Lisa Maller, Realtor, Ruhl & Ruhl

10/21/2026

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.

Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able to buy your next place in cash – without needing a mortgage at all. So, don’t write off a move just yet.

Let's find out how much equity you have and what it could do for you.

10/20/2026

Look at the updated Bettendorf Market Watch Report.

With real estate being local, it's important to work with a local expert that understands the changing market.

10/20/2026

Recently Sold! Take a look at what I recently sold at 2510 Edgewild Drive , Davenport. Are you interested in selling your home too? Please contact me at 563 343-6193 for more information.

2510 Edgewild Drive , Davenport, IA 52807 See 1 Photos, description and maps; Bedrooms: 4; Full Baths: 2; Partial Baths: 1; Square Feet: 2743; Price: $445,000; MLS ID: 12700185

10/20/2026

Just Listed! Do not miss this new listing at 5673 18th Street , Bettendorf. Please call or text me at 563 343-6193 for more information.

OFFICIAL LISTING website. 5673 18th Street , Bettendorf, IA 52722, 2676 square foot, 4 bedrooms, 3 full & 1 partial bathrooms, asking price of $579,000, MLS ID 12762671

10/20/2026

Worried you might regret buying a home right now?

Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.

That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.

As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.

So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.

Let’s look at what’s possible and whether there’s a path that makes sense for you.

10/16/2026

Planning for the years ahead often comes down to one big decision: stay or move.

Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways.

Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door. Many offer on-site amenities, added security, and an HOA that takes care of shared spaces.

Plus, they make it easy to feel connected to the people around you. And the equity you've built in your current house could help you make the move.

Weighing your options? Reach out to talk through what makes the most sense for you.

10/15/2026

Look at the updated Eldridge Market Watch Report.

With real estate being local, it's important to work with a local expert that understands the changing market.

10/15/2026

Simple Ways to Make Your Home More Comfortable Year-Round
Home comfort usually isn't one big thing. It's the bedroom that always feels warmer than the rest of the house, the glare on the television every afternoon, or the room where everyone seems to reach for a blanket.
Before assuming you need a major upgrade, look at the smaller problems that come up repeatedly....

Everyday comfort often comes down to small details. Find practical ways to make your home feel better throughout the year without a major remodel.

10/15/2026

Does one size ever really fit all? One mortgage rate doesn't either.

You may be seeing today’s higher rates and worrying about whether it’s still worth it to buy. Here’s what you need to realize…

Mortgage rates differ just like the people who apply for loans. So, the rate you see online isn’t necessarily the one you’d get when you buy.

Your real mortgage rate is specific to your individual situation. It can be higher or lower than what you've seen or heard.

So, don’t assume the rate in the headlines is your rate. Before you decide you can't buy a home or that you should wait, find out what your real rate is. You'll know what your options are and get a map to what's possible.

And a quick conversation with a loan officer is the perfect place to start.

10/14/2026

Good news if you're house hunting: the asking price may not be the final word.

Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet.

But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing.