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Mir Temory, Realtor-Sponsored by Exp Realty LLC, Bensalem, PA (2026)

06/22/2023

Interior design can be overwhelming — especially if you don’t have a knack for it. How do you make your space look its best while reflecting your personal sense of style?

To help, here are a few home styling tips from top designers, so you don't have to figure it out all on your own.

‣ 𝚃𝚑𝚎 𝙿𝚘𝚠𝚎𝚛 𝚘𝚏 𝟹
Here's a little secret from top designers: The rule of three — a design principle used in every room: from a triangular layout, groupings of objects in size and shape, and the flow of a room. It's a way in which you can lead the viewer through an experience — odd numbers are appealing. Our eyes move around more and it creates energy. Think about groupings of candles, vases, pillows, artwork, and plants.

‣ 𝙲𝚛𝚎𝚊𝚝𝚎 𝙷𝚎𝚒𝚐𝚑𝚝 & 𝙳𝚒𝚖𝚎𝚗𝚜𝚒𝚘𝚗
Instantly make a room feel more open by mounting curtains higher above the window to create the feeling of more space. Tip: do not allow the curtain to drag on the floor as it may defeat the purpose, and give off a heavy feeling.

‣ 𝙱𝚘𝚞𝚗𝚌𝚎 𝙻𝚒𝚐𝚑𝚝
Position mirrors across from windows to reflect the natural light and give the illusion of another window to carry it throughout the space.

‣ 𝙻𝚊𝚢𝚎𝚛𝚎𝚍 𝙻𝚒𝚐𝚑𝚝𝚒𝚗𝚐
No room is complete without a light fixture. In fact, according to many designers, no room is complete without at least three light fixtures. This set-up should give you plenty of ambiance options, and you can make it even more flexible by adding dimmers to your lights in order to create a specific mood/vibe.

‣ 𝙿𝚞𝚝 𝚊 𝙵𝚘𝚌𝚊𝚕 𝙿𝚘𝚒𝚗𝚝 𝚒𝚗 𝙴𝚟𝚎𝚛𝚢 𝚁𝚘𝚘𝚖
Statement-making pieces can take a home from simple to striking, but snag too many, and you may overwhelm your space. One rule of thumb to follow? Put a single showstopper in every room: a dramatic light fixture, a captivating piece of art, a large piece of furniture, or a towering houseplant. Have fun with it and lead the viewer to experience a certain space.

06/20/2023

With the relatively low inventory of homes for sale these days, a move-in ready home can be hard to find, especially if you’re on a budget, which is why a fixer upper may be appealing if you are looking to get into a particular neighborhood or hot area. But before you start bargain hunting, you need to know what you're in for — renovations aren't as easy as they may look on TV.

What will it cost to purchase, how much will it cost to improve, and what will be the future return? With the right agent by your side, buying a fixer upper can be a great investment, but it's important that you are prepared and know what to expect.

➊ Think about true costs and the need (if any) to budget for big-ticket items before any minor cosmetic updates or changes — roof, mechanicals (HVAC, water heater), electrical or plumbing updates, and large kitchen, and bath upgrades. Always budget 10% more for unforeseen costs/repairs that may arise.

➋ Talk with your lender to choose the best mortgage product to help fund the renovations. Many lenders offer "renovation loans" where you can fund the home updates without having to have bulk cash set aside. With a renovation loan, you can pay off improvements over a longer period of time and at a lower interest rate than other types of financing or personal loans.

➌ Get a home inspection! It might sound obvious, but many homebuyers are waiving home inspections thinking that they could never get one. You can get a home inspection AFTER you purchase, or you can consider a "walk and talk" inspection during a showing. If you didn't get a full set of professional eyes on the property (contractor, engineer, electrician, plumber) then it would be a smart decision to get one for accurate budgeting and projections.

Move-in ready or a fixer-upper, I’m ready to hear what you’re looking for!

06/19/2023

Juneteenth is the oldest nationally celebrated commemoration of the ending of slavery in the United States — also known as Emancipation Day.

On this day in 1865, a Union General rode into Galveston, Texas to share the news the Civil War had ended, and slaves had been freed. 𝘕𝘰𝘵𝘦 𝘵𝘩𝘢𝘵 𝘵𝘩𝘪𝘴 𝘸𝘢𝘴 𝘵𝘸𝘰 𝘢𝘯𝘥 𝘢 𝘩𝘢𝘭𝘧 𝘺𝘦𝘢𝘳𝘴 𝘢𝘧𝘵𝘦𝘳 𝘗𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘵 𝘓𝘪𝘯𝘤𝘰𝘭𝘯’𝘴 𝘌𝘮𝘢𝘯𝘤𝘪𝘱𝘢𝘵𝘪𝘰𝘯 𝘗𝘳𝘰𝘤𝘭𝘢𝘮𝘢𝘵𝘪𝘰𝘯.

⁣Additionally, when the Declaration of Independence was signed in 1776, slavery still existed across America. It would, in fact, take 89 more years to officially end slavery.

