09/25/2026
๐ธ๐ก WAITโฆ I need money for WHAT at closing?! ๐ณ
One of the biggest surprises I see with homebuyers โ especially first-time buyers โ is realizing thereโs more to budget for than just the down payment.
Enter: CLOSING COSTS. ๐
Closing costs can include things like:
โ๏ธ Lender & loan fees
โ๏ธ Appraisal
โ๏ธ Title fees
โ๏ธ Homeowners insurance
โ๏ธ Prepaid taxes & insurance
โ๏ธ Other costs associated with getting you to the closing table
Depending on your loan and situation, these costs can add up โ which is why I always want my buyers to KNOW THEIR NUMBERS before they fall in love with a house! โค๏ธ๐ก
But hereโs the good newsโฆ ๐๐ผ
In some transactions, we may be able to negotiate for the SELLER to contribute toward your closing costs. ๐๐ผ That can make a BIG difference in how much cash you need to bring to closing.
The goal isnโt for closing day to come with a bunch of surprises. It should come with excitement, a set of keys and a BIG smile! ๐๐
Thinking about buying but have no clue how much money you actually need to get started?
๐ฒ Message me! I can connect you with a great local lender, help you understand the process, and get a game plan together โ you may be closer to buying than you think! ๐กโค๏ธ