Maine Homes and Waterfront

Maine Homes and Waterfront Maine Homes and Waterfront Selling Maine Real Estate. I also love helping buyers find the property of their dreams. I look forward to hearing from you.

Affiliated with the Bean Group

I am taking this opportunity to introduce myself and provide you with a few details on the Real Estate services I provide. My name is David Ackerson, and I am a Realtor®/Associate Broker with the Bean Group specializing in selling homes and waterfront properties. I am local and take great pride in our community as well as in serving my clients and neighbors. When asking around, you will find that Bean Group is highly respected, and we have earned our clients' respect through many years of personal service in this community. No question or concern is too demanding, for we constantly research the latest market conditions and finance options. As your Realtor/Associate Broker, you can be confident that I will always put forth extra effort whether assisting you with the purchase of a new property, the sale of present property, or providing local information to new residents and businesses. With the resources of the most respected company in this area at my disposal, I can assist you in making your property ownership goals a reality. Give me a call at 207-502-3003 at your earliest convenience. You may also visit my Web site at mainehomesandwaterfront.com for additional information on the services I can provide. Thank you for any referrals you can send my way. Regards,

David Ackerson

Realtor/Associate Broker
The Bean Group
S**o, Maine
Serving the S**o/Biddeford, Southern and Central Maine Regions

Loon at the Lake
04/16/2018

Loon at the Lake

04/16/2018

Buyer’s Home Closing Checklist
Have you made a final walk-thru inspection of the property?
Is the condition of the house or property as it should be? Are there any personal property items left behind by the Seller. Is everything in working order? Did you order a Home Warranty policy for future repairs? If so, did you review that policy?
Are you satisfied that the Seller provided you with all required disclosure documents or any known defects on the property?
Have you carefully reviewed your mortgage closing documents? Are the lender’s closing costs as they represented they would be? Are there any “junk fees” added on that you do not agree to? Are the names correct on the mortgage or Deed of Trust documents?
Is the loan amount, interest rate, term of the loan, and prepayment penalty correctly stated? When will your first mortgage payment be due? Where will the payment be made?
Do you agree with the title fees being paid to the title company, attorney, or escrow agency? Are they the same as previously quoted to you?
Do you understand the prorations, those items or costs of which you will pay a portion of or be given a credit for? Are the prorated dates and amounts correct?
It is clear on which day you will take possession of the property? Will the Seller hand over the keys on the day of closing or at a later date?
Is the purchase price correct on the closing documents?
Have you been credited for all deposits put into escrow either by you or on your behalf?
Is your name correct on the grant deed? Is it spelled correctly, and does it include your correct middle initial? Is the manner in which you will take title stated correctly? Is the legal description of the property correct? Does this description conform with the one given in the title report? Are all the easements and rights-of-way properly listed?
Were any questionable items on the title report removed or explained to your satisfaction?
If there is any personal property included, are you being given a Bill of Sale, and do you agree with the items included?
Are you paying for fire insurance yourself outside of escrow or through the closing agent? Is the premium correct and is the policy for a full year?
Are the property taxes being paid in full? Ask when the next property tax bill will become due.
Does your state allow a Homestead exemption? If so, and you want to choose this option, ask how you file for Homestead exemption status.
Check that the return address on the Deed is where you will want the recorded Deed to be sent. (you will want to keep this official document in a safe place).

03/19/2018

FOR SALE BY OWNER

No question, first impressions are critical in selling a home. Great curb appeal, however, is particularly important for homeowners marketing their property without a REALTOR.

Studies indicate that only one in four FSBO homes is advertised on the Internet. Without a comprehensive Web marketing program and an MLS listing, you are more dependent on drive-by traffic. And let's face it, if your home's exterior doesn't grab prospective buyers, you'll never get a chance to wow them with your stunning interior.

Declutter your yard. Your kid's or pet's toys, hoses, gardening tools-store them all out of sight.

Fix anything that's broken. A leaning mailbox, cracked steps, or a damaged fence can all adversely impact your curb appeal.

Keep your lawn mowed and weed-free, and remove grass clippings from walkways and sidewalks.

Do some landscaping. Flower beds add a splash of color and do wonders for curb appeal.

Pressure wash your home's exterior and paint if needed.

Update your front door. If you can't afford a new door, paint the one you have a bold shade to complement your home's exterior. A large wreath can also add color and drama. Consider giving garage doors a facelift as well.

Make sure your porch and yard furniture looks fresh and inviting.

Buy a new welcome mat and place potted flowers near the entrance.

I wish you the best of luck marketing your home and hope these suggestions will come in handy. Should you decide, at any time, that you may be able to benefit from the assistance of an experienced REALTOR® who specializes in selling homes just like yours, please give me a call at 207-502-3003.

01/20/2018

Here is some good reading from Downeast Magazine about Maine Cabin Masters televised on DYI network.

How an unassuming Maine homebuilder became a reality TV star.
On a chilly afternoon, homebuilder Chase Morrill crouches in the crawlspace beneath a slim A-frame in Carrabassett Valley, installing an electric water heater. He calls this rustic house
“The Bucking A,” a nickname bestowed by the two hapless, college-age brothers who built the place in the ’70s. “There’s the clean version of the story, which is that every time the brothers would get some of the ‘A’s to stand up they’d buck in the wind and fall over,” Morrill says. “And there’s the other version, which is that the framing was just such a bucking pain in the butt to work with.” When Morrill and his family bought it, in 2015, “it was rotting into the ground.” He started rehabbing the building last year — hoisting it onto a better foundation, creating space for the water heater, and adding a dormer and pinewood paneling — just in time for an episode of his DIY Network show, Maine Cabin Masters.

