Chris Dickerson Mortgage Lender

06/15/2026

06/04/2026

🚨 ONE DAY APPROVAL. REAL RESULTS. 🚨

When time matters, speed wins.

Another borrower moved one step closer to homeownership with a 1-Day Approval. ✅

Whether you're helping a first-time homebuyer, a move-up buyer, a VA borrower, or a client exploring Non-QM financing, fast underwriting can make all the difference.

🏡 Purchase Loans
🏡 Refinance Options
🏡 VA Loans
🏡 FHA Loans
🏡 Conventional Loans
🏡 Jumbo Loans
🏡 DSCR Loans
🏡 Bank Statement Loans
🏡 Self-Employed Borrowers
🏡 Investment Property Financing
🏡 Cash-Out Refinance
🏡 HELOC Options

In today's competitive market, buyers need:
✅ Fast Approvals
✅ Clear Communication
✅ Strong Pre-Approvals
✅ Reliable Mortgage Solutions
✅ Competitive Financing Options
✅ A Loan Officer Who Knows How To Get Deals Closed

The mortgage process doesn't have to feel complicated. With the right strategy, strong lender relationships, and efficient underwriting, approvals can happen faster than most people expect.

📲 Realtors: Need a lender who can help your buyers move quickly?
📲 Homebuyers: Wondering what loan program fits your situation?
📲 Investors: Looking for DSCR, Bank Statement, or Non-QM financing?

Let's connect and build a game plan.

05/21/2026

🚨 ANOTHER ONE!!! 🚨
🎉 CLEAR TO CLOSE IN JUST 16 DAYS! 🎉

While the retail lenders are still “reviewing documents” and asking for the same paystub 4 different times… WE OUT HERE HANDING OVER KEYS 🔑🔥

This is what happens when you work with a TRUE Mortgage Broker.
Not a one-size-fits-all bank.
Not a call center.
Not someone limited to ONE lender’s guidelines.

💥 ACCESS TO 100+ LENDERS
💥 MORE LOAN OPTIONS
💥 SAME-DAY APPROVALS
💥 FAST UNDERWRITING
💥 LOW OR NO LENDER FEES
💥 FHA • VA • USDA • CONVENTIONAL • DSCR • NON-QM
💥 SELF-EMPLOYED? INVESTOR? TOUGH FILE? LET’S GO!

📢 REALTORS — THIS is why SPEED MATTERS.
TIME KILLS ALL DEALS.

When your buyer needs:
✅ Fast pre-approvals
✅ Strong communication
✅ Quick closings
✅ Creative financing solutions
✅ A broker who answers the phone nights & weekends

You call QUICK CLOSE CHRIS. 💪🏡

Another family headed to the closing table because we don’t play around with slow processes and cookie-cutter lending. We structure loans to WIN. 🏆

🔥 SAME DAY APPROVAL ENERGY
🔥 CLEAR TO CLOSE ENERGY
🔥 BROKERS ARE BETTER ENERGY

If you’re thinking about buying, refinancing, investing, or finally getting out of that high-rate retail loan… NOW is the time.

📲 Chris Dickerson
Rubicon Mortgage Group Powered by Edge Home Finance
☎️ 228-297-7772
🌐 QuickCloseChris.com

05/18/2026

🚨 ANOTHER ONE! 🚨
15 DAY CLEAR TO CLOSE! 🏡🔥

Another contract WON.
Another borrower headed to the closing table.
Another reminder that WHO you choose for financing MATTERS. 💪

While retail lenders are stuck in layers of management, overlays, and slow underwriting turn times…
Mortgage brokers are out here MAKING MOVES. ⚡

This file went CLEAR TO CLOSE in just 15 days because strategy, communication, and lender access matter.

🏆 Access to 100+ lenders
🏆 Faster underwriting turn times
🏆 Competitive interest rates
🏆 Lower lender fees
🏆 More loan options for unique scenarios
🏆 Real communication from application to closing

VA? FHA? USDA? Conventional? Jumbo? DSCR? Non-QM?
WE HAVE OPTIONS. 🔑

That’s the difference between a retail lender pushing one product…
and a mortgage broker shopping the market to structure the BEST deal possible. 📈

Realtors — this is why speed wins contracts.
Buyers — this is why choosing the right lender can save your deal.

