The Home Team

09/02/2026

Having the cash to purchase a home outright doesn’t always mean paying cash is the best financial move. 🏡

Jena, Troy, and Colton share how one recent buyer came to closing with just $5,000 while keeping the rest of her money invested and working toward her long-term goals.

The right mortgage strategy is about more than buying a home. It’s about looking at your full financial picture and making your money work smarter.



Jena Dubon Realtor

08/29/2026

The housing market naturally moves through faster and slower seasons—but the best time to prepare is before it speeds up. 🏡

If purchasing a home is one of your goals, applying for a mortgage now can help you understand your budget, address any potential obstacles and be ready to shop confidently when the right opportunity appears.

Reach out to Troy to get the conversation started!


Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/27/2026

In a competitive market, a stronger offer isn’t always about offering the most money. 🏡

By completing more of the underwriting process before you begin making offers, you may be able to give the seller greater confidence in your financing and offer a faster closing timeline—potentially as little as 15 days.

Timelines aren’t guaranteed and depend on the loan, property and remaining conditions, but preparation can help your offer stand out!



Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/25/2026

Rent and invest—or buy a home and build equity? There isn’t one answer that fits everyone. 🏡📈

Investing may offer market growth, while homeownership allows you to potentially benefit from appreciation on the home’s full value—not only the amount you contributed upfront. Your timeline, local market, monthly budget and long-term goals all matter.

Financial education helps you compare the complete picture and make the decision that works for you.



Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/24/2026

08/22/2026

Is everything truly unaffordable—or have some of our spending priorities changed? 👀

A new phone may cost thousands and lose value quickly, while a home has the potential to build equity over time. That doesn’t mean buying a home is easy or right for everyone—but reviewing where your money goes can reveal opportunities you may not realize you have.

It’s worth asking: are today’s purchases helping you reach tomorrow’s goals?


Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/20/2026

Investing won’t look like a straight line—and that’s exactly why starting early can be so valuable. 📈

With consistent contributions, the same amount of money buys more shares when prices are lower and fewer when prices are higher. This strategy, known as dollar-cost averaging, can help take some of the emotion and guesswork out of investing over time.

Past performance doesn’t guarantee future results, but time, consistency and patience can be a powerful combination.


Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/18/2026

Everyone keeps talking about more inventory in the housing market. there are actually 600K less homes on the market today than 2019 and there are considerably more people. This is why home prices are not falling even though the rates are higher.

08/18/2026

For an eligible 100% disabled veteran in Texas, the residence homestead property tax exemption can completely change the homebuying picture. 🇺🇸🏡

Removing property taxes from the projected monthly housing expense may improve the borrower’s debt-to-income ratio and purchasing power. Eligibility, savings and qualification will vary, so it’s important to work with professionals who understand both VA financing and Texas property tax benefits.


Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

08/15/2026

What if a small contribution today could help give your child more options tomorrow? 🏡

Starting early and contributing consistently can help build a financial foundation that may support future goals like education, homeownership or retirement. Growth is never guaranteed, and account rules may determine when and how funds can be used—but time and consistency can be incredibly powerful.

Even a small start is still a start!



Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region