Dan Golden Mortgage Services

Dan Golden Mortgage Services Personal NMLS583030
Company NMLS1907235 I have been helping clients in the Puget Sound area since 1994. I believe in honest straight forward advice.

AZ BK 0908763
WA CL-1851560 (Branch NMLS 1851560) Licensed under the Oregon Consumer Finance Act
CARMLA 41DBO-98689 Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2258

I am a Branch Manager and Mortgage Consultant. Contact and Company info: www.teamgolden.com

Your homeownership starter pack.Choose your favorite emoji and follow it to the end! Let me know if you agree with your ...
09/23/2026

Your homeownership starter pack.

Choose your favorite emoji and follow it to the end!

Let me know if you agree with your emoji 💬

09/22/2026

FHA Loans During Peak Buying Season: How to Stay Competitive
Let’s connect and talk about the latest insights in the industry!

09/21/2026

Start With a Plan, Not a Listing

Self-employed? Recent credit event? Swipe to see how non-QM loans open the door to homeownership 🔑
09/21/2026

Self-employed? Recent credit event? Swipe to see how non-QM loans open the door to homeownership 🔑

The Fed hiked rates this week for the first time since 2023. Here's why it barely moved the needle.Monday opened with ma...
09/18/2026

The Fed hiked rates this week for the first time since 2023. Here's why it barely moved the needle.

Monday opened with markets already bracing. The Fed's two-day meeting was on deck, and the 10-Year Treasury was knocking on the door of 5% — a level it hadn't touched since 2007. The market was pricing in an 88% chance of a hike, and sticky inflation plus a resilient jobs market gave the Fed little reason to hold.

Tuesday made history. The 10-Year crested 5.04%, breaking through the psychological threshold that traders had been watching all year. Manufacturing activity softened — the Empire State index dropped 13 points from August — but it wasn't enough to change the Fed's calculus.

Wednesday confirmed it. Oil hit $104 a barrel as Iran tensions kept pushing energy prices higher. Retail sales came in strong, up 1.2% month over month for August. Import prices beat expectations. The Fed hiked.

Then Thursday's relief evaporated by Friday. Yields climbed back toward 5% as investors refocused on what the hike actually means: the Fed isn't done fighting inflation, and oil prices aren't helping.

A rate hike, $104 oil, and yields at 19-year highs — that's the environment we're in. If you have a purchase in mind, getting locked and pre-approved now is one of the few things you can actually control.

DM me and let's run your numbers. 📊

Thinking about buying your first home? Start here 🏡Before you fall in love with a listing on Zillow, make sure you've do...
09/16/2026

Thinking about buying your first home? Start here 🏡
Before you fall in love with a listing on Zillow, make sure you've done these 5 things.
📌 Save this for when you're ready to start your home search.

09/15/2026

How do I get the lowest mortgage rate? Tips you can use
Let’s connect and talk about the latest insights in the industry!

Address

14205 SE 36th Suite 100
Bellevue, WA
98006

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