Chony Gallardo

03/16/2022

With the considerable appreciation experienced in recent years, the values are going up fast and benefit the people who currently own a home while making it more expensive for would-be buyers.

As the home goes up in value due to appreciation and the unpaid balance goes down due to amortization, the equity increases.

03/15/2022

Your real estate professional can help you determine the breakeven point. You must decide whether you have the risk tolerance.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/15/When-to-Consider-an-Adjustable-Rate-Mortgage

03/14/2022

Have another person help you and use your phones like walkie talkies to keep from yelling through the house.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/14/Label-Your-Circuit-Breakers

03/11/2022

The only parts of the United States that do not have Daylight Saving Time are Hawaii, most of Arizona, Puerto Rico, the US Virgin Islands, Northern Mariana Islands, Guam, and American Samoa.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/11/Change-your-clocks-tomorrow-night

03/10/2022

Compared to 1981, buyers are waiting longer to purchase a home even though mortgage rates are a fraction of what they were in the early 80s.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/10/Median-Age-of-Home-Buyers

03/09/2022

One major question to consider before embarking on remodeling projects is how long you intend to stay in the home? The longer you are going to be in the home, the more opportunity you must personally enjoy the improvements.

03/07/2022

The best rates are only available to qualifying borrowers with the highest credit scores. Another reason to be pre-approved before looking at homes.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/07/Perspective-on-Todays-Mortgage-Rates

03/04/2022

It is not required for the borrower to go back through their existing lender but may use any approved VA lenders.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/04/VA-Streamline-Refinance

03/03/2022

You may need a water key which you can buy at a big box store.

Learn more at https://betterhomeowners.com/ChonyGallardo/2022/03/03/Can-you-turn-off-your-water-or-gas-in-an-emergency