04/22/2025
Think you need a huge down payment to buy a home? Maybe not!
If you’ve been putting off buying a home because you think you need 20% down, let’s clear that up right now.
The truth? Most buyers put down far less. And when you plan ahead financially, you can set yourself up for success—without feeling stretched too thin.
Thinking about buying this year? Here’s the exact advice I give my clients.
✔️ Know your credit score—and what impacts it (hint: keeping balances low on credit cards matters).
✔️ Get pre-approved early. It’s free, and it helps you understand your actual buying power.
✔️ Start saving for upfront costs. Down payment, closing costs, inspections—it’s not just about one number.
✔️ Look into first-time buyer programs. There are more options out there than most people realize.
✔️ Factor in future expenses. Property taxes, insurance, and maintenance aren’t included in your mortgage quote—but they’re part of the big picture.
Let me know if you have any questions or if I can connect you with a lender.