Melissa Randall - Move With Mel

06/17/2026

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

06/13/2026

Inflation is still running higher than expected, with rising gas and energy costs continuing to push prices up. While core inflation is showing signs of cooling, we’re not in the clear just yet.

The Fed is walking a tightrope right now — trying to control inflation without slowing the job market too much. All eyes are on next week’s meeting for clues on where interest rates are headed next 👀

On the bright side for buyers:
🏡 Home sales are picking up
📈 Inventory is improving

But…
📉 Unemployment claims are rising, which could signal shifts in the market ahead.

What does this mean for YOU?

The market is shifting — and strategy matters more than ever whether you’re buying, refinancing, or just planning your next move.

📩 Have questions about what this means for your situation? Message me anytime — I’ve got you.

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

06/11/2026

A refinance isn't just about getting a new interest rate. 🏡 It can be a valuable tool to help align your mortgage with your current financial goals and life circumstances. Whether your priorities have changed since you first purchased your home or you're looking for ways to make your equity work for you, it may be worth exploring your options. If you've been wondering whether a refinance makes sense for your situation, send me a message and let's chat!

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]
https://www.prmg.net/loanofficer/melissa-randall
Book a FREE consultation at movewithmel.org 💻
NMLS: 2728257

06/06/2026

🏡 Open House Weekend is HERE!

If you’re thinking about buying, open houses are a great way to explore what’s out there, get a feel for neighborhoods, and start narrowing down your options.

BUT here’s what most people don’t realize… 👇

The agent hosting the open house represents the SELLER — not you.

That means their job is to protect the seller’s best interest, negotiate for the highest price, and get the best terms for THEM.

💡 So who’s protecting YOU?

Before you start touring homes this weekend, make sure you have someone in your corner advocating for your best interest, your money, and your future.

I’d love to be that for you 🤍

Whether you’re just browsing or ready to buy, I’ll help you:
✔️ Understand the process
✔️ Avoid costly mistakes
✔️ Negotiate like a pro

📲 Message me “OPEN HOUSE” and I’ll get you set up the right way before you go!

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

Here to Make Your Journey Easy—From Keys to Contracts and Beyond

06/05/2026

📊 Weekly Market Update | May Jobs Report

The economy added 172,000 jobs in May — nearly double what experts predicted! 💪 Job openings rose to 7.6 million, and home prices are forecasted to climb 5.3% over the next year 🏠📈

AI-related restructuring is now the #1 reason for layoffs three months running 🤖 — a sign of just how fast things are shifting.

If you’re thinking about buying, refinancing, or just want to know what this means for YOU — let’s talk! 👇

📞 Reach out anytime.

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

06/05/2026

Your debt-to-income (DTI) ratio plays a major role in the mortgage process. DTI adds up obligations like credit cards, auto loans, student loans, and your projected housing payment, then divides that total by your gross monthly income. A lower ratio generally provides more flexibility, but acceptable limits can vary depending on the loan program and your overall financial profile. Knowing your DTI early can help you understand your budget, strengthen your buying power, and prepare for a smoother homebuying experience. Questions about your options?

Let's connect.

HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]
https://www.prmg.net/loanofficer/melissa-randall
Book a FREE consultation at movewithmel.org 💻
NMLS: 2728257 See less

06/04/2026

Take a look at the breakdown of the April National Housing Report

06/03/2026

🚨 Maryland homeowners, be careful what you sign.

A small cash payment today could have long-term consequences for your home’s equity and future sale. Maryland’s Attorney General recently filed charges against MV Realty alleging deceptive and unlawful practices involving long-term homeowner agreements.

Before signing anything related to your property, make sure you understand exactly what you’re agreeing to.

HomeEquity BaltimoreRealEstate MarylandRealtor Homeownership RealEstateEducation

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

06/02/2026

Maryland just made buying your first home easier. 🏡

The Maryland SmartBuy program now offers up to $25,000 in student loan payoff assistance for first-time homebuyers—that’s up from $20,000.

When combined with down payment help, eligible buyers could receive $30K–$40K+ in total assistance to help cover student debt and upfront home costs.

To qualify, you must be a first-time buyer, meet Maryland Mortgage Program requirements, and have at least $1,000 in student loan debt.

This expansion kicks off National Homeownership Month—making it a powerful time for Maryland buyers to jump in.

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

06/01/2026

: Annual inflation increased in April and new home sales cooled, while home price forecasts continued to highlight real estate’s long-term wealth-building potential.

: Annual inflation increased in April and new home sales cooled, while home price forecasts continued to highlight real estate’s long-term wealt...