In today’s market, time kills deals.
You need a lender that answers the phone, solves problems fast, and knows how to get loans across the finish line. 🏁

Another smooth closing.
Another family helped.
ANOTHER ONE. 🔥🔥🔥

📲 Chris Dickerson
“Quick Close Chris”
Rubicon Mortgage Group Powered by Edge Home Finance
🌐 QuickCloseChris.com
📞 228-297-7772

05/18/2026

🚨 ANOTHER ONE!!! 🚨
24 HOUR LOAN APPROVAL! 🏡🔥

When we say SAME DAY… THAT’S WHAT WE MEAN.

While some retail lenders are still “reviewing documents” and waiting on committees, I’m already calling my clients with an APPROVAL. 💪

This one came back in UNDER 24 HOURS and that speed MATTERS in today’s market. Sellers love strong buyers. Realtors love certainty. And buyers love not sitting around stressed for 2 weeks wondering what’s going on with their mortgage.

THIS is the advantage of working with a MORTGAGE BROKER instead of walking into a local retail bank or call center lender. 👇

✅ Access to 100+ lenders
✅ More loan options
✅ Lower rates available
✅ Faster underwriting
✅ Same day approvals possible
✅ VA • FHA • USDA • Conventional • DSCR • Non-QM
✅ Down Payment Assistance programs
✅ Bridge loans to eliminate home sale contingencies
✅ No lender overlays at many investors
✅ Solutions for self-employed borrowers
✅ Investment property financing
✅ Manufactured home financing
✅ Clear communication from application to closing

Retail lenders have ONE set of products.
I shop the market for YOU.

That means more ways to get deals approved, more ways to structure financing, and more opportunities to WIN contracts in competitive markets. 🏆

TIME kills all deals… but FAST approvals CLOSE deals. 😎

If you’re tired of slow responses, surprise fees, and cookie-cutter loan options, it’s time to experience the broker advantage.

📲 Chris Dickerson
“Quick Close Chris”
Rubicon Mortgage Group Powered by Edge Home Finance

🌐 QuickCloseChris.com
📞 228-297-7772

05/18/2026

Not every mortgage story I share is going to be a smooth “clear to close in 9 days” celebration post.

Sometimes the biggest lessons come from the files that fight you all the way to the finish line. And I think it’s important to share those too — because growth in this business comes from studying BOTH the wins and the turbulence.

Recently, I had a client purchasing a primary residence using a 90% LTV Bank Statement loan program for income verification.

On paper, everything looked great.
Strong file.
Good reserves.
Solid borrower.
Process was moving smoothly and we were actually ahead of schedule.

Then the appraisal came back.

The good news?
The property appraised with roughly $17,000 in equity.

The bad news?
The appraiser marked the property as RURAL.

Now for most traditional products, that may not be a major issue. But niche products — especially certain Non-QM and Bank Statement products — can have overlays and investor restrictions that aren’t always obvious upfront.

The investor attached to the lender we were using suddenly pushed back and essentially said:
“We don’t like rural properties on this program.”

At that point we had two options:

Panic
Problem solve

Because I’m a broker with access to over 100 lenders and a deep understanding of structuring, we fought for an exception. We got it approved — but it cost us two days and triggered a major loan level pricing adjustment.

That adjustment created additional costs the borrower understandably did not want to bring to closing.

So we pivoted again.

We renegotiated structure, increased the purchase price, adjusted seller concessions, and strategically worked the numbers to offset the difference.

And despite all the turbulence…

We STILL closed early.

To the agents involved, this was probably viewed as a huge success story. And in many ways it was.

But personally?

I walked away viewing it as both a success AND a failure.

A success because we solved the problem and got the client to the closing table when there’s a very high probability this loan would have died elsewhere locally with only 10% down on a Bank Statement product.

But also a failure in the sense that the process became more turbulent than what I believe my clients deserve.

And that matters to me.

Here’s what I learned from this file:

• Always explain to clients when they’re using a niche loan structure that uncommon products can come with uncommon hurdles.
• Don’t choose a product ONLY based on preferred down payment percentages without fully reviewing property overlays and investor appetite.
• Know the backup plans BEFORE the problem shows up.
• And most importantly — never stop learning from the difficult files.

Anybody can post the easy closings.

But real professional growth happens when you’re willing to dissect the messy ones honestly and improve from them.

That’s one reason I’m grateful to be a mortgage broker instead of being locked into one lender’s box. Having options saved this deal.

