Thomas Wayne Chroniger Jr.

Thomas Wayne Chroniger Jr. Thomas W Chroniger Jr. is a Realtor with Cummings and Co Realtors. Helping people find homes in Central Maryland Realtors.

is a Realtor associated with The Blazer Team at Cummings and Co. Deals in Commercial, Residential, Land, and Investment Real Estate

09/05/2026

🔑 JUST CLOSED — 107 Conley Rd, Chestertown!

Beyond happy for my buyer, who just got the keys to their new place on the Eastern Shore 🎉

Helping people land the right home — especially out here in a special spot like Chestertown along the Chester River — is my favorite part of this job. From first showing to closing table, we got it done.

Thinking about buying on the Shore or anywhere in Maryland? Whether you’re local or moving in from out of state, I’ve got you. 📩 DM me “KEYS” and let’s find yours.

Congrats again to my buyer! 🥂

Thomas Chroniger
Cummings and Co Realtors
The Blazer Team
443-871-2711
[email protected]

Selling an older home in the Baltimore suburbs? These are the 5 records I like to gather before it hits the market.• Per...
09/04/2026

Selling an older home in the Baltimore suburbs? These are the 5 records I like to gather before it hits the market.

• Permits for additions, decks, finished basements, and major electrical or plumbing work
• Service records or warranties for the roof, HVAC, water heater, and windows
• A survey or plat if fences or lot lines might come up
• HOA or condo docs, including rules, fees, and resale paperwork
• Lead paint, well, septic, or other age and location-based records

Having these ready helps buyer questions move faster. If you want a seller prep checklist, I’m happy to help.

09/04/2026

A lot of people are sitting on more equity than they realize đź’°

That changes what you can buy next… or whether refinancing even makes sense.

Send me your address, I’ll break down the numbers & your best options.

09/04/2026

Everyone’s waiting for spring. That’s exactly why you shouldn’t. 🍂 More Inventory 🏡 Prices Decrease 📉

Rates being as high as they’ve been this year did something most buyers haven’t noticed yet: inventory climbed, homes are sitting longer, and the price growth streak finally snapped — August posted the first decline we’ve seen in 2026.

Translation? The power just shifted back to the buyer. More options on the table. Real room to negotiate. Asking for repairs or a seller credit isn’t a long shot anymore — it’s normal again.

Around Baltimore, Harford County, AA county, and the Eastern Shore, sellers who list this fall are motivated. They’re not testing the market — they need to move. That’s leverage you didn’t have six months ago.

And when rates come down, so does your leverage, because everyone who’s “waiting” jumps back in at once.

Thinking about making a move this fall or winter? DM me “LEVERAGE” and I’ll walk you through what’s actually negotiable right now.

Thomas Chroniger
Cummings and Co realtors
The Blazer Team
443-871-2711
[email protected]

A Maryland list price can hide more than you think.• Ask if the home has ground rent and what the yearly amount is• Ask ...
09/02/2026

A Maryland list price can hide more than you think.

• Ask if the home has ground rent and what the yearly amount is
• Ask whether a front-foot fee is still attached to the property
• Check the tax record for any special assessments beyond regular taxes
• Compare the full monthly ownership cost, not just the mortgage estimate

I check this early because two homes at the same price can carry very different real costs. If you want me to take a second look at a property, I’m happy to help.

09/01/2026

🔑 JUST SOLD — 313 Oak St, Centreville!

Another one closed for my sellers over on the Eastern Shore 🥂 and this one came with a story.

The way this sale came together wasn’t your typical listing — and it’s a great example of what’s possible with the right strategy and the right agent in your corner. I’m breaking down exactly how it happened in a video dropping soon, so keep an eye out 👀

Thinking about selling in Centreville or anywhere on the Shore? This is the kind of result I love getting for my people. 📩 DM me “SOLD” and let’s talk.

Huge congrats to my sellers! 🎉

09/01/2026

Did you know… you don’t need 20% down to buy a home? 🏡

Many buyers put down far less. Conventional can be around 10–14%, FHA as low as 3.5% for qualified buyers, and VA or USDA loans can be 0% down.

20% isn’t a requirement for everyone. Want to know what you can afford? DM me.

A clean basement can still hide a water story.Before you get attached, check whether the yard slopes away from the house...
08/31/2026

A clean basement can still hide a water story.

Before you get attached, check whether the yard slopes away from the house, scan the basement for stains, odor, or fresh patches, see where the sump pump sends water, and follow the downspouts to the lowest point of the lot. Those clues usually connect. When I'm walking Baltimore-area homes, older foundations and tight grading are where I slow down.

If you want, I can help you build a smarter showing checklist.

Mornings by the water, evenings with room to unwind.54 WAGNERS LANE pairs wide water views with bright living space, an ...
08/28/2026

Mornings by the water, evenings with room to unwind.

54 WAGNERS LANE pairs wide water views with bright living space, an eat-in kitchen, 4 bedrooms, and a finished lower level with a custom bar.

54 WAGNERS LANE | 4 bedrooms | 1,570 sq ft | $325,000

See the full property details at the link in bio.

08/28/2026

Every market is different. Real estate isn’t one-size-fits-all. Every neighborhood and price point is different. Your strategy should reflect your market. Whether you’re buying or selling, I’ll create a winning strategy for you. 🏡

Address

2314 Boston Street
Baltimore, MD
21224

Telephone

+14438712711

Website

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