Rosamund Wu - CPA Realtor

Rosamund Wu - CPA Realtor A detailed, analytical CPA with 20+ years of professional experience offers the best value for your real estate investment & planning

After a Cooler Summer Market, Will Sales Pick Up in the Fall?The existing home sales in U.S. hit a six-year high in Augu...
09/18/2026

After a Cooler Summer Market, Will Sales Pick Up in the Fall?

The existing home sales in U.S. hit a six-year high in August as the pace of sales fell 2% MoM and 1.2% YoY. At the same time, the median sales price rose again as month's supply of homes for sale hit a 10-year high at 4.9 months. However, home prices rose 1.6% annually to $429,100. Despite higher interest rates, rising wages which grew 3.1% in August, along with net job growth are supporting homebuying demand. With growing inventory, which hits 4.9 months in August, and more sellers willing to negotiate, buyers should be ready and actively look this fall.

Locally in our region, sellers remained active in August in our area, adding 9,546 new listings to the market, a 9.3% increase from a year ago. At the same time, the median sales price decreased 2.3% year over year to $635,000. Pending sales were down 6.5% compared to August 2025, reflecting a more measured pace of activity as the market moves into the fall season.

The Fed Funds Interest Rate Increase and Prediction for Next YearBased on untamed inflation, stronger than expected job ...
09/17/2026

The Fed Funds Interest Rate Increase and Prediction for Next Year

Based on untamed inflation, stronger than expected job growth and solid pace in economic expansion, the Fed unanimously raised its short-term interest rate target by 25 basis points to 3.75% to 4.00% yesterday, ending a string of six rate cuts from September 2024 to December 2025, when the rate was lowered by 175 basis points.

A rate increase was anticipated by financial markets over the past month, from the odds of a 25% in mid-august to 93.5% the day before the meeting. Most of the FOMC members believe the Fed will make at least one more increase in the target range before the end of the year.

By the end of 2027, the majority of FOMC members believes the target range will be above 4%. Three members expect the target range to return to the 3.50% to 3.75% band it had been in for all of 2026 until now, and one FOMC member believes the Fed will cut the target range all the way down to 3.00% to 3.25%.

COMPOSTING IN YOUR BACKYARDTurn fall leaves and yard waste into nutrient-rich compost that can help support a healthier ...
09/16/2026

COMPOSTING IN YOUR BACKYARD

Turn fall leaves and yard waste into nutrient-rich compost that can help support a healthier garden while reducing what ends up in the yard waste bin.
• Start with the right leaves: Birch, maple, ash, cherry, beech, and leaves from fruit and nut trees tend to break down quickly. Tough, waxy leaves take longer, so shredding them first can help speed things up.
• Shred your leaves: Smaller pieces break down faster and are less likely to mat together. A thicker pile can also help hold warmth during the colder months.
• Balance your materials: A good compost pile is made up of about four parts “brown” materials to one part “green” materials. Brown materials include dry leaves, cardboard, and straw. Green materials include vegetable scraps, coffee grounds, eggshells, fresh grass clippings, and manure.
• Keep air moving: Compost needs oxygen to break down properly. Turn your pile regularly to bring fresh air into the center and help the materials decompose evenly and efficiently.
• Watch the moisture: Your compost should be damp but not soaking wet, similar to a wrung-out sponge. Heavy rain and snow can add too much moisture, which can slow decomposition by limiting airflow.
• Choose the right setup: You can compost in a bin, tumbler, or traditional pile. Place it somewhere with good drainage and partial sunlight. If your area gets a lot of rain or snow, a covered bin or tumbler can help keep excess water out.

Home Appreciation Forecast and Inflation for August• Fannie Mae and Pulsenomics' latest Home Price Expectations Survey –...
09/11/2026

Home Appreciation Forecast and Inflation for August

• Fannie Mae and Pulsenomics' latest Home Price Expectations Survey – which reflects forecasts from more than 150 economists, real estate experts, and market strategists – puts the median forecast for home price growth at about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that translates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, underscoring the potential for homeownership to build wealth over time.
• The Consumer Price Index for August showed headline inflation rose 0.4%, in line with the market estimate, but it was still a hot monthly reading. Year-over-year inflation remained at 3.4%. The core rate, which strips out food and energy prices and is the main focus of the Fed, rose 0.3%, which was hotter than the estimate. This monthly reading was too hot and Fed members will likely focus on the lack of progress, leading to an 85% chance of a 25bps hike on September 16th.

