https://linktr.ee/ThinkJohnFinkRealtor, https://www.linkedin.com/in/john-fink-b55123a9?utm_source=share_via&utm_content=

Think John Fink Realtor, 2015 Emmorton Road Suite 100, Bel Air, MD (2026)

09/01/2026

🏡 Meet The John Fink Team!

Real estate is what we do, but people, homes, and our communities are what we’re really passionate about.

We’re John Fink & Martha Welsh, REALTORS® with Berkshire Hathaway HomeServices PenFed Realty, and together we make up The John Fink Team.

Between the two of us, we bring local knowledge, real-world experience, strong negotiation skills, and a genuine love for helping people make their next move. Whether you’re buying your first home, selling the home where you raised your family, relocating, investing, or simply trying to figure out what comes next — our goal is to protect your interests and guide you through it from beginning to end.

But we’re more than real estate agents. 😊

🌲 We love hiking, camping, nature and being outdoors
🐾 We’re definitely dog people
🔨 We enjoy designing, renovating and bringing new life to homes
☕ We love discovering local restaurants, breweries, coffee shops and small businesses
🏡 And most importantly, we love helping families find a place they can truly call home

Our communities are personal to us, too. John calls Harford County home, and Martha calls Anne Arundel County home — the same areas where we’ve built our lives and raised our families. That connection gives us a perspective that goes far beyond simply knowing the housing market. We know the communities, the neighborhoods, the local businesses and the lifestyle that make these places special.

📍 We proudly serve Harford, Baltimore & Anne Arundel Counties, along with surrounding Maryland communities and Southern Pennsylvania.

When you work with us, you’re not just getting someone to open doors or put a sign in the yard. You’re getting a team that believes in relationships, honest advice, protecting your investment, and being there long after settlement day.

Your Goals. Our Commitment. We Protect You.™

Thinking about buying, selling, relocating, or just curious what your home is worth? Reach out and say hello. We’d love to get to know you.

The John Fink Team
Berkshire Hathaway HomeServices PenFed Realty
📱 John: 410.459.9284
📱 Martha: 317.938.6947

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/28/2026

🏡 A SINGLE-FAMILY HOME AT A TOWNHOME PRICE?! 👀🔥

ACTIVE FOR SHOWINGS TODAY!

ASKING PRICE — $399,000

📍 1802 Bear Creek Dr | Forest Hill, MD 21050

Here’s one you’re going to want to see before everyone else does!

Located in the established Harford Estates community, this 3-bedroom, 2-full-bath brick rancher is hitting the market at $25,000 below any other home recently sold in the neighborhood! 💰🏡

And there’s a lot to love beyond the price…

✨ Beautiful original hardwood floors
🍳 Updated kitchen
☀️ Roof-mounted solar panels
☀️ Solar water heater
🏡 Large unfinished basement ready for your ideas
🌳 Spacious yard surrounded by mature trees
🚲 Walking distance to the new extension of the Ma & Pa Heritage Trail
🍽️ Minutes from shopping, restaurants & everyday conveniences
📍 Just minutes from Historic Downtown Bel Air

Harford Estates offers that established-neighborhood feel while keeping you incredibly close to everything Bel Air has to offer.

$399K for a detached single-family home in Forest Hill — at a price point where many buyers are looking at townhomes. 👀

This one is going to get attention!

📲 Message me for details or to be one of the first to know when showings begin.

Think John Fink Team
Berkshire Hathaway HomeServices PenFed Realty
📱 410.459.9284
☎️ 410.515.5300
📧 [email protected]

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/27/2026

🏡 FIRST-TIME HOMEBUYERS IN MARYLAND — You may have more help available than you think!

Maryland offers several programs that can make buying your first home more affordable. Here are 3 worth knowing about: 👇

♿ HomeAbility
For qualified buyers with disabilities, or certain family members purchasing a home for someone with a disability. Assistance may provide up to $45,000 toward down payment and closing costs, with 0% interest and no monthly payment on the assistance.

🎓 SmartBuy 3.0
Have student loan debt? Qualified buyers may receive up to 15% of the home’s purchase price, up to $25,000, to help completely pay off eligible student loans at closing. The assistance can be forgiven after 5 years if program requirements are met.

🔨 FHA 203(k) Limited
Found an affordable home that needs some work? This loan may allow you to purchase the home AND finance up to $75,000 in eligible renovations with one mortgage. Think kitchens, flooring, paint, HVAC and other non-structural improvements.

