Rhodes Realty Advisors

10/23/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Today's market has more options than many people realize. Finding the right one could be as simple as getting more information about tools like ARMs. A trusted lender can run the numbers with you, walk you through the what-ifs, and help you explore the possibilities.

Is an ARM a good option for you? Talk to a loan officer to find out.



License #9065860
Rhodes Realty Advisors

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

10/21/2026

Confused by Home Price Headlines? Here’s Why.

National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you’re thinking about buying or selling, let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.



License #9065860
Rhodes Realty Advisors

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

10/19/2026

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.



License #9065860
Rhodes Realty Advisors

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

10/16/2026

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated.

Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too.

Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike.

Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon.

If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline.

Let's look at what today's market means for your move and build a plan around the numbers you can actually work with.



License #9065860
Rhodes Realty Advisors

10/16/2026

Maybe your next chapter isn’t waiting in a city skyline—it’s waiting somewhere the seasons change, the streets feel familiar, and community still matters. 🍂🏡

From charming villages and historic homes to beautiful autumn landscapes, there’s something special about finding your place in the heart of New England. 🤎

If you’re ready to make a move in Worcester or Middlesex County, I’m here to help you find the home—and the community—that feels just right. 🔑✨

Michelle St. Michael
Rhodes Realty Advisors
📲 978-660-9242
📧 [email protected]
🌐 rhodesrealtyadvisors.com

10/14/2026

Why Most People Are Still Glad They Bought a Home

Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why.
If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead.



License #9065860
Rhodes Realty Advisors

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

10/12/2026

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.

Getting there would take a rare mix of things, all lasting a full year: a booming economy with no slowdown in jobs, the Fed raising rates more than expected, and the conflict in Iran continuing to keep oil prices high.

That's an unlikely combination. So, don’t let it make you worry.

Have questions about mortgage rates? Drop them in the comments. That's what a trusted agent is for – keeping you informed so a headline never makes your decisions for you.



License #9065860
Rhodes Realty Advisors

10/09/2026

Feeling like buying your first place is still years away? Here’s how to shortcut it.

While data shows saving up and reaching the break even point where owning costs about the same as renting usually takes around 15 years, there are ways to get there faster.

If you set your sights on a starter home, it’s actually closer to seven years. That cuts the time in half. You’re looking at 4.6 years to save and 2.6 to break even.

But keep in mind, those numbers assume you put 20% down. Most first-time buyers put down far less, so that saving timeframe can shrink even more.

DM me, and I'll share a few ways to reach your first home sooner – like talking to a lender about down payment assistance programs.

Since you’ve probably already been saving for a while, you may be closer than you realize.



License #9065860
Rhodes Realty Advisors

10/09/2026

🏡🍂 From Worcester County to Middlesex County, your next chapter can begin right here in the heart of Central Massachusetts. Whether you’re buying your first home, making a move, or searching for the community that feels just right, I’m here to help guide you every step of the way. 🤎🔑

Home starts here—and I’d be honored to help you find yours. ✨

Michelle St. Michael
Rhodes Realty Advisors
📲 978-660-9242
📧 [email protected]
🌐 rhodesrealtyadvisors.com

10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.



License #9065860
Rhodes Realty Advisors

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.