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David Waite - Realtor

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Beaverton, OR
David Waite - Realtor

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SEARCH FOR HOMES IN OREGON-ASK YOUR REAL ESTATE QUES Give me a call!

I’m a real estate agent with Premiere Property Group, LLC in Beaverton, OR and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? I'm eager to help and would love to talk to you.

10/29/2026

VA loans are one of the best homebuying benefits available to eligible veterans. 🇺🇸

But there's a mistake I see people make...

Confusing the ability to buy a home with being financially ready to own one.

Here's an example. 👇

Imagine you're stationed somewhere for the next 18 months.

You qualify for a VA loan, find a home you love, and decide to buy.

Your plan?

Live there until your next PCS, then turn it into a rental property.

Sounds like a great way to start building wealth, right?

Maybe.

But what happens if you can't find a tenant right away?

Or the property needs a $7,000 repair?

Or the rent doesn't cover your mortgage, taxes, insurance, and maintenance?

Suddenly, that investment might be costing you money every month.

And selling after only 18 months could mean losing money once you factor in transaction costs.

That doesn't mean you shouldn't use your VA loan.

It means you should have a plan that works even if things don't go perfectly.

Because the real benefit isn't just being able to buy with little or no money down.

It's having an opportunity to build long-term financial stability. 🏡

🇺🇸 Want to understand how to make the most of your VA homebuying benefits?

Comment "VETERAN" below and I'll send you my free Veteran Homebuying Guide.

10/28/2026

Lake Oswego is one of those places where two homes just a few streets apart can offer completely different lifestyles. 🏡

And if you're spending this kind of money on a home, those details matter.

Here's something that surprises a lot of buyers...

🌊 Living in Lake Oswego doesn't automatically mean your property comes with deeded lake access.

Some homes have special easement privileges. Others don't.

And even when a property qualifies, there can be membership fees, rules, and restrictions.

Then there's the school district.

📚 Don't assume a Lake Oswego mailing address guarantees enrollment at the school you're expecting.

School assignments depend on the property's actual attendance boundaries.

And beyond that?

The age of the home, potential maintenance costs, and even which side of town you choose can make a huge difference in your everyday experience.

My advice?

Don't just fall in love with the house.

Understand exactly what comes with the address before making an offer.

📍 Want my Lake Oswego Neighborhood Guide?

Comment "LAKE OSWEGO" below and I'll send it to you.

10/27/2026

Ever wonder why some people say “fall” and some people say “autumn?”

The English were calling this season “fall of the leaf” back in the 1500s. Britain eventually switched to autumn, but fall stuck around.

Real estate has the same problem, since I’ve heard den, family room and great room used for the same space. 😂

What do you say?

10/27/2026

Selling your home and got an offer from a buyer using a VA loan?

Before you pass on it, here's what you should know.

A lot of sellers have heard VA deals are a headache.

Extra inspections.

Delays on closing.

Nitpicking.

Here's what I've seen after helping thousands of veterans buy and sell homes since 1995...

The VA appraisal checks that a home is safe, sound and sanitary.

That's it.

If your home is in good shape, there's not much to worry about.

And if there is something the VA might flag, like peeling paint or a loose handrail, a good agent can spot it before you accept.

Those small fixes aren't really deal breakers.

It comes down to a lack of awarness regarding your VA benefits.

A VA offer is a real offer from a buyer who earned that benefit.

Sometimes it's the strongest one on the table.

I've worked both sides of VA deals for over 30 years.

Hopefully, this gives sellers a little more insight into what's really happening when a VA loan comes in on your home.

Anything specific you'd like hearing about?

Whether it's VA benefits, homebuying / selling tips, what the market stats are in Portland -- drop 'em below.

I respond to all your comments personally!

10/27/2026

If you've served in the military, you may have access to one of the most powerful homebuying tools available. 🇺🇸

And the biggest mistake?

Assuming a VA loan works just like a conventional mortgage.

It doesn't.

The VA home loan program was designed to make homeownership more accessible for eligible veterans, active-duty service members, and certain surviving spouses.

But there's something important to understand...

🏡 Having VA loan eligibility doesn't automatically mean you're approved to buy any home.

Lenders still review your income, credit, debts, and ability to afford the payment.

And while VA loans can significantly reduce upfront costs, you may still have closing costs and a VA funding fee unless you're exempt.

That's why understanding your benefits before you start house hunting can make such a big difference.

You've earned these benefits through your service.

Make sure you understand how to use them. 🇺🇸

📩 Want my free Veteran Homebuying Guide?

Comment "VETERAN" below and I'll send it to you.

10/26/2026

Feel like buying a house is just unaffordable now adays?

You’re not alone.

Sadly, I hear it several times a week.

