Kimberly Momphrey with Crye-Leike

09/03/2024

🏡 Ready to embark on your home ownership journey? Here’s a quick look at the qualification process for a home loan to help you get started:

1. **Check Your Credit Score**: A good score opens doors to better rates. Don’t worry if it needs a boost—there are ways to improve it!
2. **Determine Your Budget**: Figure out how much you can afford for your down payment and monthly payments. Plus, down payment assistance may be available for qualified buyers!
3. **Gather Financial Documents**: Pay stubs, tax returns (2 years), bank statements—having these ready will make the process smoother.
4. **Get Pre-Approved**: A pre-approval letter shows sellers you’re a serious buyer and gives you a clear idea of your loan amount.

Don’t wait to make your home ownership dreams a reality!
Contact me today to learn more and get started on your journey. 🏠 501-285-5433 [email protected]

08/14/2024

🏡✨ Ready to Find Your Dream Home? ✨🏡

Thinking about buying a new home? With exciting opportunities and a range of options, now is the perfect moment to find the place that’s just right for you.

🔹 Great Selection: Discover a variety of homes that match your needs and desires.
🔹 Competitive Rates: Take advantage of favorable financing conditions.
🔹 Expert Assistance: I am here to guide you every step of the way.

Let’s turn your home-buying dreams into reality! Contact me today to start your search and find the perfect home for you. 📞🏠

07/09/2024

https://s.paragonrels.com/goto/KumMuj3LV8v

Welcome to this stunning home in the sought-after Heritage Farm Subdivision! This spacious residence boasts 4 bedrooms and 2.5 baths, offering over 2,200 sq ft of living space. The open floor plan features exquisite granite countertops, adding a touch of elegance throughout. A versatile room can ser...

04/04/2024

NEW CONSTRUCTION IN BENTON!! Beautiful 2 & 3 Bedroom homes starting at 195K!
The builder is offering up to $12k in closing costs for homes that are 100% complete now, along with the choice of a side by side fridge or washer/dryer. Must close by 5/15.
All other spec homes up to $7500 in closing costs with choice of side by side fridge or washer/dryer. With the use of their Preferred Local Lender.
Give me a call or message me for more information!

04/04/2024

I am here to help!

04/02/2024

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08/05/2023

Discover the captivating allure of Vine Quartz in interior design. Elevate your spaces with nature-inspired elegance and timeless charm.

01/16/2023

10/05/2022

Let’s talk USDA loans…

*100% – ZERO down loans. Unlike conventional loans and even FHA
*Must be a Primary Owner-Occupied Residence – not a working farm, investment home, or vacant land.
*Rural areas are generally those with less than 25,000 or less per capita – this includes MOST of Arkansas and its small towns/cities.
*Income limits are set per County. For example, in Pulaski County, a household with 1-4 family members is allowed an annual income of UP TO $103,500 (through 2022) wThere are allowable income adjustments for minor children (family size), child care expenses, and elderly family members. Most moderate to middle-income families WILL qualify.
*Credit does not need to be perfect – but there are minimum credit score requirements of 640 for most lenders.
*Plumbing, HVAC, roof, and electric must be adequate for home occupancy. The dwelling must also be free from termites.
*You DO NOT need to be a first-time homebuyer to apply.
*USDA loans have very low-interest rates – 30-year fixed mortgages.
* Debt to income needs to be low

Give me a call or text to set a time to discuss your situation and get prequalified today!
WHY RENT WHEN YOU CAN BUY!
501-285-5433 [email protected]

03/04/2021

https://kmomphrey.crye-leike.com/

Find homes for sale and real estate information with Kimberly Momphrey, Crye-Leike.