Thomas Wayne Chroniger Jr.

Thomas Wayne Chroniger Jr. Thomas W Chroniger Jr. is a Realtor with Cummings and Co Realtors. Helping people find homes in Central Maryland Realtors.

is a Realtor associated with The Blazer Team at Cummings and Co. Deals in Commercial, Residential, Land, and Investment Real Estate

Trying to compare Anne Arundel, Howard, and Baltimore County by price alone?Start with the pieces that shape daily life ...
06/19/2026

Trying to compare Anne Arundel, Howard, and Baltimore County by price alone?

Start with the pieces that shape daily life most: commute, taxes, lot size, target area, and HOA tradeoffs. That is usually what separates a good fit from a frustrating one.

We help Baltimore area buyers sort through these county differences all the time, especially during relocations.

If you want, send me your budget and target commute and I can help you narrow the map.

06/19/2026

The Home Buying Quiz: Are You Closer to Homeownership Than You Think? 🏡

• Do you have a steady job?

• Have you been paying rent on time?

• Do you have money set aside?

• Are you tired of your rent increasing every year?

If you answered “YES” to any of these questions, homeownership may be closer than you realize. DM me “QUIZ” to explore your options.

Tanyard Springs living with a wooded backdrop, coffee on the deck, and room to spread out.This end-unit townhome offers ...
06/17/2026

Tanyard Springs living with a wooded backdrop, coffee on the deck, and room to spread out.

This end-unit townhome offers an open main level, gas fireplace, granite kitchen, custom built-ins, lower-level flex space, and a spacious primary suite.

7286 Stallings Drive
3 bed | 4 bath | 2,366 sq ft
$449,990

Full details are at the link in bio.

06/16/2026

Here's the real secret to affording a home...focus on Purchasing Power! 🏡

Stop thinking only about the price of the house! Your purchasing power is built from 4 main things - Income, Credit Score, Debt, and Savings.

The stronger these are, the more options you have - better neighborhoods, better rates, and lower payments. If you want to grow your purchasing power, here’s where to focus:

Increase income — negotiate, upskill, add a second stream.
Improve your credit — pay on time, lower credit card balances.
Reduce debt — especially high-interest debt.
Save strategically — not just for a down payment, but for reserves.

Are you ready to become a homeowner? Send me a message, I'm here to help!

06/15/2026

The face of today’s buyer isn’t who you think. More than half the market — 53% — is made up of younger buyers stepping into ownership, and a huge chunk of them are doing it solo. 35% are single women. 17% are unmarried couples building something together before the ring. This generation isn’t waiting for the “perfect” moment. They’re chasing ownership.

And they’re smart about it. Over 70% see buying as a strong long-term investment — not just a place to live, but a way to build real wealth. Are rates and affordability on their minds? Absolutely. But they’re not letting it stop them. They’re finding the path forward anyway.

If you’re a younger buyer wondering if homeownership is even possible for you right now in Maryland — it is, and I can show you how. DM me “READY” and let’s map out your move

City living with Cross Street close by and rooftop views that make every night feel a little better.3 bedrooms, 2 baths,...
06/15/2026

City living with Cross Street close by and rooftop views that make every night feel a little better.

3 bedrooms, 2 baths, 2,051 sq ft, exposed brick, rear parking, and a rooftop deck with skyline and stadium views. Easy access to downtown, Fort McHenry, I-95, and I-83.

21 E Fort Street
$334,000

See more at the link in bio.

Vaulted ceilings up top, game-night space down below.This 2 bed, 2 bath home pairs a bright open main level with a kitch...
06/12/2026

Vaulted ceilings up top, game-night space down below.

This 2 bed, 2 bath home pairs a bright open main level with a kitchen that stands out thanks to the wine fridge and generous cabinet space. Downstairs, the finished lower level is set up for hosting with a bar, media area, and pool room.

$349,999 | 2 bed | 2 bath | 2,192 sq ft
905 Fitzpatrick Drive

See the full photo tour and details at the link in bio.

06/12/2026

First-time buyers used to make up nearly 40% of all home purchases. Today? Just 21%. And here’s the part most people get wrong — it’s not interest rates pushing them out. It’s affordability. Prices have climbed faster than buyers can keep up.

So if you’re a seller wondering why your home is still sitting, it may have nothing to do with your prep, your marketing, or that repair list you’ve been agonizing over. The Maryland market has simply slowed, and a big chunk of the buyer pool has stepped back.

Understanding why the market is moving the way it is changes how we price, position, and time your sale. That’s the conversation worth having.

DM me “MARKET” and let’s talk about what this means for your home.

06/10/2026

Choosing the Right Neighborhood? 📍

The home matters. The neighborhood shapes your daily life for years.

Think commute, schools, safety, nearby amenities, and future home value.

Not sure which area fits your goals? DM me “AREA” and let’s find the right fit.

Address

2314 Boston Street
Baltimore, MD
21224

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