Fraley Huggin Group

Fraley Huggin Group Two brokers, one team. We are here to help you!

If you’ve spent more than 5 minutes online lately, you’ve probably seen the headlines:❌ Rates are too high.❌ Prices are ...
07/07/2026

If you’ve spent more than 5 minutes online lately, you’ve probably seen the headlines:

❌ Rates are too high.
❌ Prices are too high.
❌ Nobody is buying.
❌ Nobody is selling.

But here’s what we see every day:

✔️ First-time buyers becoming homeowners.
✔️ Sellers successfully moving on to their next chapter.
✔️ Families finding more space.
✔️ People relocating to Central Oregon and loving where they live.

Every market has challenges. Every market has opportunities.

The “right” time to buy or sell isn’t determined by a headline—it’s determined by your goals, finances, and timeline.

If the market has you feeling stuck or discouraged, let’s talk through your specific situation. You may have more options than you think.

📍Central Oregon Real Estate
📩 Our inbox is always open for questions.

Every week we talk to homeowners who think their Zestimate is their home’s value.Sometimes it’s high.Sometimes it’s low....
06/23/2026

Every week we talk to homeowners who think their Zestimate is their home’s value.

Sometimes it’s high.
Sometimes it’s low.
Almost never does it tell the whole story.

Especially in Central Oregon where just the neighborhood can change value dramatically.

Want a real number? Let’s talk.

If your home has been sitting with no activity, it might not just be the house or the market.Swipe to see the top 3 most...
06/18/2026

If your home has been sitting with no activity, it might not just be the house or the market.

Swipe to see the top 3 most common reasons a GREAT home sits longer than it should.

🚨 Big Mortgage Update for Homebuyers 🚨For years, many buyers believed that if their credit score was below 620 homeowner...
06/11/2026

🚨 Big Mortgage Update for Homebuyers 🚨

For years, many buyers believed that if their credit score was below 620 homeownership was off the table.

That’s changing.

Fannie Mae has officially removed its hard 620 credit score requirement for many conventional loans. Instead of relying on one number alone, lenders can now evaluate a borrower’s overall financial picture.

What does that mean?

✅ Credit scores still matter.

✅ Income, assets, reserves, payment history, and overall risk factors may play a larger role.

✅ Some buyers who may have been denied in the past could now have additional financing options available.

Another major change? Newer credit scoring models can consider things like rent payment history, helping some “credit invisible” borrowers demonstrate creditworthiness even without a lengthy credit history.

The takeaway:

Don’t assume you’re not qualified because of a number you saw on Credit Karma six months ago.

If buying a home is on your radar, it may be worth having a conversation with a lender to understand your options. The mortgage world is changing, and opportunities that didn’t exist a year ago may exist today 🤍🏡

Reach out for more info or to get started!

☀️ JUNE IN BEND ☀️If you’re looking for an excuse to get outside this month, Bend makes it pretty easy 😎🌲Here are a few ...
06/04/2026

☀️ JUNE IN BEND ☀️

If you’re looking for an excuse to get outside this month, Bend makes it pretty easy 😎🌲

Here are a few things happening around town this June:

🧘 Bend Yoga Festival returns June 11–14 with yoga classes, outdoor adventures, music, meditation, and community events throughout downtown Bend.

🎶 Hayden Homes Amphitheater summer concert season is in full swing with artists like Lord Huron, Bailey Zimmerman, Bonnie Raitt, Rhiannon Giddens, comedy shows, and more all month long.

🍅 Bend Farmers Market is back weekly with local produce, flowers, food vendors and small businesses.

🐾 Paws & Pints, makers markets, outdoor community events, and family-friendly activities are happening throughout the month in the Old Mill District and around Central Oregon.

🎵 Reggae Rise Up Oregon Festival takes over the Deschutes County Fairgrounds June 12–14 with three days of live music, food, camping, and summer vibes.

🌄 And honestly, half the fun of June in Bend is just being here. Early mornings on the river, patio season, mountain views, hiking trails, breweries, and those perfect Central Oregon evenings.

This is the time of year that reminds people why they moved to Bend in the first place. ☀️🏔️🍻

What’s your favorite thing to do in Bend during summer? ⬇️

There’s nothing more reassuring than hearing that are clients feel cared for, heard and taken care of. And they’re exact...
06/02/2026

There’s nothing more reassuring than hearing that are clients feel cared for, heard and taken care of.

And they’re exactly right - with us you get TWO sets of eyes, TWO sets of perspective and TWO lines of communication.

Thank you to all of our clients who trust us through these big milestone moments in their lives!

It’s fun.. until it isn’t. Don’t let your hard earned time and energy go to waste on a search that isn’t tailored to you...
05/28/2026

It’s fun.. until it isn’t.

Don’t let your hard earned time and energy go to waste on a search that isn’t tailored to you. Let me handle that.

DM us to get started!

You’re paying for housing one way or another - but the question is “am I where I’m supposed to be right now”? If you’re ...
05/26/2026

You’re paying for housing one way or another - but the question is “am I where I’m supposed to be right now”?

If you’re renting and ready to evaluate whether or not now is the right time to buy - reach out!

Or maybe, you’re considering a big move and it might be time to cash out and rent temporarily?

There’s a time and a place for everything! Either way, reach out and let’s evaluate it together.

Address

109 NW Greenwood Avenue #105
Bend, OR
97703

Telephone

+15414192130

Website

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