Tammy Butler, Associate Broker/Realtor

Tammy Butler, Associate Broker/Realtor My goal as a realtor is to establish long-term relationships with my clients.

I strive to provide outstanding service & support by listening & understanding their needs and wants and devoting all my resources to meet their goals.

03/11/2023
BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! There’s no denying the long-term financial benefits of own...
12/22/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too.

Home means something different to all of us. Whether it’s sharing memories with loved ones at the kitchen table or settling in to read a book in a favorite chair, the emotional connections to our homes can be just as important as the financial ones.

>>1. You Can Be Proud of Your Accomplishment
Buying a home is a major life milestone. The sense of accomplishment you’ll feel at the end of your journey will truly make your home feel like a special place.

>>2. You Have Your Own Designated Happy...


There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too.

BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! From home sales to prices, the 2023 housing market will be...
12/22/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, DM me so you understand where the housing market is headed in 2023.


Some Highlights From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023.

BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! The 2022 housing market has been defined by two key things...
12/21/2022

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The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it's put the market into a reset position.

But what does that mean for next year? What everyone really wants is more stability in the market in 2023. For that to happen we’ll need to see the Fed bring inflation down even more and keep it there. Here’s what housing market experts say we can expect next year.

>>What’s Ahead for Mortgage Rates in 2023?

Moving forward, experts agree it’s still going to be all about inflation. If inflation is high, mortgage rates will be as well. But if inflation continues to fall, mortgage rates will likely respond. While there may be early signs inflation is easing as we round out this year, we’re...


The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it's put the market into a reset position.

BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! Mortgage rates have been a hot topic in the housing market...
12/21/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy.

Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains it well by saying:

“Mortgage rates dropped even further this week as two main factors affecting today's mortgage market became more favorable. Inflation continued to ease while the Federal Reserve switched to a smaller interest rate hike. As a result, according to Freddie Mac, the 30-year fixed mortgage rate fell to 6.31% from 6.33% the previous week.”

So, what does that mean for your homeownership plans? As mortgage...


Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at ...

BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! If you’re a homeowner, your net worth got a big boost over...
12/20/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices.

Equity is the current value of your home minus what you owe on the loan.

Because there was a significant imbalance between the number of homes available for sale and the number of buyers looking to make a purchase over the past few years, home prices appreciated substantially.

And while home price appreciation has moderated this year, and even depreciated slightly in some overheated markets, that doesn’t mean you’ve lost all the equity you gained during the pandemic frenzy.

To prove you still have equity you can use, the latest Homeowner Equity Insights from CoreLogic finds the average homeowner equity has actually grown by $34,300 over the past 12...


If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates.

BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! If you’re planning to make a move but aren’t sure if now’s...
12/20/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

If you’re planning to make a move but aren’t sure if now’s the right time, consider this. The supply of homes for sale has grown this year, but it’s still low today. That means it’s still a sellers’ market and you haven’t missed your window of opportunity. If you’re ready to discuss your options, DM me today.


BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! If you’re planning to sell your house, it’s important to u...
12/19/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

If you’re planning to sell your house, it’s important to understand that today’s housing market is different than it was just a few months ago. But homes priced at market value are still in demand and could still sell quickly. If you’re ready to list, working with a real estate professional is essential to pricing it right. DM me today.


BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! Thinking about buying a home next year and wondering what ...
12/19/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

Thinking about buying a home next year and wondering what to expect? Experts say the 2023 housing market will have some key perks for buyers. In particular, you’ll have more homes to choose from, and that means you may see less intense competition from other buyers. If you’re ready to start planning for your home search, DM me.


BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! On average, nationwide, home prices appreciated by 60.6% o...
12/17/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

On average, nationwide, home prices appreciated by 60.6% over the past five years. For existing homeowners, that means you’ve likely gained significant equity over time. And if you plan to sell your current house and buy your next home, that equity can help power your move. If you have questions about your specific situation, DM me.


12/16/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

If you're thinking of selling and making a move this holiday season, remember your house could also be someone else's dream home. Let's connect today and start the process of selling your house.


BE IN THE KNOW! Let's talk  ! Call/message me @ 205-936-2952! If you’re thinking about retirement or have already retire...
12/16/2022

BE IN THE KNOW! Let's talk ! Call/message me @ 205-936-2952!

If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs.

Here are a few things to think about when making that decision.

>>Consider How Long You’ve Been in Your Home

From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the National Association of Realtors (NAR), that number is rising today, meaning many homeowners are living in their houses even longer.

If your current home no longer meets your needs, you may have better options waiting for you.

>>Consider the Equity You’ve Gained

Additionally, if you’ve been in your home for more than...


If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs.

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