02/20/2026
Wondering where mortgage rates stand right now? 📉💰 Here’s the latest update from our trusted lender partner, Pegah with OriginPoint ( ), who keeps our clients informed and empowered every step of the way. 🙌✨
• 30-year fixed rates near 6.0% (vs. ~6.85% a year ago)
• Refinance activity ⬆ 132% YoY
• Purchase activity ⬆ 8% YoY
According to the National Association of Realtors, when mortgage rates hover near 6%, approximately 5.5 million more households qualify to buy.
If even 10% of them step into the market… that’s 550,000 additional buyers.
That’s not a small shift, that’s momentum.
Here’s what we’re seeing right now:
Lower rates are already reactivating demand, and smart buyers are positioning themselves before competition heats up.
If you’ve been waiting on the sidelines, this may be your window.
If you ever need an introduction, I’d be happy to connect you with Pegah directly!