✅ Income, credit and property requirements apply.
✅ Homebuyer education may be required.
✅ Working with an approved lender is an important first step.
✅ And remember — in many cases, you may still qualify as a “first-time buyer” if you haven’t owned a home in the last 3 years.

Buying your first home can feel overwhelming, but you don’t have to figure it all out yourself.

🏠 Let the Think John Fink Team help guide you through the programs, financing options and entire process on your path to homeownership!

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/26/2026

🏡 IS THE MARYLAND HOUSING MARKET SHIFTING?

If you’re considering Buying or Selling your home this year, you’re gonna want to read this!

📍 Harford & Baltimore County | August 2026 Market Update

I get asked all the time, “John, what’s happening with the housing market?”

The short answer: It’s changing — but homes are still selling.

Here’s what the latest available housing data is telling us 👇

📍 HARFORD COUNTY

💰 Latest average sale price: $464,834
📉 About 24.2% of listings are experiencing price reductions
🔥 45.6% of homes sold above asking price
💵 Homes are averaging about 101.4% of list price

📍 BALTIMORE COUNTY

💰 Latest average sale price: $493,442
📉 About 20% of listings are experiencing price reductions
🔥 45.6% of homes sold above asking price
💵 Homes are averaging about 100.7% of list price

So what does this mean?

We’re starting to see a little more balance return to the market.

🏡 SELLERS: Pricing matters more than ever. Buyers have more choices, and homes that are overpriced or don’t show well are more likely to sit and eventually need a price adjustment.

🔑 BUYERS: Don’t assume every home is going to turn into a bidding war. We’re seeing price reductions, longer market times on some properties and more opportunities to negotiate.

But here’s the important part…

Well-priced, well-maintained homes are STILL selling — and many are still selling above asking price.

And for anyone considering selling their home on their own, here’s an interesting national statistic:

🤝 91% of sellers used a real estate agent in the latest National Association of REALTORS® study.

Only 5% sold For Sale By Owner.

The median FSBO sale price was $360,000, compared with $425,000 for agent-assisted sales.

The market isn’t crashing.
The market isn’t dead.

It’s simply becoming a market where strategy, preparation, pricing and negotiation matter again. 🏡

If you’re thinking about buying or selling in Harford County, Baltimore County or the surrounding Maryland areas, I’m always happy to talk about what’s happening in your specific neighborhood.

Think John Fink Team 🏡
Berkshire Hathaway HomeServices PenFed Realty

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/25/2026

🏡 A SINGLE-FAMILY HOME AT A TOWNHOME PRICE?! 👀🔥

COMING SOON — $399,000
📍 1802 Bear Creek Dr | Forest Hill, MD 21050

Here’s one you’re going to want to see before everyone else does!

Located in the established Harford Estates community, this 3-bedroom, 2-full-bath brick rancher is hitting the market at $25,000 below any other home recently sold in the neighborhood! 💰🏡

And there’s a lot to love beyond the price…

✨ Beautiful original hardwood floors
🍳 Updated kitchen
☀️ Roof-mounted solar panels
☀️ Solar water heater
🏡 Large unfinished basement ready for your ideas
🌳 Spacious yard surrounded by mature trees
🚲 Walking distance to the new extension of the Ma & Pa Heritage Trail
🍽️ Minutes from shopping, restaurants & everyday conveniences
📍 Just minutes from Historic Downtown Bel Air

Harford Estates offers that established-neighborhood feel while keeping you incredibly close to everything Bel Air has to offer.

$399K for a detached single-family home in Forest Hill — at a price point where many buyers are looking at townhomes. 👀

This one is going to get attention!

📲 COMING SOON! Message me for details or to be one of the first to know when showings begin.

Think John Fink Team
Berkshire Hathaway HomeServices PenFed Realty
📱 410.459.9284
☎️ 410.515.5300
📧 [email protected]

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/23/2026

🏡 COMING SOON | FOREST HILL, MD 🏡

💰 Offered at $399,000

Welcome to 1802 Bear Creek Dr, Forest Hill, MD 21050, a charming 3-bedroom, 2.5-bath rancher located in the sought-after Harford Estates community.

From the moment you step inside, you’ll appreciate the warmth and character this home has to offer. Beautiful hardwood floors flow throughout, while the updated kitchen provides a fresh and inviting space for everyday living and entertaining.

Downstairs, the large unfinished basement offers tons of potential—create a family room, home gym, office, workshop, additional storage, or design the space to fit your own needs.

With a comfortable layout, plenty of room to make it your own, and a great Forest Hill location, this home is one you’ll want to keep an eye on.

📍 1802 Bear Creek Dr | Forest Hill, MD 21050

💰 $399,000
🛏️ 3 Bedrooms
🛁 2.5 Bathrooms
✨ Beautiful Hardwood Floors
🍽️ Updated Kitchen
🏠 Large Unfinished Basement
🌳 Harford Estates

Coming Soon! Stay tuned for professional photos, details, and the official launch date.

Think John Fink Team 🏡
Berkshire Hathaway HomeServices PenFed Realty

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/20/2026

How do you know if you’re hiring the right Real Estate professional? 🏡

Look at what their past clients are saying. ⭐⭐⭐⭐⭐

I’m grateful for every client who has trusted me to help them buy or sell their home 🙏

Real clients. Real experiences. Real results.

Thinking about buying or selling? Let’s talk.

Think John Fink Team 🏡

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/18/2026

🏡 Meet Martha & John — Your Local Real Estate Team

Real estate is about more than buying or selling a house. It’s about having someone in your corner who understands your goals, communicates clearly, protects your interests, and helps you make confident decisions along the way.

Together, we proudly serve Harford County, Baltimore County, Anne Arundel County, and surrounding Maryland communities, helping:

🔑 First-time homebuyers
🏡 Homeowners preparing to sell
🇺🇸 Military families & those relocating
🌿 Seniors looking to downsize
📦 Buyers and sellers making their next move

Our goal is simple: provide honest advice, strong representation, clear communication, and a personalized plan for every client we work with.

We believe in relationships over transactions and Community Over Competition. Whether you’re buying your first home, selling a longtime family home, relocating, or simply wondering what your options are, we’re here to be a resource.

Martha Welsh & John Fink
Think John Fink Team
Berkshire Hathaway HomeServices PenFed Realty

We advocate for you. We protect your investment. And we work hard to get you to the closing table. 🏡🔑

Let’s connect 🤝👇

https://linktr.ee/ThinkJohnFinkRealtor

08/17/2026

🏡 Thinking About Selling? Late Summer Could Be Your Sweet Spot!

If selling your home has been on your mind, now may be one of the better opportunities to get it on the market before fall. 🍂

🎒 Motivated buyers are still looking. Families hoping to get settled around the start of the school year may have extra motivation to make a decision.

🏖️ Vacations are winding down. Buyers are getting back into their normal routines and refocusing on their home search.

📸 Your home can look its best. Longer daylight, green lawns, mature landscaping and plenty of natural light can make professional listing photos really stand out.

🌿 Curb appeal is still strong. Landscaping is established, trees are full, and decks, patios and outdoor spaces are easier to showcase.

💰 Potential to maximize your sale price. Strong buyer activity combined with fewer competing homes can help create urgency—and when multiple buyers are interested, that can mean stronger offers and better terms.

🍂 Waiting until fall can change the equation. Shorter days, changing landscaping, school schedules and the approaching holidays can reduce the number of active buyers in some markets.

✨ Timing matters. The goal isn’t simply to sell your home—it’s to position it to get the best price and terms the market will support.

If you’ve been thinking, “Maybe I’ll just wait until fall…” it may be worth having the conversation now.

📲 Think John Fink Realtor
Berkshire Hathaway HomeServices PenFed Realty
📞 410-459-9284

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

08/07/2026

🏡 JUST SOLD in Darlington, MD! 🎉🔑

A huge CONGRATULATIONS to Olivia & Gavin on the purchase of their first home! ❤️

This one is extra special. These two are the definition of a hard-working couple who refused to give up. It felt like they had obstacles coming at them from every direction throughout this transaction, but they kept pushing, worked their butts off, and did whatever it took to make it to the closing table.

And today, they can officially say… WE’RE HOMEOWNERS! 🏡🙌

I’ve known their family for a very long time, which made being part of this journey even more meaningful. I’m incredibly thankful they trusted me to help guide them through their first home purchase.

Please help me congratulate Olivia & Gavin! Wishing you both many happy years, great memories, and an amazing new chapter in your new home.

You earned this one! ❤️🍾🥂

Congratulations and welcome home! 🏡🔑

If you’re a First Time Home Buyer and need someone in your corner to make things happen, I’d be happy to help 💪

Let’s connect 👇

https://linktr.ee/ThinkJohnFinkRealtor

Think John Fink Team | Berkshire Hathaway HomeServices PenFed Realty

Think John Fink Realtor

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