Cristiana Egger: Weichert Realtors, Vanson Associates

09/23/2026

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

09/22/2026

Happy first day of autumn! Do you look forward to the change of seasons? ⬆️ This is one writer’s description of the beauty of an autumn day.

Please remember, if you know of anyone that wants to buy or sell a home, I work by referral and it would be a privilege to assist! Although the seasons are changing, my commitment to provide excellent service to my clients never wavers.

09/21/2026

Right now, there are more sellers than buyers in the market, which means you have real negotiating power as a buyer. While affordability remains a challenge, sellers are increasingly willing to compromise on price, closing costs, or repairs to get their homes sold. The exact opportunities available depend on your local market, so let me show you where you have the strongest advantage.

09/18/2026

If you're thinking about tapping your 401(k) for a down payment, I want you to know there are other paths forward. Before you make that decision, talk with a financial advisor who can help you weigh all your options and understand what makes sense for your long-term financial health.

09/17/2026

I’m always grateful when a client takes the time to share their experience, but reviews like this one really mean a lot. ❤️

Buying or selling a home can be a big journey, and it’s a privilege to be trusted to help along the way. I’m so thankful for these clients and for the kind words they shared about their experience.

Thank you for trusting me to be part of it! 🏡

09/17/2026

First-time buyers, your remote job might give you a homebuying advantage you haven't thought about.

If you can work from anywhere, you can buy just about anywhere, too. And searching in a lower-cost area could mean more homes within your budget. It could also mean spending less on everyday things like gas and groceries after your move.

These states are some of the spots where your money may go the furthest, but they aren't your only options. Every state has pockets with better affordability.

A local agent can match your budget and lifestyle to a shortlist of areas, whether that's a new state or somewhere closer to where you already live. Let's connect and start building yours.

09/15/2026

🎉 SOLD!

I’m thrilled to celebrate the successful sale of this beautiful property and to have helped my sellers reach the finish line. Every property—and the situation of every seller—is different, and I’m grateful for the opportunity to guide my clients through the process from start to finish.

Thinking about selling a property with unique features, acreage, outbuildings, or other considerations that require thoughtful marketing? I’d love to help you navigate the process and put together a marketing strategy tailored to your property.

📩 If selling is on your mind, let’s talk. No pressure—just a conversation about your options and what your property could look like on today’s market.

09/14/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.

Wondering if buying now still makes sense...

09/10/2026

🏡 OPEN HOUSE THIS SATURDAY! 🏡

Come take a look at this cute, cozy, and move-in-ready 1-bedroom, 1-bath park model in Parkwood Manor Mobile Park in Sedro-Woolley!

📅 Saturday, September 12
⏰ 2:00 PM–4:00 PM
📍 Parkwood Manor Mobile Park | 55+ Community

This charming home has been thoughtfully updated with:

✨ New vinyl plank flooring
✨ Newer windows & exterior doors
✨ New washer/dryer combo
✨ New tankless water heater
✨ Natural gas connection—a rare convenience in the park!
✨ New gas oven & range
✨ New freestanding gas heater/stove
✨ Spacious covered deck
✨ Attractive yard & storage shed
✨ Some of the most affordable space rent in Sedro-Woolley

Come see how comfortable and inviting this little home feels in person! Light snacks will be provided, so stop by, take a look around, and stay awhile. We’d love to see you! ❤️

No need to wait—come see if this could be your next home!

09/10/2026

If you're thinking about waiting for mortgage rates to drop significantly, the math might surprise you. Rates are already better than they could have been, and the structural factors that would need to shift for meaningful declines are unlikely to move much further. Before you delay listing, let's talk through what the numbers actually mean for your situation.