Maureen Hemming

Maureen Hemming Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Maureen Hemming, Estate agent, 2201 W. Prospect Road , Suite 200, Aventura, FL.

Uvi is 8 years! Wow…time flies 😍🎉🎂🎁❤️ Happy Birthday from Glamma my ❤️💕😍. Blessings ☮️💕❤️🎂
06/13/2026

Uvi is 8 years! Wow…time flies 😍🎉🎂🎁❤️ Happy Birthday from Glamma my ❤️💕😍. Blessings ☮️💕❤️🎂

Just Listed Amazing 2 BR - 2BA unit READY FOR YOU!Contact me Maureen Hemming to see 954-793-8968
02/05/2024

Just Listed Amazing 2 BR - 2BA unit READY FOR YOU!
Contact me Maureen Hemming to see 954-793-8968

 

12/25/2023

Yeees

Do you know anyone that is looking for real estate advice❓ I'm always happy to help! 😀If anyone comes to mind, please se...
09/08/2022

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

Your Fort Lauderdale Real Estate Expert

Maureen Hemming, Realtor, CAM
(954) 793-8968
[email protected]
SL0433179
Charles Rutenberg Realty

🔄 Weekly home refresh! 🔄We're halfway through the week which makes it a great time for a quick home refresh! Whether you...
09/07/2022

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

👀 What do mortgage lenders look for? 👀1. Creditworthiness: including history and score 💯2. Financials: including income ...
09/06/2022

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

Happy Labor Day! ☀️Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one la...
09/05/2022

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

Your Fort Lauderdale Real Estate Expert

Maureen Hemming, Realtor, CAM
(954) 793-8968
[email protected]
SL0433179
Charles Rutenberg Realty

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣 With interest rates on ...
09/02/2022

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

Your Fort Lauderdale Real Estate Expert

Maureen Hemming, Realtor, CAM
(954) 793-8968
[email protected]
SL0433179
Charles Rutenberg Realty

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect ti...
09/02/2022

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

Your Fort Lauderdale Real Estate Expert

Maureen Hemming, Realtor, CAM
(954) 793-8968
[email protected]
SL0433179
Charles Rutenberg Realty

Wondering which updates to make before listing? 🛠Before you even pick up a paint brush, let's chat!Based on your home's ...
08/30/2022

Wondering which updates to make before listing? 🛠

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan to get your home ready for market. 🏡

Call or message me if you're interested in discussing more! 📲

Your Fort Lauderdale Real Estate Expert

Maureen Hemming, Realtor, CAM
(954) 793-8968
[email protected]
SL0433179
Charles Rutenberg Realty

Address

2201 W. Prospect Road , Suite 200
Aventura, FL
33309

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+19547938968

Website

Alerts

Be the first to know and let us send you an email when Maureen Hemming posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Maureen Hemming:

Shortcuts

Share

Category