And if there’s one thing I’ve learned in this business:
The files that humble you are usually the files that make you better

05/18/2026

🚨 ANOTHER ONE! 🚨
13 DAY CLEAR TO CLOSE! 🏡🔥

While some retail lenders are still “waiting on underwriting”...
WE WERE ALREADY HEADING TO THE CLOSING TABLE. 💨💰

Submitted April 27th…
CLEAR TO CLOSE May 14th…
That’s the Mortgage Broker Advantage. 📈

This is exactly why Realtors, builders, investors, and homebuyers are making the switch from big retail banks to a TRUE mortgage broker.

Because speed matters.
Communication matters.
OPTIONS matter.

🏆 Access to 100+ lenders
🏆 More loan products
🏆 Faster underwriting turn times
🏆 Lower rates & lower fees
🏆 Real communication from start to finish
🏆 Solutions for deals retail lenders can’t figure out

VA? FHA? USDA? Conventional? DSCR? Non-QM?
WE DO IT ALL. 🔥

Retail lenders are limited to THEIR guidelines.
I can shop your loan across multiple lenders to find the BEST fit for your scenario. That’s how contracts get WON and deals get CLOSED. 💪

And let’s be honest…
In this market, if your lender can’t move fast, you could lose the house. 👀

Another family helped.
Another Realtor looking like a superstar.
Another smooth closing.

ANOTHER ONE. 🔑🏠

📲 Chris Dickerson
“Quick Close Chris”
Rubicon Mortgage Group Powered by Edge Home Finance
🌐 QuickCloseChris.com
📞 228-297-7772

05/18/2026

🚨 ANOTHER ONE! 🚨
While retail lenders are still “checking on conditions” and asking for the same document 4 different times… WE’RE OUT HERE GETTING CLEAR TO CLOSE IN JUST 6 DAYS! 🔥🏡💨

Submitted May 5th…
CTC May 13th…
That’s the power of working with a TRUE Mortgage Broker. 💪

Not a call center.
Not a one-size-fits-all bank.
Not a retail lender stuck selling ONE company’s rates and overlays.

I shop the deal.
I structure the file.
I fight for the client.
I move FAST. ⚡

WHY REALTORS & HOMEBUYERS KEEP CHOOSING QUICK CLOSE CHRIS:

✅ Faster underwriting turn times
✅ Same-day mortgage approvals available
✅ Access to 100+ lenders
✅ Lower rates & lower fees
✅ More loan products than retail banks
✅ VA, FHA, USDA, Conventional, DSCR & Non-QM options
✅ Down Payment Assistance programs
✅ Bridge Loans to eliminate home sale contingencies
✅ Manufactured homes, investment properties & unique scenarios
✅ Real communication from application to closing table

Retail lenders got one menu.
Mortgage brokers got the whole grocery store. 🛒💰

When deals get complicated…
When timelines get tight…
When other lenders say “NO”…

WE FIND A WAY.

🏆 ANOTHER CLEAR TO CLOSE.
🏆 ANOTHER FAMILY HELPED.
🏆 ANOTHER AGENT LOOKING LIKE A ROCKSTAR AT THE CLOSING TABLE.

The market is shifting. Speed matters. Strategy matters. WHO you use for financing matters.

Don’t just get prequalified…
Get partnered with a mortgage broker that knows how to WIN contracts and CLOSE deals. 🔑🏠

📲 Chris Dickerson
“Quick Close Chris”
Rubicon Mortgage Group Powered by Edge Home Finance
🌐 QuickCloseChris.com
📞 228-297-7772

05/05/2026

🔥 ANOTHER SAME DAY APPROVAL IN THE BOOKS 🔥

That’s right… while some lenders are still “reviewing documents,” my client already has a FULL approval ✅

This isn’t luck. This is what happens when you work with a mortgage broker who knows how to move.

💥 Why this matters for YOU:
When you’re making an offer, speed = POWER

Faster approvals = stronger offers
Stronger offers = more accepted contracts
Less waiting = less stress

💼 The Broker Advantage:
✔️ Direct access to multiple lenders (not just one set of guidelines)
✔️ Faster underwriting turn times
✔️ Ability to pivot instantly if needed
✔️ More loan options = better solutions for YOUR scenario

While big banks and retail lenders are stuck in layers of red tape…
I’m getting deals approved SAME DAY and putting my clients in position to WIN 🏆

📲 If you’re thinking about buying and want to move FAST when the right house hits…
Let’s get you pre-approved the right way.

Chris Dickerson
Rubicon Mortgage Group
📞 228-297-7772
🌐 www.quickclosechris.com