Ronald Chapman-Realtor

Ronald Chapman-Realtor Realtor with The Concierge Group of ExecuHome Realty located in Maryland. Retired Fed Employee | USAF Veteran.

My client-centric approach, coupled with effective communication, positions me as a reliable advocate for all navigating the real estate market.

🏡 OPEN HOUSE — Saturday, 9/12, 11AM–1PM 🏡📍 7410 Gunpowder Road | Oliver Beach, MD💰 Listed at $314,900🤝 Hosted by Ron Cha...
09/11/2026

🏡 OPEN HOUSE — Saturday, 9/12, 11AM–1PM 🏡
📍 7410 Gunpowder Road | Oliver Beach, MD
💰 Listed at $314,900
🤝 Hosted by Ron Chapman, The Concierge Group of ExecuHome Realty

Come spend your Saturday in Oliver Beach! I’ll be hosting this move-in-ready 3-bedroom, 1-bath home in one of Baltimore County’s favorite water-oriented communities — and I’d love to walk you through it. ✨

🍳 Updated kitchen with stainless steel appliances and modern finishes
☀️ Fresh, neutral interior that’s bright, inviting, and ready for your furniture
🔥 Stamped concrete patio built for grilling, outdoor dining, and gatherings
🌿 Newer vinyl privacy fence with plenty of lawn for pets, play, or gardening
🚗 Detached garage for parking, storage, a workshop, or your boat and kayak gear
📦 Waterproofed crawl space for even more storage

The Oliver Beach lifestyle is the real bonus: 🚤 boating, fishing, and kayaking minutes from your door, Gunpowder Falls State Park nearby, a community center, a playground, and boat slip access for a small monthly fee. Waterfront living without the waterfront price tag. 🌊

Swing by Saturday between 11 and 1 — no appointment needed. Can’t make it? Call or text me at 410.688.1740 and I’ll set up a private showing. 📲

Always Remembered 🇺🇸
09/11/2026

Always Remembered 🇺🇸

Happy Labor Day, Harford County! 🇺🇸🏡Today we honor the hard work that built this country — and I want to honor the hard ...
09/07/2026

Happy Labor Day, Harford County! 🇺🇸🏡

Today we honor the hard work that built this country — and I want to honor the hard work that’s building your future.

Every paycheck you’ve earned, every long week you’ve put in… that effort deserves to build something that’s yours.

🔑 Buyers: Your labor should be growing YOUR equity, not your landlord’s. Rates, programs, and VA loan benefits are worth a conversation — let’s see what your hard work can afford.

💰 Sellers: Years of mortgage payments, upgrades, and upkeep? That’s sweat equity. Let’s make sure you get full value for every bit of it.

As a USAF veteran and federal retiree, I know what it means to work for what you have. Let’s put your labor to work in Bel Air, Havre de Grace, Fallston, Forest Hill, Aberdeen, Edgewood, and beyond.

Enjoy the day off — and when you’re ready to make a move, I’m one call away. ☎️ 410.688.1740

🏡 Harford County & Maryland Housing Market Update: It’s getting harder for first-time homebuyers in the Mid-Atlantic.New...
09/02/2026

🏡 Harford County & Maryland Housing Market Update: It’s getting harder for first-time homebuyers in the Mid-Atlantic.

New Bright MLS agent surveys show first-time buyers made up just 36.7% of July closings — a record low. With the median sold price at $450,999 (up 23% in five years) and monthly payments near $3,200, entry-level buyers are writing multiple offers, paying above asking, and searching 6+ months.

📊 Key numbers: • 61.6% of first-time buyers made offers on multiple homes • 41.4% paid above the original asking price • 1 in 5 searched more than six months

BUYERS: Get pre-approved, widen your search area, ask about Maryland down payment assistance programs, and work with a local agent who knows Bel Air, Aberdeen, Havre de Grace, Fallston, and Forest Hill.

SELLERS: Well-priced homes in Harford County are still drawing multiple offers — now is a strong time to talk strategy.

📞 Ron Chapman | ExecuHome Realty | 410.688.1740 Call or text for a free buyer or seller consultation.

Closed today — Congratulations, Judy! 🔑Today is one of those days worth celebrating: from “let’s start looking” to narro...
09/01/2026

Closed today — Congratulations, Judy! 🔑

Today is one of those days worth celebrating: from “let’s start looking” to narrowing it down, to this is the one, to an accepted offer and keys in hand.

My time in the Air Force and with the federal government taught me one thing that never changes — the mission gets done as a team. Real estate is no different. Buying a home is one of the biggest decisions my clients will ever make, and they trust me to guide them, flag the real issues, and cut through the noise. That trust is only as good as the team standing behind me.

You never hear a team talk about themselves as individuals. You hear them talk about how they got it done together. So here’s how we got it done:

🏦 Chad and Becky at Blevins Home Mortgage Chad Blevins — financing handled, start to finish.
🔍 Isaiah Unger ID Home Inspections at ID Home Inspections — a thorough inspection and the patience to walk buyers and sellers through what actually matters.
📝 Jamie Buser and Jennifer Criswell at Galaxy Settlements Galaxy Settlements — the X’s and O’s executed all the way into the end zone.
⭐ And our GM, Judy — thank you for putting your trust in all of us, it makes us even happier to get there with you.

