Craig Tatum, NMLS #1991668

Craig Tatum, NMLS #1991668 Mortgage clarity, not hype. Helping families make smarter home financing decisions with education, strategy, and transparent guidance at Efinity Mortgage.

Efinity Mortgage | NMLS #1991668
Equal Housing Lender
Licensed Mortgage Loan Originator. All loans subject to approval.

09/23/2026

Financial freedom doesn’t happen by accident. It happens through discipline, strategy, and having a clear plan for where you’re going🏆🏠

09/21/2026

Here’s how the great agents help their investor clients make money even in areas that are flooded with new construction 🏠

🚨 BREAKING: The Fed just raised rates a quarter point — the first increase in three years, bringing the benchmark to 3.7...
09/17/2026

🚨 BREAKING: The Fed just raised rates a quarter point — the first increase in three years, bringing the benchmark to 3.75%–4.00%.

Mortgage rates aren't set directly by the Fed, but they tend to move with these decisions, and we're already seeing rates react.

If you've been waiting on the sidelines, now's a good time to check where you stand. Reach out and let's talk about your options. 🏡📲

09/16/2026

Never work with your spouse, they said…

But, we think you should and here’s why😁

09/14/2026

Watch this before you buy that new car…

It could end up costing you your dream home 😭🚗🏠

09/11/2026

The biggest sales mistake that we often make?👇🏼

Getting so busy closing today’s deals that you stop creating tomorrow’s.

You’ve got 2–3 active transactions, so prospecting gets pushed off.

Then those deals close… and suddenly the pipeline is empty.

That’s the cycle.

Take care of the business you have. But protect time every day to go find the business you need next.

Close today. Prospect for tomorrow. Keep the pipeline full.

09/09/2026

Some of us have nightmares of monsters and some of us have nightmares of failed inspections and low appraisals😱

09/08/2026

I may be a little biased but I’m choosing’ Texas 🌆

Credit unions love to advertise the lowest rate in town.And sometimes they really do have a great rate.But here’s the pa...
09/04/2026

Credit unions love to advertise the lowest rate in town.

And sometimes they really do have a great rate.

But here’s the part most people miss:

The interest rate is not the whole deal.

A lender can give you a lower rate and still make up the difference somewhere else — fees, points, closing costs, membership requirements, loan terms, or other charges buried deeper in the paperwork.

That’s why I always tell people:

Stop shopping the rate. Start shopping the entire loan.

Read the fine print on the website.
Ask for the full fee breakdown.
Compare the APR, not just the advertised interest rate.
And look at what you’re actually bringing to closing.

Because a “lower rate” doesn’t automatically mean a cheaper mortgage.

The number in the advertisement gets your attention.

The fine print tells you what you’re really paying. 👀

09/02/2026

You don’t have an earning problem, you may just have a spending problem💸🏠

Address

6805 N Capital Of Texas Highway Ste 250
Austin, TX
78731

Telephone

+12142882478

Website

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