Michelle King, The Mortgage Lady nmls 1246518

05/04/2026

“Your cash to close will be way lower with us.” That’s how some lenders win deals…

and how buyers get blindsided right before closing!!

Here’s the truth:👇

Most closing costs aren’t controlled by the lender at all.

But that’s exactly where numbers get manipulated.

I’ve seen out-of-town lenders quote:
→ Super low insurance
→ Underestimated taxes
→ Almost no prepaid interest

Just to make everything look cheaper.

It’s not real.

This is why working with a LOCAL mortgage broker matters.

We know what things actually cost in your area— so you don’t get surprised at the closing table or taken advantage of.

Honestly and transparency is the name of the game as far as I’m concerned!

04/20/2026

The plants you put in your new house is your business. My business is getting you into that home.

Let's see what you qualify for!

Michelle King, The Mortgage Lady
nmls 1246518

205-910-1520

03/16/2026

Why choose me? Because I care about helping people obtain their dream of homeownership.

I have helped many people get into homes even when they didn't know it was possible. My mom bought her 1st house at age 54 (after I got into the mortgage business and realized I could help her know what was available to her).

It's never too late. It's available to you. (205) 910-1520

02/25/2026

If you are wanting to buy a home but you are wondering how to fix your credit, let me know! For the cost of a credit report, I can consult you for free! Then you can have exactly what you need to know for qualifying!

Call me or text me anytime! 205-910-1520

02/03/2026

Perfect!

01/22/2026