Brokers Rise

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Brokers Rise Brokers Rise is a Mortgage Brokerage & Third Party Mortgage Processing Company. Licensed in Florida & Michigan. NMLS #2662091

We're also purpose driven, which is a fancy way of saying that we care more about experiences and people over profits. Mortgage Broker in Florida & Michigan

10/15/2026

How a bank statement loan actually works: no tax returns, no 1040s, no transcripts. I pull 12 or 24 months of statements, total the deposits, apply an expense factor — many programs use 50% — and that’s your qualifying income. $400K in deposits at 50% means we work with $200K, not the $50K on your return. A CPA letter or P&L can lower that expense factor and raise your number. Costs: more down (usually 10-20%), higher credit, reserves, rate above conventional. Bring me 12 months of statements. Link in bio.

10/14/2026

All your money is in the house you still live in. That’s what a bridge loan solves — a short-term, usually interest-only loan against your current equity so you can buy now and pay it off when yours sells. Worth it when: you’d lose the house waiting, a contingent offer won’t win, you want to move once, or your house sells for more empty. The tradeoff: higher rate, fees, and two payments until it sells. If you’ve got time, a HELOC is usually cheaper. Link in bio.

10/14/2026

Two days. Contract to close. My last three files went one week, two days, four days — against a 30 to 45 day industry average. How: the file is fully underwritten before we shop, appraisal and title get ordered the day the offer is accepted, processing happens in house so nothing sits in a queue, and I know the guidelines before I submit. Not every file closes in two days — but a clean one can. Agents, that’s leverage in an offer. Link in bio.

10/10/2026

How does a named storm impact your real estate closing?

10/10/2026

Power in communication

10/09/2026

“I just started a new job so I can’t buy.” No. The two-year rule is about work HISTORY, not one employer. Same field job change is fine. A raise is better. School counts for recent grads. And a brand new job often closes on an offer letter and a start date. Commission and bonus income is where we actually need history, because it gets averaged. Don’t sit out a year for nothing. Link in bio.

10/08/2026

Pre-qualified vs pre-approved: sellers know the difference, and now you do too 🔑 One is an estimate, the other is verified. MI & FL buyers, comment DOWN and I'll send it

10/06/2026

I refuse to quote monthly payments on a house without a application- here’s why!

10/06/2026

Told your seasonal income won't count? It can 🏡 Here's how lenders actually look at it. MI & FL buyers, comment DOWN and I'll send it

10/04/2026

Sunday reset 🔑 A few minutes of planning today could be the first step toward your keys. MI & FL buyers, comment DOWN and I'll send you where to start

Address

Groveland, FL

Telephone

+13528011492

Website

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