Jacoba Mastin Real Estate Broker

Jacoba Mastin Real Estate Broker Jacoba has an extensive knowledge of WA.

She understands that buying/selling a home can be stressful.It is her true passion to help each client in their own way,reduce the stress during these times and enjoy the experience of finding or selling a home. As an agent, she understands that buying and selling a home can be stressful, and it is her true passion to help each client in their own way, reduce the stress during these times and enjoy the experience of finding or selling a home. She accomplishes this through keeping communication open and honest with clients, listening to their needs, and doing whatever needs to get done. It is not uncommon to see Jacoba helping clients clean, mow yards, make runs to the local dump and whatever else they may need help with in order to get the job done,
She has a unique talent of networking to make sure that not only do her clients real estate needs get met, but also a great resource for referrals to local restaurants, bars, and attractions for those new to the area.

09/19/2026

🏠💼 Demystifying Second Mortgages: What You Need to Know! 💰✨

🙋‍♀️🙋‍♂️ Curious about second mortgages? Let's break it down for you! A second mortgage is an additional loan secured by your home, on top of your primary mortgage. It allows you to access the equity you've built up over time. Here's what you should know:

1️⃣ Purpose: Second mortgages can be used for various purposes, such as home renovations, debt consolidation, educational expenses, or investments. It provides an additional source of funds based on the value of your property.

2️⃣ Types: There are two common types of second mortgages: home equity loans and home equity lines of credit (HELOCs). Home equity loans provide a lump sum with fixed interest rates, while HELOCs offer a line of credit with adjustable rates.

3️⃣ Repayment: Second mortgages typically have their own repayment terms and interest rates. You'll make separate monthly payments, in addition to your primary mortgage. It's crucial to understand the terms and consider the impact on your overall financial situation.

4️⃣ Risks: Keep in mind that a second mortgage puts your home at risk. If you're unable to make payments, the lender can foreclose on your property. Evaluate your financial stability and consider the potential risks before taking on a second mortgage.

5️⃣ Consultation: It's essential to consult with a mortgage professional or financial advisor who can guide you through the process. They can help assess your financial situation, explore loan options, and determine if a second mortgage is the right choice for you.

Second mortgages can be a valuable tool for accessing funds, but they come with responsibilities and risks. Educate yourself, weigh the pros and cons, and make an informed decision that aligns with your financial goals and circumstances. 💪💼



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Deciding between an existing home or new construction? 🏠 Here's a snapshot to help you make an informed choice:Existing ...
09/18/2026

Deciding between an existing home or new construction? 🏠 Here's a snapshot to help you make an informed choice:

Existing Home Pros:
✅ Mature landscaping
✅ Established neighborhoods
✅ Unique charm & character

Existing Home Cons:
🚫 Potential for more maintenance
🚫 Older systems & appliances
🚫 Fewer modern amenities

New Construction Pros:
✅ Customizable features
✅ Energy efficiency
✅ Latest designs & tech integrations

New Construction Cons:
🚫 Often pricier upfront
🚫 Landscaping might take time to mature
🚫 Less neighborhood establishment

Whatever you choose, make sure it feels like HOME to you! ❤️🔑 "

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09/17/2026

More than one factor goes into how much a house sells for.

No hassle real estate! Sell your home fast!

🏡✨ Boost Your Home's Market Value with These Tips! ✨🏡Looking to increase the value of your home? 📈💰 Here are some amazin...
09/16/2026

🏡✨ Boost Your Home's Market Value with These Tips! ✨🏡

Looking to increase the value of your home? 📈💰 Here are some amazing tips to help you achieve just that! Let's dive in:

1️⃣ Curb Appeal Magic: Enhance your home's first impression with a well-maintained exterior. Fresh paint, landscaping, and a tidy front entrance can work wonders! 🌿🎨

2️⃣ Kitchen & Bath Makeover: These areas have significant impact. Consider updating fixtures, adding a fresh coat of paint, or even remodeling for a modern touch. 🚰🍽️

3️⃣ Energy Efficiency Upgrades: Invest in energy-saving features like LED lighting, smart thermostats, or insulated windows. Buyers appreciate cost-effective and eco-friendly options! 💡🌍

4️⃣ Open Up Spaces: Knock down non-structural walls to create an open floor plan. It adds a sense of spaciousness and improves flow, appealing to potential buyers. 🚧🏠

5️⃣ Upgraded Flooring: Replace worn-out carpets with hardwood, laminate, or stylish tiles. Quality flooring adds value and elevates the overall aesthetic. 🛋️🔨

6️⃣ Smart Home Technology: Integrate smart devices like security systems, voice assistants, and automated features. It adds convenience and modern appeal. 📱🏠