People preferring to rent when they actually could qualify for a home they can own.

Here’s something no one's telling you.

And it's based purely on fact.

When you buy can change what you pay.

In spring, you’re up against everyone.

Multiple offers. Bidding over asking. Waiving things you shouldn’t, just to win.

Fall is different.

Fewer buyers are out touring on a rainy Saturday.

Sellers still listed in November usually want to sell. And a home that’s been sitting for 30 days is often open to a real conversation about price.

That can mean:

Offering at asking, not $10k or 20k over.

Asking the seller to help with closing costs.

Asking for repairs instead of skipping the inspection.

Simply put, buyers' leverage shifts just like the seasons do.

And before you decide it’s out of reach, find out what you can actually afford.

A lot of buyers are surprised by the loan options and first-time buyer programs they qualify for.

Drop a comment if you've got any questions about how your leverage changes during this time of year.

My goals is to educate you and your family so you can make decisiosn based on facts.

10/25/2026

Mortgage rates hit 7%. Is renting officially the smarter move? 🏡

Here's what a lot of people get wrong about the rent vs. buy debate...

They assume one option is always financially better than the other.

But that's not how it works.

💰 At higher interest rates, renting can absolutely make more financial sense, especially if you're planning to move in the next few years.

But buying comes with benefits that aren't always obvious when you're just comparing monthly payments.

🏡 You're building equity as you pay down your mortgage.

📈 You have the potential to benefit from long-term appreciation.

🔑 And with a fixed-rate mortgage, your principal and interest payment stays the same, even if rents continue rising.

Of course, ownership also comes with property taxes, insurance, maintenance, and upfront costs.

So here's the question I'd actually ask...

Are you planning to stay for 2–3 years or 7–10 years?

Because that answer could completely change the math.

The smartest decision isn't always buying.

And it isn't always renting.

It's choosing the option that makes the most financial sense for your situation.

👇 What would you rather do at a 7% mortgage rate?

Keep renting or buy anyway?

Let me know in the comments.

10/25/2026

"Can I use my VA home laon more than once?"

"If so, does it work the same way as before?"

Veterans who've served our country often have these two questions.

And It's my mission to EDUCATE veterans on the amazing benefits they've earned serving our country.

Here's the good news.

Yes!

You can use your VA home loan more than once.

The VA says it plainly: you can use your home loan benefit more than once.

Sell your home and pay off the loan, and your entitlement can be restored.

And depending on how much entitlement you have left, you may even be able to buy your next home with a VA loan while you still own the first one.

That last part surprises people every time.

And if done right, you can leverage your VA as an investment vehicle to help you and your family thrive.

The math behind it (they call it "entitlement") can get confusing fast. That's where a lender who knows VA and an agent who's done this a long time come in.

If you wanna learn more about leveraging your VA home loan and the other benefits you've earned serving our country?

Drop a comment below.

I'm always here to help educate you on what's happening in the market.

10/24/2026

Long before Airbnb, some teachers had a vacation idea. You stay at my place, and I’ll stay at yours.

In 1953, a New York teacher typed up a list of colleagues willing to swap homes. European teachers were organizing exchanges that same year.

I like the thought that the neighborhood you know by heart could be somewhere someone else has always wanted to visit.

And if you’re thinking about a change of address that lasts longer than a vacation, send me a message. I’d love to hear what you have in mind.

10/24/2026

Can't sleep since you put in an offer on your first house?

You're not alone.

I've been doing this for 35 years, and I can tell you the 3 a.m. "what did I just do" feeling is one of the most normal parts of buying a home.

Especially if you're the first one in your family to do it.

No parents to call. No one who's been through it to tell you what's normal and what's not.

So here's what I tell every first-time buyer:

Being scared doesn't mean it's the wrong house.

It means you're taking one of the biggest decisions of your life seriously -- this is a good thing.

And let me tell you what.

Seeing your kids run around in the yard.

Weekend BBQs.

Relaxing on the couch watching your favorite shows after a hard day at work.
...all inside a home YOU own?

There's nothing like that peace of mind.

But it's good to stay ahead if this if you're thinking of buying.

You need someone you can ask the "silly" questions.

Here's 3 to keep in mind.

1️⃣ What does the inspection actually cover?

2️⃣ What happens if something breaks after I move in?

3️⃣ Am I even able to do this?

(Usually, the answer to that last one is yes.)

If you or anyone you know is thinking of buying and you've got questions?

Drop them in the comments below.

I respond to every single one personally!

Have a great rest of your weekend.

Address

9792 SW Nimbus
Beaverton, OR
97008

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm
Saturday	11am - 5pm
Sunday	11am - 5pm

Telephone

+15038875323

Website

https://www.ripcityrealtors.com/

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