Ron Gofourth NMLS #1367598

Ron Gofourth NMLS #1367598 We offer residential home loan products including conforming, FHA, USDA and VA loans. At Stockton Mortgage, we embrace people.

People with a genuine passion for way finding. We start each day with the goal of getting our customers to the closing table with ease, care, and consideration. With the insight and flexibility to make the dream of homeownership happen, our home loan experts guide your path. No matter your needs, we’re with you – start to finish. Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

This is the part that never makes it into the listing photos. A yard, a pile of leaves, and about eleven minutes before ...
09/24/2026

This is the part that never makes it into the listing photos. A yard, a pile of leaves, and about eleven minutes before somebody needs a snack.

If you've been wondering what it would actually take to get here, ask me. No pressure and no pitch — just real numbers and straight answers.

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org This is not a commitment to lend. Qualifications apply. See representative for details.

09/23/2026

Sweater weather shows up and suddenly everybody wants a porch and a fireplace.

If a move is somewhere on your list, this is a good stretch to handle the unglamorous part — documents, pre-qualification, the number you're comfortable with — so you're ready when the right place shows up instead of scrambling for it.

Send me a message and we'll start there.

This is not a commitment to lend. Qualifications apply. See representative for details.

Fall officially starts tonight at 8:06 p.m. Eastern, though the yard has been making that argument for two weeks.This is...
09/22/2026

Fall officially starts tonight at 8:06 p.m. Eastern, though the yard has been making that argument for two weeks.

This is the season the house earns its keep. Windows open, oven on, everybody home a little earlier.

And if somewhere in the back of your mind you're thinking about finding your home next spring, fall is a good time to start getting organized. And we can help. Just a conversation — nothing formal.

Happy first day of fall!

This is not a commitment to lend. Qualifications apply. See representative for details.

Your credit score gets all the attention. It's one input, not the verdict.Income, debts, savings, how long you've been a...
09/21/2026

Your credit score gets all the attention. It's one input, not the verdict.

Income, debts, savings, how long you've been at your job, and the loan program you choose all factor in. We've seen strong scores hit snags and average scores come together, because the rest of the file matters too.

If you've been talking yourself out of a conversation because of a number, let's just have the conversation. No application, no pressure.

This is not a commitment to lend. Qualifications apply. See representative for details.

Everybody walks into a home search with one thing they won't trade away.Sometimes it's practical, like laundry that isn'...
09/19/2026

Everybody walks into a home search with one thing they won't trade away.

Sometimes it's practical, like laundry that isn't in the basement. Sometimes it makes no sense at all, and that's fine too. We've seen people give up a bedroom to keep a big front porch. And we don’t judge.

What's the one you wouldn't budge on?

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org | This is not a commitment to lend. Qualifications apply. See representative for details.

A house gets quiet or loud depending on who's in it.Some of the best ones hold more than one generation at a time. Grand...
09/18/2026

A house gets quiet or loud depending on who's in it.

Some of the best ones hold more than one generation at a time. Grandparents in the kitchen, kids underfoot, everybody talking over each other. That part never shows up in a listing, and it's usually the whole reason people move in the first place.

So tell us: who makes your house feel like home?

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org | This is not a commitment to lend. Qualifications apply. See representative for details.

Pre-qualified and pre-approved get used like they mean the same thing. They don't.Pre-qualification is a quick estimate ...
09/17/2026

Pre-qualified and pre-approved get used like they mean the same thing. They don't.

Pre-qualification is a quick estimate built on the numbers you tell us. Pre-approval means we've collected your documents, reviewed them, and verified the details — which is why sellers tend to take that offer more seriously.

Neither one is a final loan approval, and both depend on everything holding up through underwriting. But if you're planning to make an offer this fall, the second one is worth the paperwork.

Send me a message and I'll tell you exactly what to gather.

This is not a commitment to lend. Qualifications apply. See representative for details.

Let's be honest about who actually runs the house.We've watched buyers walk away from a place because the yard wasn't fe...
09/15/2026

Let's be honest about who actually runs the house.

We've watched buyers walk away from a place because the yard wasn't fenced, and fall for one because of a sunny spot by the window. The four-legged veto is real, and we respect it.

Drop a photo of the one who runs yours.

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org | This is not a commitment to lend. Qualifications apply. See representative for details.

There’s no such thing as a question that’s too basic.What the fees actually cover. What happens between now and closing....
09/12/2026

There’s no such thing as a question that’s too basic.
What the fees actually cover. What happens between now and closing. Whether you should even be looking yet. People ask us all of it, and we’d rather answer early than leave you guessing.

Ask me anything and I’ll give you a straight answer.

This is not a commitment to lend. Qualifications apply. See representative for details.

Twenty-five years ago today.Today, we remember the lives lost, the heroes who answered the call, and the countless famil...
09/11/2026

Twenty-five years ago today.
Today, we remember the lives lost, the heroes who answered the call, and the countless families forever impacted by September 11, 2001.

Today we honor them.

Address

2808 7th Avenue, Suite 113
Birmingham, AL
35233

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 1pm - 8pm

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