𝗝𝘂𝗻𝗲 𝟭𝟵 𝗶𝘀 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘇𝗲𝗱 𝗲𝗮𝗰𝗵 𝘆𝗲𝗮𝗿 𝘁𝗼 𝗿𝗲𝗺𝗲𝗺𝗯𝗲𝗿 𝗮𝗻𝗱 𝗽𝗮𝘆 𝘁𝗿𝗶𝗯𝘂𝘁𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗱𝗮𝘆 𝘀𝗹𝗮𝘃𝗲𝘀 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗿𝗲𝗰𝗲𝗶𝘃𝗲𝗱 𝘁𝗵𝗲𝗶𝗿 𝗳𝗿𝗲𝗲𝗱𝗼𝗺.

Let us not forget the significance that today holds in our country. 🇺🇸

06/18/2023

𝙵𝚊𝚝𝚑𝚎𝚛𝚜: 𝚂𝚝𝚘𝚛𝚢𝚝𝚎𝚕𝚕𝚎𝚛𝚜, 𝚊𝚍𝚟𝚎𝚗𝚝𝚞𝚛𝚎𝚛𝚜, 𝚑𝚊𝚗𝚍-𝚑𝚘𝚕𝚍𝚎𝚛𝚜, 𝚊𝚗𝚍 𝚝𝚎𝚊𝚌𝚑𝚎𝚛𝚜.

Happy Father's Day to all the dads who go above and beyond — enjoy your special day, and the first day of summer!

06/16/2023

📣 𝗟𝗘𝗧'𝗦 𝗖𝗟𝗘𝗔𝗥 𝗧𝗛𝗘 𝗔𝗜𝗥 — "rising interest rates" does not always mean "falling prices", or at least, if you're looking at things from a long-term (strategic) perspective!

No doubt, we are experiencing an ever-changing market with rates in flux as the Fed tries to balance the market and battle inflation through various monetary policies. Just from this same time last year, rates are up almost 2.5% for a 30-year fixed-rate mortgage. And while rates have been on the rise for most of 2022, appreciation continues to remain with projections of 11% in 2022 and 3-4% in 2023.

"𝘐𝘧 𝘵𝘩𝘦 𝘤𝘰𝘴𝘵 𝘰𝘧 𝘣𝘰𝘳𝘳𝘰𝘸𝘪𝘯𝘨 𝘪𝘴 𝘩𝘪𝘨𝘩𝘦𝘳, 𝘵𝘩𝘦𝘯 𝘵𝘩𝘦𝘳𝘦 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘭𝘦𝘴𝘴 𝘱𝘦𝘰𝘱𝘭𝘦 𝘣𝘰𝘳𝘳𝘰𝘸𝘪𝘯𝘨 ... 𝘥𝘦𝘤𝘳𝘦𝘢𝘴𝘪𝘯𝘨 𝘥𝘦𝘮𝘢𝘯𝘥 𝘢𝘯𝘥 𝘢𝘱𝘱𝘭𝘺𝘪𝘯𝘨 𝘱𝘳𝘦𝘴𝘴𝘶𝘳𝘦 𝘵𝘰𝘸𝘢𝘳𝘥𝘴 𝘭𝘰𝘸𝘦𝘳𝘪𝘯𝘨 𝘱𝘳𝘪𝘤𝘦𝘴." Your way of thinking isn't completely wrong ... it makes total sense to feel that way, but historically it's not accurate — there is not a complete inverse relationship between prices and rates.

Over the past 45 years, we've seen an average yearly appreciation of 5.1% — projections trending slightly downward from two years of double-digit increases. While the Fed continues to increase rates (potentially 10 more times) over the course of the next year, we should expect to see rates tick up and down along the way as it reacts to demand and the overall economy.

𝗕𝗼𝘁𝘁𝗼𝗺-𝗹𝗶𝗻𝗲: 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲𝘀 𝗗𝗢 𝗮𝗳𝗳𝗲𝗰𝘁 𝗽𝗿𝗶𝗰𝗲𝘀, 𝗯𝘂𝘁 𝗻𝗼𝘁 𝗶𝗻 𝗮 𝘄𝗮𝘆 𝘄𝗲 𝗺𝗶𝗴𝗵𝘁 𝗲𝘅𝗽𝗲𝗰𝘁 — rates tend to decelerate appreciation, especially in today's market with buyer demand outpacing seller and builder inventory.

𝙿𝚘𝚗𝚍𝚎𝚛 𝚝𝚑𝚒𝚜: Post WWII through the early 80s, home prices increased steadily ... despite 30 years of rising rates (macroeconomics).

06/13/2023

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝗿𝗲𝗻𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗵𝗮𝘃𝗲 𝗱𝗿𝗲𝗮𝗺𝘀 𝗼𝗳 𝗼𝘄𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗵𝗼𝗺𝗲, 𝗶𝘁 𝗺𝗮𝘆 𝗯𝗲 𝗮 𝗴𝗼𝗼𝗱 𝘁𝗶𝗺𝗲 𝘁𝗼 𝘁𝗵𝗶𝗻𝗸 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲. With rent costs rising annually at an aggressive pace, and many helpful down payment assistance programs available (and with rates still being at significant lows from years before) homeownership may be closer to reality than you think!

