Linda Julian

08/14/2026

Before you put your current home on the market, consider whether selling is your only option.If you've built substantial equity, a cash-out refinance may allow you to use part of that equity toward the purchase of your next home while keeping your current property as a rental. Instead of giving up an asset that has appreciated over time, you may be able to continue benefiting from future appreciation while generating rental income.This strategy isn't right for everyone, but for some homeowners it can be a powerful way to build long-term wealth.If you're wondering whether keeping your current home makes financial sense, contact me. I'll be happy to connect you with a trusted mortgage professional who can help you evaluate your options before you decide to sell.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/14/Don-t-Sell-Your-Current-Home

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

08/13/2026

According to Lawrence Yun, NAR Chief Economist, there can be a significant penalty for overpricing a home. Data shows that listings staying on the market 31-60 days often require price reductions of roughly 5%, with reductions growing larger the longer a home sits unsold.Today's buyers have access to more information than ever and quickly recognize when a home feels overpriced compared to competing properties. Once a listing lingers, buyers may assume there's a problem, even if there isn't.The goal is not to "test the market." It's to position your home strategically from day one to attract the strongest interest and best possible outcome.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/13/There-is-a-penalty-for-pricing-a-home-incorrectly

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

08/12/2026

In today's market, it's not always about lowering the price; it's about making the numbers work for the buyer. I'm helping sellers use smart strategies like rate buydowns and closing cost credits to attract more buyers and get stronger offers. If you're thinking about selling, let's talk about how to position your home for success.

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

Strategic seller incentives like rate buydowns and closing cost assistance can make a home more affordable and appealing to buyers, helping it sell faster in today's higher-rate market.

08/11/2026

Your property tax bill is not always fixed from year to year. It can change because of reassessments, local tax rates, improvements to the property, or changes in available exemptions. Many homeowners do not realize they may qualify for exemptions such as homestead, senior, veteran, disability, or other local programs, and some may also have the right to appeal if they believe their assessed value is too high. The key is to review your notice carefully and pay attention to deadlines. If you receive a property tax assessment and want help understanding how your value compares to recent sales, contact me. I can help you look at the real estate side of the numbers.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/11/Your-Property-Taxes-Can-Change

08/10/2026

Renting can feel cheaper today, but it's not always the full picture. Rent is your maximum monthly cost, while a mortgage is often your starting point. Over time, rent can increase, while homeownership builds equity and offers more stability.The real question isn't just "what's cheaper right now?" It's "what makes sense for your goals?"Every situation is different, and the right answer depends on your timeline, finances, and plans. If you're weighing your options, let's take a look at the numbers together. I can help you compare scenarios and connect you with a trusted lender so you can make a confident decision.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/10/Is-renting-really-cheaper-now

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

08/07/2026

A recent study by Realtor.com highlighted that new construction homes may offer lower total ownership costs over time due to reduced maintenance, fewer repairs, and improved energy efficiency. While the upfront purchase price can sometimes be higher, the long-term savings may offset those costs for many buyers.New homes can also offer warranties, modern layouts, and updated technology that reduce unexpected expenses during the early years of ownership.If you're considering new construction, there are important advantages to having your own agent represent you with the builder, but that relationship usually needs to be established before visiting model homes. Reach out before you start looking so you have someone protecting your interests throughout the process.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/07/New-construction-has-hidden-financial-advantages

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

08/06/2026

Selling your home as-is can save time and upfront costs but it may also impact your price and buyer pool. Some buyers are willing to take on repairs, while others want move-in ready homes.The key is understanding what matters most in your market. In some cases, small updates can significantly increase your return. In others, selling as-is makes more sense.Before making a decision, it's worth taking a closer look. I can help you evaluate your options, identify what's worth fixing (and what's not), and position your home to get the best possible outcome.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/06/Should-you-sell-your-home-As-Is

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

08/05/2026

Thinking about selling your home in the next year? Start now with these 12 easy ways to boost your home's value and buyer appeal. DM me and I'll run a free market analysis so you'll know exactly how much equity you've got to work with!

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]

These 12 seller tips will help homeowners make their property more marketable, more valuable, and more appealing to today's buyers.

08/04/2026

Not every buyer is competing the way they were a few years ago. In some areas, more inventory, longer days on market, and more flexible sellers are creating new opportunities for buyers who felt priced out or pressured before. That does not mean every home is a bargain or that preparation no longer matters. It means buyers may have more room to compare homes, request inspections, negotiate terms, and make a more confident decision. If you paused your home search because the market felt too competitive, this may be a good time to take another look. Contact me and let's talk about what is happening in our local market and what opportunities may be available for you.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/04/Not-Every-Buyer-Is-Competing-Anymore

08/03/2026

Many homeowners budget for their mortgage but forget to budget for maintaining the home itself. A good rule of thumb is to set aside 1% - 3% of your home's value each year for maintenance and unexpected repairs.Small, consistent planning can help prevent larger, more expensive problems later. Routine maintenance not only protects your home; it can also preserve its long-term value.The key is thinking proactively instead of reactively. If you'd like ideas on what maintenance items to prioritize or how to prepare for larger projects, I'm always happy to be a resource and connect you with trusted professionals when needed.

Learn more at https://BetterHomeowners.com/LindaJulian/2026/08/03/Creating-a-home-maintenance-budget-helps-owners

Helping homeowners when they buy, sell and all the years in between.
(401) 714-6363 [email protected]