Sherry Armstrong Realtor at ERA King Real Estate

Sherry Armstrong Realtor at ERA King Real Estate This page will highlight listings and let you know what is going on in the local Real Estate market.

06/27/2019

Packing Mistakes: (3) Sealing boxes with masking tape or clear packing tape. Making tape isn't strong enough to reliably hold boxes closed. Surprisingly enough, clear "packing tape" isn't great either because it requires a blade or some kind of dispenser to cut pieces off the roll, slowing down your packing process. BETTER: Use self-adhesive paper packaging tape. This tan-colored tape rips easily by and when you apply it, sticks well to cardboard and is strong enough to keep your boxes closed.
(4) Mistake: Wrapping bubble wrap directly over paintings. some of the paint could pull away when you remove the wrap. BETTER: Put a sheet of cardboard over any painting before wrapping them with a layer of bubble wrap.

06/26/2019

Moving mistake (2): PACKING DISHES FLAT. Dishes that are stacked on top of one another often shatter under the weight of boxes stacked above. Better: Stand dishes on their ends in the box-they are stronger that way. Individually wrap each in blank newsprint paper first so that they don't scrape against one another. (Blank newsprint, available at packing and craft stores, is preferable to newspaper pages, which leaves ink on dishes.) Wrap fine china tightly in small cartons, and put each carton in a "dish pack", which has double-corrugated cardboard walls.

06/25/2019

Moving Day Mistakes to Avoid:
(1) Mistake: Disassembling Ikea-quality furniture for transport. Modern assemble-it-yourself furniture is usually designed to be assembled only once. Taking it apart for a move will probably make it shakier when you put it back together. It might not even go back together at all if some of the particleboard chips when it is disassembled. Better: Pack this furniture in its fully assembled form if space permits. Tables are the exception - it's almost always worth removing table legs before a move. Tables are often damaged when transported in one piece - too much weight might be stacked on top of them causing stress on the legs.

04/09/2019

7 Smart Strategies for Kitchen Remodeling
By: John Riha
Follow these seven strategies to get the most financial gain on your kitchen remodel.
Homeowners spend more money on kitchen remodeling than on any other home improvement project. And with good reason: Kitchens are the hub of home life and a source of pride.
A significant portion of kitchen remodeling costs may be recovered by the value the project brings to your home. A complete kitchen renovation with a national median cost of $60,000 recovers about 67% of the initial project cost at the home’s resale, according to the "2015 Remodeling Impact Report" from the NATIONAL ASSOCIATION OF REALTORS®.

The project gets a big thumbs-up from homeowners, too. Those polled in the "Report" gave their new kitchen a Joy Score of 9.8 -- a rating based on those who said they were happy or satisfied with their remodeling, with 10 being the highest rating and 1 the lowest.
To maximize your return on investment, follow these seven strategies to keep you on budget and help you make smart choices.
1. Plan, Plan, Plan
Planning your kitchen remodel should take more time than the actual construction. If you plan well, the amount of time you’re inconvenienced by construction mayhem will be minimized. Plus, you’re more likely to stay on budget.

How much time should you spend planning? The National Kitchen and Bath Association recommends at least six months. That way, you won’t be tempted to change your mind during construction and create change orders, which will inflate construction costs and hurt your return on investment.

Some tips on planning:

Study your existing kitchen: How wide is the doorway into your kitchen? It’s a common mistake many homeowners make: Buying the extra-large fridge only to find they can’t get it in the doorway. To avoid mistakes like this, create a drawing of your kitchen with measurements for doorways, walkways, counters, etc. And don’t forget height, too.
Think about traffic patterns: Work aisles should be a minimum of 42 inches wide and at least 48 inches wide for households with multiple cooks.
Design with ergonomics in mind: Drawers or pull-out shelves in base cabinets; counter heights that can adjust up or down; a wall oven instead of a range: These are all features that make a kitchen accessible to everyone — and a pleasure to work in.
Related: Test Your Ergonomic Design Knowledge
Plan for the unforeseeable: Even if you’ve planned down to the number of nails you’ll need in your remodel, expect the unexpected. Build in a little leeway for completing the remodel. Want it done by Thanksgiving? Then plan to be done before Halloween.
Choose all your fixtures and materials before starting: Contractors will be able to make more accurate bids, and you’ll lessen the risk of delays because of back orders.
Don’t be afraid to seek help: A professional designer can simplify your kitchen remodel. Pros help make style decisions, foresee potential problems, and schedule contractors. Expect fees around $50 to $150 per hour, or 5% to 15% of the total cost of the project.
2. Keep the Same Footprint
Nothing will drive up the cost of a remodel faster than changing the location of plumbing pipes and electrical outlets, and knocking down walls. This is usually where unforeseen problems occur.

