Julianne Clark, Agent with Charter One Realty

05/28/2026

Squatter situations don’t start with drama. They start quietly. Someone stays on a property you’re not checking on, and the law begins treating it like a tenancy. At that point, you’re not dealing with a quick conversation. You’re dealing with a process.

If you have a second home, a rental, or a place that sits empty between visits, this is something you need to stay ahead of. The longer someone stays without permission, the harder it is to remove them in South Carolina.

A quick check or a reliable local contact can save you from a legal mess you never expected.

Julianne Clark

05/27/2026

𝐂𝐚𝐬𝐡‑𝐎𝐮𝐭 𝐑𝐞𝐟𝐢 𝐯𝐬. 𝐇𝐨𝐦𝐞 𝐄𝐪𝐮𝐢𝐭𝐲 𝐋𝐨𝐚𝐧

There’s a big difference between a cash‑out refinance and a home equity loan — and in a high‑rate environment, that difference matters.

A cash‑out refi resets your whole mortgage at today’s rates.
A home equity loan keeps your original loan untouched and adds a second one 💡.

Most homeowners prefer to hang on to their low first-mortgage rate instead of replacing it. Using equity works best when it’s done with a clear purpose in mind.

Clark

05/27/2026

05/26/2026

Online home value estimates (AVMs) can seem accurate -- until you understand that they treat every home as if it were exactly the same. 📊

Same condition.
Same updates.
Same care.
Same location.

In the Lowcountry, location isn’t a detail — it’s the whole story.
And the waterfront? Well, that changes everything!✨

05/24/2026

South Carolina released its 2026 update to the Housing Trust Fund Home Repair Program — and it’s a meaningful resource for low‑income homeowners who need essential repairs.

The program can help with:
🔧 Roof replacements
❄️ HVAC systems
🚰 Septic + well issues
♿ Accessibility improvements
🪟 Windows, doors, safety repairs
🧪 Mold, asbestos, and lead testing/remediation

If you know someone struggling with major repairs, this is worth sharing.
🔗 https://schousing.sc.gov/development/south-carolina-housing-trust-fund-htf

05/24/2026

Some listings sit longer than expected, even when the home shows well.
When that happens, the market usually sends its first message through silence — fewer showings, no offers, or offers that land far below list 🤐.

High days on market don’t fix themselves.
Pricing does.

Most adjustments aren’t dramatic. They’re strategic:
• correcting an initial overshoot 🎯
• responding to consistent buyer feedback
• aligning with updated comps
• staying competitive as new listings enter the market

A price change isn’t about “giving up.”
It’s about staying in the lane where buyers actually move 🚦.

Julianne Clark

05/22/2026

Fair market value isn’t about guessing a number and crossing your fingers 📊.
It comes from real activity — recent sales, buyer demand, and how people compare homes when they’re deciding today 🔍.
Because those factors shift throughout the year, fair value shifts right along with them ✨.

05/22/2026

Welcome to the Music Festival of the Lowcountry! Join us for a FREE day of live music, delicious food, and great vibes at Henry C. Chambers Waterfront Park. Get ready to dance the day away with some of the best local and regional bands. June 6th, 2026

05/21/2026

When rental inventory rises, the market softens.
When housing inventory rises, it softens again.
When both rise together, the shift is quiet but clear.

High inventory doesn’t create drama — it creates drag.

Prices don’t drop suddenly. They ease in small steps:
• longer days on market
• more negotiation room
• rent concessions
• competitive price adjustments

Markets don’t “flip.”
They tilt — slowly, then obviously.🏡📉

Julianne Clark

05/20/2026

Short‑term rentals used to feel like a cheat code — buy a cute place, list it, and watch the bookings roll in 🏡✨. But 2026 has a different personality. STRs aren’t disappearing, but the “easy money” phase is long gone. If you’ve ever wondered what it really takes to keep an Airbnb profitable, here’s the grounded version.

https://open.substack.com/pub/juliannedclark/p/shortterm-rentals-still-a-smart-move?r=191r03&utm_campaign=post-expanded-share&utm_medium=web

lJulianne Clark