Lindsey Parish- Realtor, GRI, ABR, PSA - Re/max One Beaumont

10/12/2022

Don’t skip the inspection!

10/10/2022

Set yourself up for home buying success and get pre-approved for your mortgage!

So…What will you need to submit to your lender for a smooth Pre-Approval?

✔️Driver’s License & SSN

✔️One Month of Paystubs

✔️Two Years of W-2’s and/or Tax Returns

✔️P&L (if self-employed)

✔️Two Months of Bank Statements

**More documents may be needed depending on your lender

By getting Pre-Approved, you improve your buying credibility and speed up the closing process. Talk about a win-win!

10/06/2022

It’s not wise to make any big purchases or move your money around three to six months before buying a new home.

🔸Avoid any shifts in your credit profile
🔸Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible.
🔸If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

Bottom line: Save money and money will save you!

10/05/2022

It’s 👻🎃🍂🎁 for me!

10/03/2022

If it’s your first time buying a home, or you’re looking to start over, knowing the right questions to ask your lender will put you ahead of the game.

Here are a couple of questions to keep in mind:

✔️Do you have an origination fee?

An origination fee provides additional profit for the lender beyond what’s built into the interest rate. A good follow-up question: What are all of your lender fees?

✔️What other costs will I pay at closing?

Fees charged by third parties, such as for an appraisal, a title search, property taxes, and other closing costs are paid at the loan signing. These costs will be detailed in your official Loan Estimate document and your almost-time-to-sign Closing Disclosure. But the sooner you know what they are, the better you can shop, compare — and prepare — for them.

Are you looking for a reputable mortgage specialist? I would be more than happy to recommend a few. DM me for more info!

09/29/2022

09/22/2022

Happy First Day of Fall! 🍂
I can help you get into your new home before the Holidays!
📲 409-659-8440

09/20/2022

Thank you, Gina! I loved working with these first time home buyers! ❤️🏠

09/20/2022

Sitting on half an acre in Hamshire-Fannett ISD. 3 years young home with an open concept, split floorplan. Kitchen features include granite countertops, large island, plenty of counter and cabinet space, stainless steel appliances, gas cooktop, large walk-in pantry, plus a large breakfast area. Primary en-suite features double vanities, large soaker tub and separate walk-in shower, along with a large walk-in closet. The mud room right off of the garage allows you the perfect spot to drop your shoes before entering the rest of the home. The covered back patio is the perfect space to drink your coffee in the morning or unwind after a long day. Schedule your showing today!

Click here for details:
https://www.remax.com/TX/HAMSHIRE/home-details/12720-POWERS-RD-HAMSHIRE-TX-77622/8543075592365945787/M00000591/231668