. (Note: FREE admission does not include IMAX or Planetarium.)

•Denver Zoo – January 8, January 9, January 21, January 31, February 1, February 18, November 4, November 7, November 17.

•Four Mile Historic Park – February 12, March 11, April 8, May 13, June 10, July 8, August 12, September 9, October 14, November 11, December 9. FREE days are the second Friday of every month (except holidays) from noon to 4 p.m.

5 Things To Do Before Putting Your Home On The Market1. Have a pre-sale home inspection.  Be proactive by arranging for ...
03/26/2016

5 Things To Do Before Putting Your Home On The Market

1. Have a pre-sale home inspection.
Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers and you’ll be able to make repairs before the open house begins.

2. Organize and clean.
Pare down clutter and pack up your least-used items, such as large blenders and other kitchens tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets walls, lighting fixtures, and baseboards to make sure the house shines.

3. Get replacement estimates.
Do you have big ticket items that are worn or will need to be replaced soon, such as the Roof or carpeting? Get estimates on how much it will cost to replace them, even if you don’t plan to do them yourself. The figures will help buyers determine if they can afford the home and will be handy when negotiations begin.

4. Find your warranties.
Gather up warranties, guarantees, and user manuals for the furnace, air conditioner, washer and dryer, dishwasher, and any other items that will remain with the home.

5. Spruce up the curb appeal.
Pretend you’re a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments?

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Aurora, CO
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