Catherine St. Pierre Real Estate

Catherine St. Pierre Real Estate Whether you’re looking for your very first place, or it’s time for an upgrade, I'll help ease you through the process of selling or buying your home

Open House Sunday November 18th from 11:30 AM to 1:00 PM.
11/16/2024

Open House Sunday November 18th from 11:30 AM to 1:00 PM.

Waterfront Condo-Nestled in the heart of beautiful Collins Cove, this inviting condo offers the perfect blend of comfort and elegance, with picturesque views of the area’s natural beauty. The thoughtfully designed layout flows seamlessly from the spacious living area...

New to the market!  Open House Sunday, December 3rd from 11:00 AM to 1:00 PM.  Second floor unit and basement will be op...
11/29/2023

New to the market! Open House Sunday, December 3rd from 11:00 AM to 1:00 PM. Second floor unit and basement will be open for viewing.

Investment opportunity - Located close to downtown Peabody, this three-unit building has separate meters for gas heat, hot water, and electric, as well as a low maintenance exterior, featuring vinyl siding, and vinyl replacement windows. Each unit...

First Open Houses this weekend Saturday, April 29th Noon to 1:30 AM and Sunday 11:00 AM to 12:30 PM.
04/26/2023

First Open Houses this weekend Saturday, April 29th Noon to 1:30 AM and Sunday 11:00 AM to 12:30 PM.

Conveniently located in North Salem, an 11-minute walk to the Salem Bus and Train Station, this sun drenched 2 bedroom/1 bath unit offers an open floor plan, a kitchen with stainless steel appliances, granite counters, gas cooking recessed...

Your Tax Refund Can Help You Achieve Your Homebuying GoalsHave you been saving up to buy a home this year? If so, you kn...
04/12/2023

Your Tax Refund Can Help You Achieve Your Homebuying Goals

Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses.

SmartAsset estimates the average American will receive a $1,798 tax refund this year. According to Freddie Mac, there are multiple ways your refund check can help you as a homebuyer. If you’re getting a refund this year and thinking about buying a home, here are a few tips to keep:

Saving for a down payment – One of the largest barriers to homeownership is saving for a down payment. You could reach your savings goal more quickly than expected by using your tax refund to help with your down payment.

Paying for closing costs – You have to pay fees to your lender, real estate agent, and other parties involve...

Have you been saving up to buy a home this year? 

Homebuyer Activity Shows Signs of Warming Up for SpringThe spring season appears to be warming up in housing as more and...
04/10/2023

Homebuyer Activity Shows Signs of Warming Up for Spring

The spring season appears to be warming up in housing as more and more buyers enter the market. And after rising mortgage rates sidelined so many buyers last year, that’s a good sign for sellers. Realtor.com has the latest:

“Spring is officially here, and like green shoots emerging from the bleak winter, new data suggests that more buyers are back in the market, although more subdued compared to a year ago.”

We know buyer activity is trending up because of mortgage purchase application data. According to Investopedia:

“A mortgage application is a document submitted to a lender when you apply for a mortgage to purchase real estate.”

That means the number of mortgage applications shows how many buyers are applying for mortgages. Put another way, an increase in mortgage applications means an increase in buyer demand – and as Joel Kan, VP and Deputy Chief E...

The spring season appears to be warming up in housing as more and more buyers enter the market. 

The Key Advantage of Investing in a Home [INFOGRAPHIC]Buying a home is a major way to build wealth and gain financial st...
04/07/2023

The Key Advantage of Investing in a Home [INFOGRAPHIC]

Buying a home is a major way to build wealth and gain financial stability. That’s why, across different income levels, the largest part of most homeowners’ net worth is their equity. DM me so you can start investing in homeownership.

Buying a home is a major way to build wealth and gain financial stability.That’s why, across different income levels, the largest part of most homeowners’ net worth is their equity.

Why Aren’t Home Prices Crashing?There have been a lot of shifts in the housing market recently. And after several years ...
04/05/2023

Why Aren’t Home Prices Crashing?

There have been a lot of shifts in the housing market recently. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a rise in headlines saying prices would end up crashing.

Even though we’re no longer seeing the buyer frenzy that drove home values up during the pandemic, prices have been relatively flat at the national level. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), doesn’t expect that to change:

“[H]ome prices will be steady in most parts of the country with a minor change in the national median home price.”

You might think sellers would have to lower prices to attract buyers in today’s market, and that’s part of why some may have been waiting for prices to come crashing down. But there’s another factor at play – low inventory. And according to Yun, that’s limiting just how low pr...

There have been a lot of shifts in the housing market recently.

How Changing Mortgage Rates Can Affect YouIf you’ve been on the fence about whether to buy a home or not, it’s helpful t...
04/03/2023

How Changing Mortgage Rates Can Affect You

If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power.

Even a 0.5% change can have a big impact on your monthly payment. And since rates have been moving between 6% and 7% for a while now, you can see how it impacts your purchasing power as rates go down.

What This Means for You

You may be tempted to put your homebuying plans on hold in hopes that rates will fall. But that can be risky. No one knows for sure where rates will go from here, and trying to time them for your benefit is tough. Lisa Sturtevant, Housing Economist at Bright MLS, explains:

“It is typically a fool’s errand for a homebuyer to try to time rates in this market . . . But volatility in mortgage rates right now can have a real impact on buyers’ monthly payments.”

That’s why it’s critical...

The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year.

Facts About Closing Costs [INFOGRAPHIC]If you’re thinking about buying a home, be sure to plan for closing costs. Closin...
03/31/2023

Facts About Closing Costs [INFOGRAPHIC]

If you’re thinking about buying a home, be sure to plan for closing costs. Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more. DM me so I can answer your questions about the homebuying process.

If you’re thinking about buying a home, be sure to plan for closing costs.Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more.

4 Key Tips for Selling Your House This SpringSpring has arrived, and that means more and more people are getting their h...
03/29/2023

4 Key Tips for Selling Your House This Spring

Spring has arrived, and that means more and more people are getting their homes ready to sell. To sell your house quickly, without hassles, and for the most money, be sure to follow these four simple tips:

>>1. Make Sure You Give Buyers Access
In any market, if you want to maximize the sale of your house, you can’t limit potential buyers’ access to view it. If it’s not accessible, it could cost you by sitting on the market longer and ultimately selling for a lower price.

>>2. Make Your Home Look as Good as Possible on the Inside
For anything to sell, especially your home, it must look inviting. Your real estate agent can give you expert advice on ideal staging for your home. Even updating a room with fresh paint, steam cleaning carpets, or removing clutter from the garage can make a big impact.

>>3. First Impressions Matter
Often, the first impression a buyer gets i...

Spring has arrived, and that means more and more people are getting their homes ready to sell.

Get Ready: The Best Time To List Your House Is Almost HereIf you’re thinking about selling this spring, it’s time to get...
03/27/2023

Get Ready: The Best Time To List Your House Is Almost Here

If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching.

Experts at realtor.com looked at seasonal trends from recent years (excluding 2020 as an uncharacteristic year due to the onset of the pandemic) and determined the ideal week to list a house this year:

“Home sellers on the fence waiting for that perfect moment to sell should start preparations, because the best time to list a home in 2023 is approaching quickly. The week of April 16-22 is expected to have the ideal balance of housing market conditions that favor home sellers, more so than any other week in the year.”

>>Work with an Agent To Determine Which Updates To Make

Start by prioritizing which updates you’ll make. In February, realtor.com asked more than 1,200 recent or potential home sellers what updates they ended up m...

If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching. 

Address

228 Cabot Street
Beverly, MA
01915

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm

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