Houston First time Home Owners

03/28/2025

Kammii Kane doing what she does best playing around with Lou Lou my rescued dog. 🐶

05/04/2024

07/09/2022

If you are ready to cross in to your
level call or dm me to sell or buy your next home.

#

06/30/2022

Always be prepared to work your ass off and fight tooth and nail for the true desires of your heart!🥊🤺🥷🤺🥊 .

Call or Dm Realtor Walter for all your real estate questions and needs.
(281)546-3844

🏘🏘🏘🏘🏘🏘🏘🏠🏘🏠🏘

12/27/2021

Here’s a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good reminders – for the process.

>>Don’t Deposit Cash into Your Bank Accounts Before Speaking with Your Bank or Lender.

Lenders need to source your money, and cash isn’t easily traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer.

>>Don’t Make Any Large Purchases Like a New Car or Furniture for Your Home.

People with new debt have higher debt-to-income ratios. Since higher ratios make for riskier loans, qualified borrowers may end up no longer qualifying for their mortgage.

>>Don’t Co-Sign Other Loans for Anyone.

When you co-sign, you’re obligated. With that obligation comes higher debt-to-income ratios as well. Even if you promise you won’t be the one making the payments, your lender will have to count the payments against...

Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes...

12/23/2021

Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can be more important to us than the financial ones. Here are some of the reasons why.

>>Owning your home is an accomplishment worth celebrating

You’ve put in a lot of work to achieve the dream of homeownership, and whether it’s your first home or your fifth, congratulations are in order for this milestone. You’ve earned it.

>>There’s no place like home

Owning your own home offers not only safety and security, but also a comfortable place where you can simply relax and unwind after a long day. Sometimes that’s just what we need to feel recharged and truly content.

>>You can find more space to meet your needs

Whether you want more room for your changing lifestyle (think: working from home, dedicated space for a hobby, or a personal gym) or you simply prefer to have a large backyard for entertaining, you can invest in a home that truly works for your...

It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important.

12/22/2021

Here are four reasons why putting 20% down may be a great option if it works within your budget.

>>Your Interest Rate May Be Lower
A 20% down payment vs. a 3-5% down payment shows your lender you’re more financially stable and not a large credit risk. The more confident your lender is in your credit score and your ability to pay your loan, the lower the mortgage interest rate they’ll likely be willing to give you.

>>You’ll End Up Paying Less for Your Home
The larger your down payment, the smaller your loan amount will be for your mortgage. Because you’ll avoid as much accrued interest, this will end up costing you less over the lifetime of your home loan.

>>Your Offer Will Stand Out in a Competitive Market
In a market where many buyers are competing for the same home, sellers often like to see offers come in with 20% or larger down payments. You’re seen as a stronger buyer with financing that’s more likely to be approved.

>>You Won’t Have To...

If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to unde...