Team effort, undeniably. Consistent excellence is what makes success repeatable.

📞 410.688.1740 | 🌐 homesbyronald.com
Ron Chapman | The Concierge Group at ExecuHome Realty

08/21/2026

Mortgage rates August 2026: 30-year fixed at 6.65%, 15-year at 5.95% — basically flat, and higher than a year ago. So why are agents saying waiting could cost buyers more than buying now? Because 20% of sellers cut their price in July and purchase applications are down 3% YoY. Fewer buyers in the room = more negotiating power for you: closing cost credits, repair credits, real price negotiation. You can refinance a rate. You can’t renegotiate a price you overpaid. If rates drop, everyone comes back at once and that leverage disappears. Sellers — price it right in week one and be ready to negotiate terms. Buyers — run YOUR numbers, not the internet’s. Comment “NUMBERS” for a breakdown on your budget. 📊

Rates as of 8/20/26, subject to change. Educational content, not financial advice. Equal Housing Opportunity.



Ronald Chapman - Realtor
The Concierge Group of ExecuHome Realty
4106.88.1740

♻️ **FREE Electronics & Appliance Recycling in Harford County!** ♻️Whether you're a homeowner decluttering before a big ...
08/18/2026

♻️ **FREE Electronics & Appliance Recycling in Harford County!** ♻️

Whether you're a homeowner decluttering before a big move or a renter downsizing between leases, this is the perfect chance to clear out old electronics and appliances — for free!

📍 **Harford Waste Disposal Center** — 3241 Scarboro Rd, Street, MD

✅ Accepted items:
🔌 Cables, cords & chargers
✨ Holiday/string lights
💻 Computer towers, laptops & keyboards
🖨️ Printers, copiers & scanners
🔊 Speakers, stereos & radios
📱 Telephones & cell phones
📀 DVD players & VCRs
🧊 Large & small appliances (Freon-containing items subject to a $10 fee)

📞 More info: 410.638.3417 | 🌐 harfordrecycles.org

Getting your home ready to list? Prepping a rental for new tenants? Decluttering is one of the easiest ways to boost your space's appeal — and Harford County makes it easy to do it responsibly. ♻️🏡

Ron Chapman
The Concierge Group | ExecuHome Realty
📞 410.688.1740
✉️ [email protected]
🌐 homesbyronald.com

HARFORD COUNTY MD REAL ESTATE MARKET UPDATE — JULY 2026 📊Here’s exactly where the Harford County housing market stands t...
08/17/2026

HARFORD COUNTY MD REAL ESTATE MARKET UPDATE — JULY 2026 📊

Here’s exactly where the Harford County housing market stands this month 👇

🏡 Median listing price: $437,225
📐 Median price per square foot: $204
⏱️ Median days on market: 34
🆕 New listings in July: 326
📋 Active listings: 600
📏 Median home size: 2,082 sq ft

What it means for you:

SELLERS — with 600 active listings countywide and homes going under contract in about 34 days, well-priced, well-prepared homes are still moving. Pricing strategy in the first 10 days matters more than ever.

BUYERS — 326 new listings hit the market in July, so you have real choice. At $204/sq ft, Harford County remains one of the better values in the Baltimore metro.

Thinking about buying or selling in Bel Air, Aberdeen, Havre de Grace, Fallston, Forest Hill, Abingdon, Jarrettsville or Edgewood? Every neighborhood tells a different story than the county average — DM me “HARFORD” and I’ll send you the numbers for your specific street.

📍 Serving all of Harford County, Maryland
📊 Data source: Realtor.com residential market data, July 2026

Did you know I'm licensed in both Maryland and Pennsylvania? 🏡The state line is just a line on a map. Every day, familie...
07/28/2026

Did you know I'm licensed in both Maryland and Pennsylvania? 🏡

The state line is just a line on a map. Every day, families live in one state and work in the other — commuting between York and Baltimore County, Hanover and Carroll County, Chambersburg and Washington County. Your life doesn't stop at the border, and neither should your home search.

Here's why working with a dual-licensed agent matters:

✅ One agent, two states. Search both sides of the line without being handed off to someone who doesn't know you.
✅ Real tax and cost insight. Property taxes, transfer taxes, and closing costs differ significantly between MD and PA — I'll show you the true monthly picture, not just the list price.
✅ Different rules, one guide. Maryland and Pennsylvania have different contracts, disclosure requirements, and inspection timelines. I handle both.
✅ Local knowledge on both sides. Schools, commutes, taxes, and lifestyle — I can tell you what you actually gain or give up by crossing the line.
✅ A wider net. Sometimes the right home, or the better value, is 15 minutes north or south of where you started looking.

If you're weighing a move across the state line — or just curious what your budget buys on the other side — let's talk. 📩

Address

1614 East Churchville Road, Suite 3LI
Bel Air, MD
21015

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