Ryan Gernaat, Realtor - Coldwell Banker Schmitt Real Estate Co.

06/11/2026

A few things you'll probably never hear from me as a Florida Keys realtor.

"Just buy it."

"Don't worry about that."

Or my favorite: "You'll figure it out later."

Buying a home in the Keys is a big decision. Whether you're relocating, purchasing a second home, or looking for a place to spend more time on the water, it should fit the life you actually want to live.

My job isn't to convince you to buy a house.

It's to help you understand the area, the neighborhoods, the boating access, the lifestyle, and whether a property truly makes sense for you.

Sometimes that means moving forward.

Sometimes that means waiting for the right one.

Either way, I'd rather earn your trust than rush your decision.

I'm Ryan Gernaat, helping people buy and sell homes throughout the Florida Keys.

Follow along Ryan Gernaat REALTOR® | Big Pine Key | Marathon | Florida Keys for local insights, waterfront homes, and a look at everyday life in the Keys.



Florida Keys | Marathon | Lower Keys | Big Pine Key | Key West | Real Estate | Realtor | Agent

05/27/2026

Just Listed | Eden Pines | Big Pine Key | Florida Keys
29034 Rose Drive

Tucked away in Eden Pines among the Key Deer, this canal-front retreat captures the quieter side of life in the Lower Keys.

Designed for easy days on the water and relaxed outdoor living, the home offers boating access to both the ocean and bay, a new boat lift, and an expansive covered porch that naturally becomes the center of the home. Inside, exposed beam ceilings, natural light, and thoughtful updates create a space that feels fresh, comfortable, and connected to its surroundings.

From the seamless indoor-outdoor flow to evenings spent canal-side, this is the kind of property people picture when they think about living in the Florida Keys.

Offered fully furnished and move-in ready in one of Big Pine Key’s most peaceful waterfront neighborhoods.

Ryan Gernaat
Coldwell Banker Schmitt Real Estate Co

📱 352-212-2299
📧 [email protected]

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Florida Keys | Marathon | Lower Keys | Big Pine Key | Key West

Realtor | Real Estate | Broker Associate

05/11/2026

Please join us in congratulating our top producing agents for the month of April 2026! Please visit https://cbflkeys.com/Agents to learn more about them. Coldwell Banker Schmitt has more agents ranked among the Florida Keys Top 100 than the next 7 brokerages combined.

05/06/2026

A home made for life on the water. Check it out and send to someone you know who is interested in a move to the Florida Keys!

29562 Saratoga Ave, Big Pine Key, Florida KeysA look at life in Pine Channel Bay Estates.Set on a canal with quick access to both the ocean and Gulf, this pr...

05/06/2026

29562 Saratoga Ave

There’s a certain rhythm to life in Pine Channel Bay Estates, one built around time on the water, open space, and days that don’t feel rushed.

Set on a canal with quick access to both the ocean and Gulf, this waterfront home was designed for boating, entertaining, and making the most of everyday life in the Keys. From a 75’ seawall and 17K lb. boat lift to expansive outdoor living spaces, every detail supports a lifestyle centered around the water.

Inside, generous living areas, a third-floor loft with panoramic views, and a well-appointed kitchen create a space that’s as functional as it is inviting. Outside, it only gets better, with a full outdoor entertaining area, swim spa, and the kind of setting that naturally brings people together.

Currently operating as a successful vacation rental, this property also offers flexibility for those looking to offset ownership while enjoying it for themselves.

Offered in Pine Channel Bay Estates, just minutes from world-class boating, fishing, and diving.

Proudly Listed by Ryan Gernaat & Donna Halstead
Coldwell Banker Schmitt Real Estate Co

📱 352-212-2299
📧 [email protected]

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Florida Keys | Lower Keys | Big Pine Key | Real Estate | Realtor

04/28/2026

Pine Channel Estates | Big Pine Key | Lower Keys | Florida Keys

29559 Ranger Ave has officially closed - and it’s easy to see why.

From direct access to open water to sunset views from the back deck, this home was built for the kind of days that define life in the Florida Keys. Boating, fishing, quiet evenings, and space to enjoy it all.

Represented alongside Donna Halstead, we had the opportunity to guide both sides of the transaction and see this one through from start to finish.

Sold, and onto its next chapter in Big Pine Key.

Ryan Gernaat
Coldwell Banker Schmitt Real Estate Co

352-212-2299
[email protected]

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Big Pine Key | Lower Keys | Florida Keys Living