Maryland Living Featuring Tomeka Givens

05/22/2025

🎉 Just Sold 🎉 in West Baltimore!

Congratulations to my client.🙌🏾🙏🏾

04/10/2025

‼️ Beautiful Black Barbie. It's me.😍🥰


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09/30/2022

Today's settlement was truly devine.🙌🏾😇 I think we all cried...pardon my face, but I was coming off of crying into smiling for the camera. Congratulations to my sellers and to the buyer.

09/05/2022

If it sounds too good to be true, more than likely it is. This is why I've been quiet about this new loan product that has been all the rage. Don't be so quick to jump on what the headlines read...

1. Focus on the fine print.🧐
2. I've been waiting to see what the back end of this loan looks like...they have to make their money some how and they're not gonna give away the money
3. If a buyer isn't disciplined enough to save to buy, they are more than likely not gonna do so to maintain the home or keep it in the event of hard times.

Jessica Kené shared a post on Instagram: "When i explained it, i got ripped apart. Maybe you’ll hear the banking expert out". Follow their account to see 189 posts.

09/03/2022

Fair market rents for 2023:

09/01/2022

Who did this?

04/15/2022

is the epitome of black excellence in the natural haircare industry. Its rare to find professionalism, time management and talent under ONE roof. You don't just get your hair done, you get an experience. The Two Strand Salon staff respect their client's time by getting you in and out. They exude a very zen vibe throughout the salon and they are talented from natural hair textures, to styling and their expertise/mastery is color; all while using quality products on your hair. Finally, their prices are reasonable. ​​​​​​​​
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04/12/2022

Hot off the press my latest blog...what having your financing strategy locked and loaded entails. Keeping you in the loop. Knowing helps.

When you are "pre-approved" by a lender we get excited and think it's go time, right? Wrong! There are some details that one must know in a...

04/02/2022

Ramadan Kareem!

03/31/2022

Thought student loans meant you couldn’t qualify for a mortgage? Think again. If you have student loan debt, you know you’re not alone. And if you want to buy a home, you totally can. ​​​​​​​​
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Ready to know how many homeowners have student loan debt? ​​​​​​​​
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The answer is a! 24% do, which is almost a quarter of every homeowner. So you’re definitely not alone. ​​​​​​​​
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When it comes to qualifying for a mortgage with student loans, you need to work on your debt-to-income ratio, which is the number of monthly obligations you have (like payments) compared to your income. Try to get that ratio below 44%, and then you’ll qualify for a mortgage. ​​​​​​​​
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In the meantime, work on paying off credit card debt, car loans, and any other money obligations. ​​​​​​​​
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Tomeka Givens⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
1777 Reisterstown Rd Suite #112​​​​​​​​
Pikesville, Maryland⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
📲 443.845.1137⠀⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
📧 [email protected]​​​​​​​​
Certified New Home Co-Broker​​​​​​​​
Life Member of Real Estate Million Dollar Association (REMDA)​​​​​​​​
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