Brian Hafner - Loan Originator at Universal Lending Home Loans - Montana

09/24/2026

SMALL BUSINESS SPOTLIGHT: The Base Camp!

Fall in Montana is hard to beat. Cooler temps, changing leaves, and one last chance to squeeze in some outdoor adventures before winter decides to show up uninvited.

Whether you’re hiking, camping, hunting, or just looking for an excuse to get outside, The Base Camp is a great local stop to get geared up.

Supporting local businesses AND enjoying Montana? That’s a win-win in my book.

What’s your favorite outdoor fall activity? Hiking? Camping? Hunting? Fishing? Something else?

09/23/2026

WEEKLY MARKET UPDATE

09/22/2026

What if 1% down was enough to get you into a home?

We just rolled out a new program that could make homeownership possible with as little as 1% down!

For eligible buyers, Lower (my parent company) may provide a lender grant of up to 2%, not to exceed $4,500, with no repayment required. And this isn’t just for first-time buyers. Repeat homebuyers may qualify too!

There are income, credit, loan amount, property and other eligibility requirements, so this won’t fit everyone; but for the right buyer, it could be a HUGE opportunity.

Homebuyers: Wondering if you qualify? Message me.

Realtors: Have a client struggling with the down payment? Call me before you count them out.

Let’s see what we can make happen!

09/21/2026

The lowest rate doesn’t always mean the best mortgage experience.

The right lender should help you understand your loan options, communicate clearly, anticipate problems, and be there when things don’t go exactly according to plan.

Because getting a mortgage isn’t just about finding a rate.

It’s about having the right person in your corner from preapproval to closing.

Choose your lender wisely.

09/20/2026

5.0 star review received on Experience.com for Brian Hafner by Melissa M T - The team working with Brian are wondearful! They kept in constant communication throughout the process and were extremely helpful when deciding the right term loan for me. I would highly recommend!

Click to see all 314 reviews of Brian Hafner, Branch Manager / Loan Originator | NMLS # 1620055

09/17/2026

5.0 star review received on Experience.com for Brian Hafner by Autumn D W - They helped me through the whole process and I M very happy with my house

Click to see all 313 reviews of Brian Hafner, Branch Manager / Loan Originator | NMLS # 1620055

09/17/2026

Friday night = Siam Thai night at the Hafner house.

Siam Thai has become one of my wife’s and my go-to spots for Friday night takeout. When the week is over and neither of us wants to cook, this place is tough to beat!

Great food, tons of flavor, and another awesome local Billings restaurant worth supporting.

Now I need to know… what’s your go-to order at Siam Thai?

09/16/2026

5.0 star review received on Experience.com for Brian Hafner by Alex K - Brian is a solid and honest guy. I appreciate his expertise and know that I can always reach out to him for anything that I need.

Click to see all 312 reviews of Brian Hafner, Branch Manager / Loan Originator | NMLS # 1620055

09/15/2026

What if buying your first home could ALSO be your first real estate investment?

With the right property and financing strategy, you may be able to buy a multi-unit home, live in one unit and rent out the others to help offset your mortgage payment.

You get a place to call home AND start building your real estate portfolio at the same time.

It’s called house hacking, and it might be more attainable than you think.

Curious how the numbers could work? Let’s run a scenario.