So if possible, keep appliances, water fixtures, and walls in the same location. 

Not only will you save on demolition and reconstruction costs, you’ll cut the amount of dust and debris your project generates.
3. Get Real About Appliances
It’s easy to get carried away when planning your new kitchen. A six-burner commercial-grade range and luxury-brand refrigerator may make eye-catching centerpieces, but they may not fit your cooking needs or lifestyle.

Appliances are essentially tools used to cook and store food. Your kitchen remodel shouldn’t be about the tools, but the design and functionality of the entire kitchen.

So unless you’re an exceptional cook who cooks a lot, concentrate your dollars on long-term features that add value, such as cabinets and flooring.

Then choose appliances made by trusted brands that have high marks in online reviews and Consumer Reports.
4. Don’t Underestimate the Power of Lighting
Lighting can make a world of difference in a kitchen. It can make it look larger and brighter. And it will help you work safely and efficiently. You should have two different types of lighting in your kitchen:

Task Lighting: Under-cabinet lighting should be on your must-do list, since cabinets create such dark work areas. And since you’re remodeling, there won’t be a better time to hard-wire your lights. (Here’s more about under-cabinet lights.) Plan for at least two fixtures per task area to eliminate shadows. Pendant lights are good for islands and other counters without low cabinets. Recessed lights and track lights work well over sinks and general prep areas with no cabinets overhead.
Ambient lighting: Flush-mounted ceiling fixtures, wall sconces, and track lights create overall lighting in your kitchen. Include dimmer switches to control intensity and mood.
Related: How to Choose the Best Bulb for the Job
More tips on planning a kitchen remodel:
5. Be Quality-Conscious
Functionality and durability should be top priorities during kitchen remodeling. Resist low-quality bargains, and choose products that combine low maintenance with long warranty periods. Solid-surface countertops, for instance, may cost a little more, but with the proper care, they’ll look great for a long time.

And if you’re planning on moving soon, products with substantial warranties are a selling advantage.
6. Add Storage, Not Space
Storage will never go out of style, but if you’re sticking with the same footprint, here are a couple of ideas to add more:

Install cabinets that reach the ceiling: They may cost more — and you might need a stepladder — but you’ll gain valuable storage space for Christmas platters and other once-a-year items. In addition, you won’t have to dust cabinet tops.

Hang it up: Mount small shelving units on unused wall areas and inside cabinet doors; hang stock pots and large skillets on a ceiling-mounted rack; and add hooks to the backs of closet doors for aprons, brooms, and mops.
Related: Storage Options that Pack More Space in Your Kitchen
More tips on planning a kitchen remodel:
7. Communicate Clearly With Your Remodelers
Establishing a good rapport with your project manager or construction team is essential for staying on budget. To keep the sweetness in your project:

Drop by the project during work hours: Your presence broadcasts your commitment to quality.
Establish a communication routine: Hang a message board on site where you and the project manager can leave daily communiqués. Give your email address and cell phone number to subs and team leaders.
Set house rules: Be clear about smoking, boom box noise levels, available bathrooms, and appropriate parking.
Be kind: Offer refreshments (a little hospitality can go a long way), give praise when warranted, and resist pestering them with conversation, jokes, and questions when they are working. They’ll work better when refreshed and allowed to concentrate on work.