7️⃣ Enhance Storage: Install custom closets or built-in shelves to maximize storage space. Buyers appreciate organized and clutter-free homes! 🧺🗄️

8️⃣ Fresh Paint: A fresh coat of paint works wonders in refreshing your home's look. Stick to neutral tones for broad appeal. 🎨🖌️

Increasing your home's market value is an investment. Prioritize upgrades that align with your budget and market trends. Happy home-improving! 🏡💪



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💦🏠 : Don't forget to check the drainage of the home you're considering buying!While it's easy to get swept away by a ho...
09/15/2026

💦🏠 : Don't forget to check the drainage of the home you're considering buying!

While it's easy to get swept away by a home's aesthetic charm, it's critical to ensure the functional aspects are in top-notch shape as well. A well-drained property can save you from a multitude of headaches down the line.

Here's why:

1️⃣ A poorly drained property can lead to water pooling around your home, causing damage to the foundation and creating a breeding ground for mold and mildew.

2️⃣ Heavy rainfall can result in basement flooding if the drainage system is not properly designed and maintained.

3️⃣ Over time, water issues can lead to serious structural damage, requiring costly repairs.

So, when you're out house hunting, remember to look for signs of good drainage - gutters and downspouts that direct water away from the home, properly graded yards, and no signs of standing water.

And, of course, always get a thorough home inspection to catch any potential drainage or other issues before finalizing your purchase.🏡💦👍



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💰There are many options available to you for financing your home. Remember to shop around before making a decision! Bank...
09/14/2026

💰There are many options available to you for financing your home. Remember to shop around before making a decision! Bankrate.com lists the following 5 types of mortgages: ❤️

➜ Conventional loan – Best for borrowers with a good credit score
➜ Jumbo loan – Best for borrowers with excellent credit looking to buy an expensive home
➜ Government-insured loan – Best for borrowers who have lower credit scores and minimal cash for a down payment
➜. Fixed-rate mortgage – Best for borrowers who’d prefer a predictable, set monthly payment for the duration of the loan
➜. Adjustable-rate mortgage – Best for borrowers who aren’t planning to stay in the home for an extended period, would prefer lower payments in the short-term and are comfortable with possibly having to pay more in the future

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09/13/2026

Thinking about buying a new build? Here are the numbers you need to know:
💸The Tax Rate
It can be much higher in quickly developing areas where new builds are springing up!
✨PID & MUD Taxes: Ever heard of them?
PID = Public Improvement District Tax: usually pays for sidewalks, streets, utilities, landscaping & parks
MUD = Municipal Utility District: usually pays for water, drainage, sewage, sometimes roads, sidewalks & parks.
If your new-build is in the middle of nowhere (for now) those startup costs get baked into additional taxes.
🏡HOA Fees: They vary!
No amenities? Under $100/month is typical.
Got a clubhouse, pool, or tennis courts? Expect it to be over $100/month.
🏗️Build Time: Are you able and willing to wait - even if it means delaying a move for a year?
🔍Rate Lock: Don’t get surprised by a closing interest rate that is much higher than the number you expected when you signed your contract.
Save this post for later. Better yet, reach out today and let me help you navigate the new build world.


No hassle real estate! Sell your home fast!

09/12/2026

Homebuying and selling can be stressful and laughing never hurts!

No hassle real estate! Sell your home fast!

09/11/2026

Ready to buy your dream home? 💰 Start saving for your down payment now! Cut back on unnecessary expenses, set a budget, try to increase your income with a part-time job or side hustle. Reach out to me to talk about how big your down payment needs to be…it may be less than you think! Let's make your homeownership dreams a reality.

No hassle real estate! Sell your home fast!

🏡 Buying a home that doesn't appraise can have both pros and cons. 👇Pros: ▶︎ The seller may be willing to negotiate a...
09/10/2026

🏡 Buying a home that doesn't appraise can have both pros and cons. 👇

Pros:

▶︎ The seller may be willing to negotiate a lower price, which can result in a better deal for the buyer.
▶︎ The buyer may have less competition from others who are not willing to take on the risk of purchasing a home that doesn't appraise.

Cons:

▶︎ You may have to pay a higher down payment and may have less financing options available.
▶︎ A buyer may have difficulty selling the home in the future if it doesn't appraise for the expected value.
▶︎ You may have to pay for repairs or renovations to increase the value of the home before selling it.

It's important for buyers to consider these factors before making a decision to purchase a home that doesn't appraise. ❤️

No hassle real estate! Sell your home fast!

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1400 112th Avenue SE, Suite 100
Bellevue, WA
98004

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