http://linktr.ee/zakrealtor, http://zakjonesgroup.kw.com/

Zak Jones Group - KW Metro South, Birmingham, AL (2026)

01/14/2026

Is there finally a way to move without giving up your low mortgage rate?

A new idea being discussed by federal housing regulators and the White House — known as a portable mortgage — could dramatically change how homeowners move in today’s high-interest-rate environment.

Right now, millions of homeowners feel locked in.
You bought when rates were low… but now that rates are higher, moving can feel impossible without doubling your monthly payment. That lock-in effect is one of the biggest reasons housing inventory is so tight right now.

In this video, I break down:
• What a portable mortgage is and how it would work
• Why high interest rates have slowed the housing market
• How this could allow homeowners to keep their low rate
• The difference between portable and assumable mortgages
• Why this idea is being discussed at the federal level
• What experts are saying about the lock-in effect
• Why this matters for buyers, sellers, and homeowners
• What this could mean specifically for families here in Alabama

The idea is simple but powerful:
Taking your existing mortgage — and your interest rate — with you to your next home.

This isn’t available yet, but the fact that it’s being actively evaluated nationally is a big deal. Understanding how policies like this could shape future housing decisions is more important than ever.

Whether you’re thinking about:
• Upsizing
• Downsizing
• Relocating for work or family
• Upgrading your home
• Or buying your first home

Understanding how interest rates, mortgage policy, and affordability all intersect can help you make smarter decisions — not emotional ones.

If you’re in the Greater Birmingham area, I’m always happy to walk through:
• What your home could sell for
• How far your current rate really goes
• What your buying power looks like today
• How ideas like a portable mortgage could impact future plans
• And whether moving now or waiting makes the most sense for your goals

👇
Would a portable mortgage make you more likely to move — or are interest rates still the biggest obstacle?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/13/2026

Is there finally a way to move without giving up your low mortgage rate?

A new idea being discussed by federal housing regulators and the White House — known as a portable mortgage — could dramatically change how homeowners move in today’s high-interest-rate environment.

Right now, millions of homeowners feel locked in.
You bought when rates were low… but now that rates are higher, moving can feel impossible without doubling your monthly payment. That lock-in effect is one of the biggest reasons housing inventory is so tight right now.

In this video, I break down:
• What a portable mortgage is and how it would work
• Why high interest rates have slowed the housing market
• How this could allow homeowners to keep their low rate
• The difference between portable and assumable mortgages
• Why this idea is being discussed at the federal level
• What experts are saying about the lock-in effect
• Why this matters for buyers, sellers, and homeowners
• What this could mean specifically for families here in Alabama

The idea is simple but powerful:
Taking your existing mortgage — and your interest rate — with you to your next home.

This isn’t available yet, but the fact that it’s being actively evaluated nationally is a big deal. Understanding how policies like this could shape future housing decisions is more important than ever.

Whether you’re thinking about:
• Upsizing
• Downsizing
• Relocating for work or family
• Upgrading your home
• Or buying your first home

Understanding how interest rates, mortgage policy, and affordability all intersect can help you make smarter decisions — not emotional ones.

If you’re in the Greater Birmingham area, I’m always happy to walk through:
• What your home could sell for
• How far your current rate really goes
• What your buying power looks like today
• How ideas like a portable mortgage could impact future plans
• And whether moving now or waiting makes the most sense for your goals

👇
Would a portable mortgage make you more likely to move — or are interest rates still the biggest obstacle?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/11/2026

Is there finally a way to move without giving up your low mortgage rate?

A new idea being discussed by federal housing regulators and the White House — known as a portable mortgage — could dramatically change how homeowners move in today’s high-interest-rate environment.

Right now, millions of homeowners feel locked in.
You bought when rates were low… but now that rates are higher, moving can feel impossible without doubling your monthly payment. That lock-in effect is one of the biggest reasons housing inventory is so tight right now.

In this video, I break down:
• What a portable mortgage is and how it would work
• Why high interest rates have slowed the housing market
• How this could allow homeowners to keep their low rate
• The difference between portable and assumable mortgages
• Why this idea is being discussed at the federal level
• What experts are saying about the lock-in effect
• Why this matters for buyers, sellers, and homeowners
• What this could mean specifically for families here in Alabama

The idea is simple but powerful:
Taking your existing mortgage — and your interest rate — with you to your next home.

This isn’t available yet, but the fact that it’s being actively evaluated nationally is a big deal. Understanding how policies like this could shape future housing decisions is more important than ever.

Whether you’re thinking about:
• Upsizing
• Downsizing
• Relocating for work or family
• Upgrading your home
• Or buying your first home

Understanding how interest rates, mortgage policy, and affordability all intersect can help you make smarter decisions — not emotional ones.

