4C Mortgage

With over 20 years of lending experience, 4C Mortgage knows the right questions to ask to put you in the right mortgage for your lending needs. NMLS #2661962

09/01/2026

Football season is officially here, so we have to ask… Auburn or Alabama? 🏈👀

Whether your Saturdays are spent in Auburn or Tuscaloosa, there’s nothing quite like having a place of your own for game day weekends. Thinking about a game day condo, second home, or investment property? 4C Mortgage can help you explore your financing options and put together a game plan.

Now for the important question: War Eagle or Roll Tide? Drop your team below!

08/27/2026

Renting or buying... Which one makes sense for you?

There isn’t one right answer for everyone. Your finances, future plans, lifestyle, and the local market all play a role in deciding when homeownership makes sense.

If buying has been on your mind, you don’t have to figure out the numbers alone. We can help you understand your financing options, what you may qualify for, and what the path to homeownership could look like.

Ready to run the numbers? Let’s talk.

08/21/2026

Why work with a local lender? 🏡

Because buying a home isn’t one-size-fits-all. When you work with 4C Mortgage, you’re working with a team that understands the local market, knows the lending landscape, and is here to help you navigate your options from application to closing.

Local knowledge. Personal service. A smoother path home.

Thinking about buying? Let’s talk about what your next move could look like.

08/19/2026

It’s more than just one number. Lenders look at the full picture, including your credit, income and existing debts, available funds for your down payment and closing costs, and the property itself.

At 4C Mortgage, we help you understand the 4 C’s of mortgage lending: Credit, Capacity, Cash & Collateral, and what each one means for your home-buying journey.

Have questions about where you stand? Reach out and let’s talk through your options.

07/23/2026

Give us a call at 205-276-8946 to get started.

07/21/2026

Welcome to 4C Mortgage! Tell your friends & follow along to learn more about the company we're building to help you navigate the 4 Cs of buying a new home - cash, collateral, credit, and capacity.

First up, get to know us better on our new website https://4cmortgage.com/

07/16/2026

Thank you, Fatrell, for trusting 4C Mortgage to be part of your journey. It was an honor to help you create a plan, stay the course, and celebrate with you on closing day! Stories like yours are why we do what we do. Congratulations on your new home, and thank you for your kind words and recommendation. We wish you many years of happiness and memories in your new home!

Thinking about buying a home? Whether you're ready today or just starting to plan, we're here to help every step of the way.

07/14/2026

Summer is the perfect time to dream a little bigger!!!

If you could choose one, which would it be?
🌊 Beach Condo
🚤 Lake House
Tell us your pick in the comments! ⬇️

No matter what your dream home looks like, the right mortgage can help turn it into reality. Whether you're buying your first home, searching for a vacation getaway, or investing in your future, 4C Mortgage is here to guide you every step of the way.

Ready to stop dreaming and start planning? Reach out today, and let's make your dream home a reality. Contact us today to get started!

07/02/2026

Fun Fact: A vacation home can sometimes be financed differently than an investment property.

Many buyers assume all second homes fall into the same category, but lenders often look at how you plan to use the property when determining loan options.

Thinking about a beach condo or lake house? The financing may be more flexible than you think.

Let's explore your options. 🌊

06/30/2026

Summer is one of the busiest times of the year for homebuyers. ☀️

With more homes hitting the market and families looking to move before fall, now is a great time to start the buying process.

Before you start scrolling listings, make sure you know what you can afford and get pre-approved. A strong pre-approval can help you move quickly when the right home comes along.

Ready to start your home search? Let's talk.

Address

4274 Cahaba Heights Court, Suite 100
Birmingham, AL
35243

Website

http://www.4cmortgage.com/

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