Carhartt-clad, with a strawberry-blond mop and a heavy beard, the 39-year-old Morrill looks every inch the backwoods contractor, but he’s an unlikely protagonist for reality television. His Wayne-based Kennebec Property Services doesn’t have a website, and he has no social media presence of his own. Potential clients often track him down via his wife or his team. So when he heard that a production company was looking for a Maine crew that renovates old cabins, it was curiosity, not marketing potential, that compelled him to apply. He filmed a pilot at a pondside camp in Vassalboro, DIY picked up the show for a 10-episode run that ended in March, and a second season starts shooting soon.

Morrill plays the straight man in a jovial cast that includes his sister, her husband, and childhood buddies from the Augusta-Gardiner area who go by sobriquets like “Jedi” and “Dixie.” One friend, Lance Gatcomb, has a repertoire of camera-friendly antics like relaxing in a hammock with a bag of Cheetos or doing doughnuts in a motorboat while the others work. “That’s really how he rolls,” Morrill says. “Everything we’re doing on the show is real, but the editors piece things together to make their own storyline. A small hiccup becomes: ‘Oh no, the generator stopped working! What are we going to do?’ ”

It’s a challenge, Morrill adds, to balance “big wows” that producers crave with homeowners’ practical needs — installing spray-foam insulation, for instance, doesn’t make great television. Amid tight budgets and short time frames, he focuses on nuts and bolts, and when it’s time for aesthetic flourishes, he lets Yankee frugality guide him. At his own camp, he sources almost everything from used materials hoarded over the years: salvaged-wood doors, brightly painted furniture, and open shelving on mismatched metal brackets.

“If we weren’t doing this on TV, we’d still be doing this,” Morrill says, wriggling out from the crawlspace and gesturing at the A-frame. The siding sports a fresh coat of sky-blue paint and a wooden sign emblazoned with the camp’s semi-profane name. A neon-green door provides an exclamation point. “If the show gets picked up for more seasons, great. If it doesn’t, great. There’s no shortage of work.”

Watch outtakes from Maine Cabin Masters.

01/20/2018

Looking to sell your property yourself----Please read this !

If you prefer to sell your home without the benefit of a real estate professional, because you know your home better than any realtor ever could. Obviously, this is true.

But knowing what it is like to live in your home and knowing how to sell it-or any property-are entirely different things. So before you commit to putting your home on the market as an FSBO, I'd love to sit down and go over a few important details with you.

Why should you bother? For starters, did you know that on average, homeowners who sell their homes through a real estate agent or broker make substantially more money than those who sell as an FSBO? This is true even after the realtor standard commission has been factored in, because that commission is tiny compared to the average sales price differential of 20%.

That's because selling a property is not only about knowing your home, but knowing how it compares to other, similar properties on the market. It's about having the experience to understand what kind of advertising attracts the attention of the most desirable buyers. It's about knowing how to present a property to maximize curb appeal. It's about understanding the psychology of the individual homebuyer and that the aspect of your property your prospective buyer finds most compelling might be something you never think about.

And it's also about pricing. Most FSBOs are priced incorrectly. They either sell for too little to begin with, or are initially overpriced and linger on the market for ages before the asking price is drastically reduced. As a professional specializing in your area, I have access to resources not available to the public, allowing me to set the right price to achieve a speedy sale at top dollar.

So please, give me a call at 207-502-3003, and we can arrange a time to sit down and discuss how I can get you the results you want.

David Ackerson Realtor
207-502-3003
The Maine Real Estate Network
323 North Street
S**o Maine 04072

Thing Spring !!!!!  Thinking of  listing your home, waterfront, or oceanfront property.........Give me a call ........af...
01/13/2018

Thing Spring !!!!! Thinking of listing your home, waterfront, or oceanfront property.........Give me a call ........affiliated with The Maine Real Estate Network in S**o, Maine.

01/13/2018

Calculating Your Monthly Mortgage Payments

One of the most important factors to consider when buying a new home is affordability. As a general rule, mortgage payments should not exceed 25-30 percent of your monthly take-home pay. The best way to know what you can afford is to determine the possible payment range by comparing the price of the home with other essential ingredients.

Figure Out How Much You Want To Borrow

Your first step to calculating your monthly mortgage payment is knowing how much you want to borrow. This can be determined by subtracting your down payment amount from the purchase price of the home, which will give you the amount that you will need to request from a lender.

Know Your Rates

The next step is to determine the current interest rates for the purchase of a home. Rates vary and may change often, so check with your lender for current rates. It's worth noting that the interest rates you receive will, in part, be based on your credit history. This means that knowing your FICO score and credit rating will give you a good idea as to how your interest rates will be calculated.

Choose Your Loan Term

Your monthly mortgage payments will be determined by a number of factors, including the term of your loan. If you were to borrow $250,000, your monthly payments would be less with a 30-year mortgage than with a 15-year mortgage. The reason is because it would take larger monthly payments to get the loan paid off quicker, which is why you will need to select a loan term before calculating your payments.

Additional Costs To Consider

Your total mortgage payment will include taxes, homeowner's insurance and possibly even private mortgage insurance (PMI) if you provide less than 20 percent down and your loan requires it.

Just The Facts & Figures

Now that you know how much you need to borrow, have chosen your loan term and are familiar with the current interest rates, it's time to calculate your payment. Most lenders offer a mortgage calculator on their Web site or you can get an estimate by speaking with your lender.

If you still need help in calculating your potential monthly mortgage payments, don't hesitate to ask your, mortgage broker or lender.

What a sunset!
01/19/2017

What a sunset!

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