If you’re in the Greater Birmingham area, I’m always happy to walk through:
• What your home could sell for
• How far your current rate really goes
• What your buying power looks like today
• How ideas like a portable mortgage could impact future plans
• And whether moving now or waiting makes the most sense for your goals

👇
Would a portable mortgage make you more likely to move — or are interest rates still the biggest obstacle?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/09/2026

Is there finally a way to move without giving up your low mortgage rate?

A new idea being discussed by federal housing regulators and the White House — known as a portable mortgage — could dramatically change how homeowners move in today’s high-interest-rate environment.

Right now, millions of homeowners feel locked in.
You bought when rates were low… but now that rates are higher, moving can feel impossible without doubling your monthly payment. That lock-in effect is one of the biggest reasons housing inventory is so tight right now.

In this video, I break down:
• What a portable mortgage is and how it would work
• Why high interest rates have slowed the housing market
• How this could allow homeowners to keep their low rate
• The difference between portable and assumable mortgages
• Why this idea is being discussed at the federal level
• What experts are saying about the lock-in effect
• Why this matters for buyers, sellers, and homeowners
• What this could mean specifically for families here in Alabama

The idea is simple but powerful:
Taking your existing mortgage — and your interest rate — with you to your next home.

This isn’t available yet, but the fact that it’s being actively evaluated nationally is a big deal. Understanding how policies like this could shape future housing decisions is more important than ever.

Whether you’re thinking about:
• Upsizing
• Downsizing
• Relocating for work or family
• Upgrading your home
• Or buying your first home

Understanding how interest rates, mortgage policy, and affordability all intersect can help you make smarter decisions — not emotional ones.

If you’re in the Greater Birmingham area, I’m always happy to walk through:
• What your home could sell for
• How far your current rate really goes
• What your buying power looks like today
• How ideas like a portable mortgage could impact future plans
• And whether moving now or waiting makes the most sense for your goals

👇
Would a portable mortgage make you more likely to move — or are interest rates still the biggest obstacle?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/07/2026

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/06/2026

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/04/2026

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

01/02/2026

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

12/31/2025

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

12/30/2025

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

12/30/2025

Thinking about moving to Alabaster, Alabama in 2026?

Alabaster is one of the fastest-growing cities in Shelby County, offering suburban convenience while keeping a strong community-driven feel. If you’re planning a move in 2026, this video gives you an honest, boots-on-the-ground breakdown of what life here is really like — without the hype.

Here’s what I walk through:
• What day-to-day life feels like in Alabaster
• Local shopping, restaurants, and spots newcomers love
• The community vibe and seasonal events throughout the year
• Popular home styles and realistic price expectations by budget
• Commute insights for Birmingham, Hoover, Helena, and Pelham
• The biggest perks of living here
• A few things that surprise people after they arrive
• Who Alabaster is a great fit for — and who might want something different

Whether you're relocating from out of state or moving from another Greater Birmingham suburb, this video will help you understand the lifestyle, growth, and what makes Alabaster such a popular choice for homeowners right now.

👇
If you could ask one question before moving here, what would it be?

About Me
I’m Zak Jones — local Realtor® and CEO in the Greater Birmingham market. My team and I help buyers, sellers, and investors navigate Alabaster, Helena, Hoover, Pelham, and nearby communities every single week. If you want real local insight and guidance, we’d love to help you build a smart plan for 2026.

📱 Call or text: 205-538-2321
📧 Email: [email protected]

📲 Follow for more local market insight, relocation breakdowns, and mortgage strategy videos:
Instagram →
TikTok →
Facebook → Zak Jones Group
YouTube → ZakSellsBham

💬 Let’s talk:
Are you planning to buy in 2026, hoping rates drop first, or still undecided?

12/28/2025

Everyone has an opinion right now.
The headlines say one thing. Friends say another.
And now even AI has an answer.

In this video, I asked AI the big question:
“Is now a good time to buy a house?”
Then I compared that answer to what’s actually happening in the real Birmingham housing market using current data.

Here’s what I break down:
• What AI thinks about buying right now
• What the real numbers say locally
• Updated Birmingham market stats
• Whether waiting for rates to drop is actually a smart move
• Why buyers today may have more negotiation power
• When it makes sense to buy — and when it doesn’t

If you’re on the fence about moving now or waiting, this will help you think through the decision with clarity instead of hype.

👇
Are you buying now, waiting, or still undecided?

Zak Jones
Realtor & CEO | Keller Williams Metro North
Helping people buy, sell, invest, and relocate across Greater Birmingham

Zak Jones Group - KW Metro South

01/14/2026

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