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By cutting out the middle man and selling your home yourself, you could walk away with tens of
thousands of dollars more in your pocket. "A lot of people who are selling right now are doing so because they're changing jobs or changing
lifestyles and they're selling by owner because they know it's going to immediately save them 5-6
percent on commission costs," says Eric
Mangan, a spokesman for ForSaleByOwner.com, a sell-by-owner listing service. "In today's market,
where prices have dropped by double digits in some cases, the cost of using a realtor is that much
more expensive." Indeed, without a real estate agent you could lower your asking price by up to 6 percent to
comparable listings in your community and help sell your house faster. Better yet, leave your price on par and pocket the commission that would normally go to the realtor. (On a $350,000house, a 6-percent commission is $21,000.) Despite the financial incentive and growing access to online listing services, the FSBO (pronounced
"fizzbo") market has been trending down from a high of 19 percent of the market in 1997 to roughly
13 percent today,according to the National Association of Realtors (NAR). Sell my Oklahoma City house fast - call now (405)277-0896
Some 81 percent of home sellers still use full-service realtors, 9 percent rely on limited service
providers, including
discount brokerages and the remaining sellers, and roughly 9 percent use minimal service (including
FSBOs and those who
pay only for the use of an MLS). It's worth noting, too, that some 40 percent of sales in that "minimal service" market are completed
as a closed transaction, meaning the buyer already knew the homeowner as a friend or family
member. The majority of homeowners still rely on agents because their
home is often their largest asset and they want an experienced professional on hand to protect their
interests.
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Indeed, some homeowners still require the help of realtors to sell their home. Among them: those
who can't be physically on site to show their property and those not comfortable selling or promoting
their houses. While the real estate recession has some homeowners wary of selling solo, Mangan
maintains the sell-by-owner strategy is easier than most homeowners imagine—and makes more
sense today than during the boom. "It takes education about your local real estate marketing, including recent sales activity and some
knowledge of what's currently on the market," he says. "Other little things are more important today,
too, like being more flexible with a
buyer's closing time frame." If buyer needs to close within 30 days and you're not ready to move, find an apartment and
store your furniture. Be prepared to do whatever it takes. The housing slump, of course, also makes it more important to market your home effectively. Above all, that means listing your house for a fair price. Sell my Oklahoma City house fast - call now (405) 277-0896
It's easy enough to find out what your home is worth. Sites like realtor.com, zillow.com and
homegain.com can help you review comparable real estate listings available in your neighborhood. You should also ask a realtor or two to stop by for a comparative market analysis. They don't charge
for the service, you can be honest about your intent to sell-by-owner (they'll be waiting if it doesn't
work out) and they might even
give you some good ideas on quick fixes to help you sell faster. Once you've arrived at a fair market price, you can either list for that amount or, considering the
growing inventory of available homes, discount your price just enough to position your property as a
bargain. For example, if your home would normally list for $450,000 with a realtor, consider lowering your
asking price by 3 percent to $436,500. If you're really eager to sell, you could reduce by 4 percent
and sell for $432,000, while still
coming out ahead. With banks continuing to tighten their lending restrictions, it's more important than ever to get your
buyers prequalified or preapproved. As the seller, you should demand a pre-approved mortgage letter with any written offer potential
buyers make.And, as with any real estate transaction, don't forget to work with a lawyer or title company during
the closing, to ensure both you and the buyer have a legal representative who understands the
process and is looking for your best
interests. Article credit: cnbc.com
Call us today for a fast, fair offer on your house: (405) 277-0896
Topic: Sell my Oklahoma City house fast
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