03/17/2026
Central Oregon homeowners are seeing escrow increases they didn't expect — even on fixed-rate mortgages.
Property taxes in Deschutes County rose approximately 8% in 2024-25. Oregon homeowners' insurance is up 30% since 2020. Only 16% of Bend households can currently afford to buy at market rates.
These aren't random fluctuations. They're connected to specific policy decisions — and they affect every buyer, seller, and homeowner in our market.
We broke it all down on the blog.
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Fixed rate, but your escrow jumped? Deschutes County property taxes and Oregon insurance costs are why. A Central Oregon real estate breakdown.