10/14/2026
You’re under contract. Don’t let these 4 mistakes put your dream home at risk. 🏡
Getting pre-approved is a big milestone, but your lender may still review your finances right up until closing.
Here are 4 things to avoid before you get the keys:
🚫 Opening new credit cards — New credit inquiries or accounts can affect your credit score and loan approval.
🚫 Financing major purchases — That new car or furniture can wait. Additional debt could change your mortgage eligibility.
🚫 Changing jobs or income types — Always speak with your lender before making career changes.
🚫 Moving large sums of money — Unexplained deposits or transfers may require additional documentation.
The takeaway? Keep your finances as consistent as possible until closing day. 🔑
Buying a home in Berkeley, Oakland, or the East Bay? We’re here to help make the process feel less overwhelming, from your first questions to closing day.
Nasi White + Soulmaz Panahi
Compass | Berkeley & East Bay Real Estate