Despite the risk of volatility in the housing market, numerous studies have demonstrated that homeownership leads to greater wealth accumulation when compared with renting. This is due to the fact that renters don’t capture the wealth generated by appreciation, or growing equity that comes from monthly mortgage payments, which become a form of forced savings for homeowners.

Whether you rent or own, you have to cover someone’s mortgage costs — you may as well be doing so to build your own wealth, rather than that of your landlord.
Send me a message and I'll help you form a plan to get out of the rental race and into homeownership!⁣ Let's get to work investing in your future through wealth in homeownership.

🏡

06/12/2023

ᴍᴏᴛɪᴠᴀᴛɪᴏɴᴀʟ ᴍᴏɴᴅᴀʏ ✨

I’m sure we can all remember that one time (maybe a few) when we said to ourselves, "I wish I would have done that sooner" or "why didn't I listen to that advice?"

The average homeowner now has $𝟭𝟴𝟱,𝟬𝟬𝟬 in home equity — increased by 35% in 2021. Don't worry, you didn't miss out! Home values are expected to rise again by 10.8% in 2022 and 3.2% in 2023, so let’s start taking the steps today to your future best life.

🏠

06/08/2023

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲: It's 2023, and the real estate market is constantly evolving. Interest rates have indeed changed, along with various other aspects of the industry such as construction standards, mortgage underwriting, home values, and marketing strategies.

𝗝𝘂𝘀𝘁 𝗰𝘂𝗿𝗶𝗼𝘂𝘀, 𝘄𝗵𝗮𝘁 𝘄𝗮𝘀 𝘁𝗵𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲?

Interest rates have been fluctuating over the past few years. It's essential to stay updated on the current rates when considering a mortgage for your first home. Understanding the cyclic nature and flow of the housing market is crucial.

𝗛𝗮𝘃𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝗿𝗶𝘀𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝗼𝗿 𝗼𝘂𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗺𝗮𝗿𝗸𝗲𝘁? 𝗦𝗲𝗻𝗱 𝗺𝗲 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲!

06/06/2023

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝗿𝗲𝗻𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗵𝗮𝘃𝗲 𝗱𝗿𝗲𝗮𝗺𝘀 𝗼𝗳 𝗼𝘄𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗵𝗼𝗺𝗲, 𝗶𝘁 𝗺𝗮𝘆 𝗯𝗲 𝗮 𝗴𝗼𝗼𝗱 𝘁𝗶𝗺𝗲 𝘁𝗼 𝘁𝗵𝗶𝗻𝗸 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲. With rent costs rising annually at an aggressive pace, and many helpful down payment assistance programs available (and with rates still being at significant lows from years before) homeownership may be closer to reality than you think!

Despite the risk of volatility in the housing market, numerous studies have demonstrated that homeownership leads to greater wealth accumulation when compared with renting. This is due to the fact that renters don’t capture the wealth generated by appreciation, or growing equity that comes from monthly mortgage payments, which become a form of forced savings for homeowners.

Whether you rent or own, you have to cover someone’s mortgage costs — you may as well be doing so to build your own wealth, rather than that of your landlord.
Send me a message and I'll help you form a plan to get out of the rental race and into homeownership!⁣ Let's get to work investing in your future through wealth in homeownership.
🏡

06/05/2023

ᴍᴏᴛɪᴠᴀᴛɪᴏɴᴀʟ ᴍᴏɴᴅᴀʏ ✨

Just as real estate proves to be one of the best investments you can make (financially), the best return you can receive is from your own love and self-care.

When you choose to take the time for yourself, that provides space and opportunity for more to open itself to you. You're worth it — spend the currency of time and fully embrace the luxury of care.

Take time to schedule self-care, and respect the boundary: do what must be done to protect your energy and refill your cup. Don't allow the guilt behind the "people-pleasing mentality" to disrupt the love you have for yourself; 𝘺𝘰𝘶'𝘭𝘭 𝘣𝘦 𝘴𝘶𝘳𝘱𝘳𝘪𝘴𝘦𝘥 𝘩𝘰𝘸 𝘮𝘶𝘤𝘩 𝘮𝘰𝘳𝘦 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘵𝘰 𝘨𝘪𝘷𝘦 𝘰𝘵𝘩𝘦𝘳𝘴 𝘸𝘩𝘦𝘯 𝘺𝘰𝘶 𝘤𝘰𝘯𝘴𝘪𝘴𝘵𝘦𝘯𝘵𝘭𝘺 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘸𝘩𝘢𝘵'𝘴 𝘯𝘦𝘦𝘥𝘦𝘥 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘴𝘦𝘭𝘧.

💖

Mir Temory, Realtor-Sponsored by Exp Realty LLC

06/22/2023

06/20/2023

06/19/2023

06/18/2023

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Monday	9am - 6pm
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