Charles Galati at Guaranteed Rate Affinity NMLS 1521655

Charles Galati at Guaranteed Rate Affinity NMLS 1521655 VP of Mortgage Lending at Guaranteed Rate Affinity (d/b/a GR Affinity, LLC in New York state)
NMLS 1521655 | GRA NMLS 1598647

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s ...
09/18/2026

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s below last year’s levels.

What it means for you: it’s a market worth paying attention to. Want to talk about your homebuying goals? Let’s plan together.
https://myoc.io/er6tH5N12vE/izNjS



NMLS # 1521655

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to ...
09/17/2026

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to more inventory and reduced competition. When sellers are motivated to get buyers to the table, you’re the one who benefits.

Let’s talk about how you could use this to your advantage and make homeownership a reality.
https://myoc.io/er6tH5N12vE/zLR1c



NMLS # 1521655

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too. Want to learn...
09/16/2026

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too.

Want to learn more? Let’s connect!
https://myoc.io/er6tH5N12vE

NMLS # 1521655

09/16/2026

Your down payment is only one piece of the puzzle. Closing costs are a separate expense, and understanding them early can help make your homebuying journey go more smoothly. Find out what else you should know before buying a home.
https://myoc.io/er6tH5N12vE/RsZik



NMLS # 1521655

09/14/2026

You may be able to buy a home sooner than you think. Putting 20% down isn’t a hard and fast rule. In fact, PMI (Private Mortgage Insurance) is one of the best ways to balance the scales and help you qualify for funding when you have a lower down payment.

Ready to learn more mortgage lingo?
https://myoc.io/er6tH5N12vE/SVWeC



NMLS # 1521655

This is a game changer for buyers in unique circumstances!
09/11/2026

This is a game changer for buyers in unique circumstances!

Decreased existing-home sales means there’s more housing inventory, making this a buyer’s market. If you’ve been looking...
09/10/2026

Decreased existing-home sales means there’s more housing inventory, making this a buyer’s market. If you’ve been looking to buy, you might have more opportunities to negotiate than before.

Want to know how to make the most of this market? Let’s talk.
https://myoc.io/er6tH5N12vE/SqeK6



NMLS # 1521655

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/er6tH5N12vE/Y6LZH



NMLS # 1521655

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/er6tH5N12vE



NMLS # 1521655

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/er6tH5N12vE/Thxfp



NMLS # 1521655

Address

2501 Ranch Road 620
Austin, TX
78738

Telephone

+15126554243

Website

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