"Congratulations on being recognized by RealTrends as one of Washington's Top Real Estate Brokers, proudly representing ...
09/03/2026

"Congratulations on being recognized by RealTrends as one of Washington's Top Real Estate Brokers, proudly representing John L. Scott Bellevue Main. A well-deserved reflection of your continued success!" Thanks for all the trust and support from my clients, friends and office staff!

Housing market slowing but with better prospect• Housing starts fell 12.4% in July, while building permits rose 5% from ...
08/31/2026

Housing market slowing but with better prospect

• Housing starts fell 12.4% in July, while building permits rose 5% from June, suggesting builders remained cautious about active construction but still expect somewhat stronger activity ahead. If mortgage rates decline and demand picks up.
• Pending home sales, which track signed contracts on existing homes, fell 2.3% from June to July, marking a second straight month of declines. Sales fell across all four regions and were down 2.2% from a year ago.picks up, limited housing supply could continue to support home prices in the months ahead.
• Speech from the Fed chair Kevin Warsh on Friday triggered a sharp bond market sell-off causing the 30-year fixed mortgage rate jumped to its highest level to 6.87% today, the highest this year. Until we see inflation is tamed in a meaningful trend or job market condition deteriorates, rates will stay pretty much at the same level until the rest of 2026

Core CPI inflation is now at 2.5% in July, its lowest annual rate since March 2021, matching the level we saw in Februar...
08/19/2026

Core CPI inflation is now at 2.5% in July, its lowest annual rate since March 2021, matching the level we saw in February. Looking at the most recent three months – May, June and July – and annualizing that pace, inflation is running at about 1.6%. Three months is a relatively short period, but the recent trend is encouraging and currently below the Federal Reserve's 2% inflation target, taking some pressure off the Fed to raise the Fed Funds Rate.

Market Headlines on Home Sales and Jobs• US sales of existing homes fell to a three-month low in July as elevated prices...
08/14/2026

Market Headlines on Home Sales and Jobs

• US sales of existing homes fell to a three-month low in July as elevated prices and mortgage rates continued to weigh on the housing market. Contract closings decreased 1.7% in July to an annualized rate of 4.06 million, according to NAR.
• July hiring came in well below expectations, with the economy shedding 23,000 jobs compared with forecasts for an 80,000 gain. Payrolls for May and June were also revised lower by a combined 103,000 jobs. Meanwhile, the unemployment rate edged down from 4.2% to 4.1%.

Market Headlines on Home Appreciation and Foreclosure• Following solid gains in March and April, Case-Shiller reported U...
08/09/2026

Market Headlines on Home Appreciation and Foreclosure

• Following solid gains in March and April, Case-Shiller reported U.S. home prices increased another 0.6%, bring the total gain for the past three months to 2.2%, essentially flat after adjusting for seasonality, but still remain 1.1% higher than last year. Looking ahead, Totality forecasts prices will increase another 4.8% over the next year.
• Washington continues to maintain foreclosure rates below the nation's hardest-hit states, even as filings gradually increase nationwide. ATTOM says the uptick reflects a return to more typical market conditions rather than widespread housing distress.

Local Real Estate Update on Sales Activity & Rent Increase Limit• Washington homebuyers had more options in June as acti...
08/04/2026

Local Real Estate Update on Sales Activity & Rent Increase Limit

• Washington homebuyers had more options in June as active listings rose 16.4% year over year, the highest level of 2026. At the same time, median home prices fell 3% from a year ago, giving buyers more negotiating power as the market continues to balance.
• Under Washington's rent stabilization law (HB 1217), after the first 12 months, a housing provider may increase rent. Annual rent increases are limited to 7% plus CPI, up to a maximum of 10%. Based on the current CPI, the maximum allowable rent increase for rent increases taking effect in 2027 is 10%.

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