How's the Market?

03/15/2026

A lot of buyers think rates dropping from the low 6s into the upper 5s would dramatically change their monthly payment. But the math tells another story.

On a $500k loan, the difference between getting a 6.1% and 5.9% mortgage rate is only about $64 a month. Not $300. Not $500. Only $60.

That’s not the massive swing many buyers imagine when they say they’re “waiting for the 5s.”

If you’re holding out for a lower rate, my advice is to double check the math. Because rates have already come down significantly from just one year ago. And you may not need to wait any longer.

The numbers could already work better than you expect.

03/13/2026

If you own a corner lot in Birmingham Ron Rocz has buyers looking! Text or call him at 248-798-4404 for details. Even if you’re not ready right now. Have a conversation so you can make a plan!

Birmingham homeowners — I’m actively working with buyers who are specifically looking for corner lots across Birmingham (downtown pockets, Quarton-area, west side, Northlawn stretches, Fairway/Golf View, and more).
If you own a corner lot and selling is even a “maybe” (now or later), I’d love to have a quick private conversation. You don’t need to list to talk — sometimes the best match happens off-market with less disruption.
📞 Call or text Ron Rocz at 248-798-4404
💬 Comment MASTER MAP and I’ll message you the interactive link.
👀 If you’d like a quick, private value range, comment VALUE.
Know someone who owns a Birmingham corner lot? Tag them or send this post to them.

03/13/2026

If you’ve been on social media lately, you may have seen something that says home prices are falling. And that’s causing some people to worry. Let me set the record straight.

When you look at the data, most regions of the country are still seeing prices rise (or at the very least, hold steady). Not fall.

Only the West shows a slight dip, and even there it’s modest.

That’s not a crash. And there’s no reason to worry about your home’s value.

Online chatter tends to shine a spotlight on the few areas that are down. But the bigger picture shows most homeowners are still in a strong position.

If you have questions about what your house is worth or what prices are doing in our local market, let’s have a quick conversation.

03/10/2026

03/02/2026

Home affordability is the best it’s been in 4 years.

That’s thanks to: Lower rates. Slower home price growth. And rising wages.

And while the affordability problem isn’t solved, many buyers are finding the numbers work better today.

If buying didn’t make sense for you last year, take another look.

Have you re-run the math on your move yet? DM me and let’s see if it changes when you're ready to buy.

01/21/2026

Mortgage rates are down a full percentage point since last year.

That recent drop doesn’t sound dramatic, until you realize how much it can already save you on the typical $400k loan.

Compared to buying in January of last year, that saves you more than $330 a month and almost $120k over the life of your loan.

That’s the difference just one year makes.

If buying didn’t work for you last year, let’s re-run the numbers and see if 2026 could finally be your year.

11/18/2025

Seeing headlines about home prices dropping? Don’t panic.

First of all, prices are still rising in much of the country, just at a slower pace.

But even in the select metros where prices are down slightly, it’s not a red flag. It’s a signal prices are normalizing after several years of rapid appreciation.
Here's a stat to put those drops into perspective.

Over the past 5 years, home prices rose by 45% nationwide.

The cities seeing drops right now are only down an average of 4%.

That doesn’t come close to erasing the big gains most homeowners had since 2020.

So, don’t let the headlines rattle your confidence. Chances are, you probably still have a lot more equity than you realize.

Want to know how much? DM me and I'll run the numbers.

11/11/2025

Honoring all who served. Your courage protects the communities we get to call home. 🇺🇸

10/10/2025

⭐⭐⭐⭐⭐ Friday! Taking the challenges out of the equation is what we do best. Great job for helping this family out. It's why we do what we do.

10/02/2025