04/08/2019

Down Payment Dilemma: How Do You Know How Much to Put Down On A Home?
decorative image
Down Payment For many prospective home buyers, the down payment is the most daunting hurdle in the race to buy a home. Even for people with decent credit and a healthy paycheck, the down payment can be the great homeownership killer.

The big question for all prospective buyers is: how much should my down payment be? Most lenders will tell you that 20 percent is the standard, but is that really necessary?

The short answer is no, but of course there are some caveats.

"It's a myth that all homebuyers must have a 20 percent down payment to buy a home," says Nancy Herrera-Siples, a Riverside, CA, branch manager at Primary Residential Mortgage. So why all the fuss over having 20 percent to put down? "Because if you don't, it usually means you'll have to shell out money for either private mortgage insurance (PMI) or government insurance, which is usually financed by the Federal Housing Administration," according to Herrera-Siples.

Still, when a low down-payment is your only option to buy a home, PMI might literally be a small price to pay. Remember that PMI goes away eventually when your loan balance is 80 percent or less of the home's value. If you're in an area where homes are rising in value, this could happen sooner than you think.

Still confused about the ins and outs of down payments? Here are a few reasons to go high… or low.

When to make a substantial down payment:
When you're looking to keep your monthly payment as low as possible and have cash to spare.
When you're approaching retirement age and can envision a reverse mortgage sometime down the line.
When the interest rate is lower with a higher down payment. "The more you put down, the better position you are in for negotiating a lower interest rate," says Credit.com.
If you're worried about being underwater. If the market should drop in your area, you run the risk of owing more than your home is worth.
When to go low:
When you don't have the funds for a higher down payment and can't earn or borrow them quickly enough.
When the rate on your FHA or Fannie or Freddie loan is comparable to that you'd get with a higher down payment.
When you need to escape a high-rent situation and the monthly payment on a house is lower than what you're currently paying, even with the PMI factored in.
When you're confident your home will appreciate quickly, allowing you to refinance and get rid of PMI quickly.

03/14/2019

Are you ready to sell your house and start a new chapter in your life? If so, let’s make the experience of selling your house a successful one. The number of houses on the market is still low which is good news for you since we are in a seller’s market. However, this doesn’t mean you shouldn’t be on top of your game when it comes to preparing to put your house on the market. Here are some great tips to selling your house this March, according to Jason Garrison, ERA King Real Estate Agent.

Select the Right Realtor- Your Realtor should act as your advocate and have your best interest as a high priority. Your Realtor’s goals should align with yours. The agent should walk you through how they plan to market your house to potential buyers, discuss deadlines for when you desire to have your house sold by, pricing, and any other questions or concerns you may have. With ERA King, our Realtors have access to a unique multi-channel marketing strategy that helps enable their listings to reach the most potential buyers as possible.
The Right Price- You must be realistic when it comes to pricing. Ask your Realtor, “What are the homes in my neighborhood selling for currently?” and “How many similar homes are for sell nearby?” These are things that you must consider, and a highly qualified Realtor will make pricing an easy process for you if you allow them to guide you. If you price right, your home is much more likely to sell quickly whereas when you don’t, it may just sit on the market month after month. Remember, there is a carrying cost that goes along with your home just sitting on the market, which include your current mortgage, utilities, lawn-care, etc.
Consider the Condition- Is your home in fair, good, or excellent condition? If you recently updated your kitchen with granite counter tops and stainless-steel appliances, it could be more desirable than a house that has not been updated. You may want to paint the interior of your house neutral colors to give a fresh, inviting look and make some other home improvements. You must weigh the pros and cons of investing more money into the home you are selling. A seasoned Realtor will be able to aid you in this decision-making process.
Curb Appeal/Maintenance - You should have your house pressure-washed to remove dirt, ensure your gutters are clean, and your lawn is landscaped. You may even want to have the exterior painted to give your home new life. If nothing else, make sure your house looks maintained. Remember, you never get a second chance to make a first impression. Potential buyers will be turned off by your house if it doesn’t look cared for. If you want to give your home more appeal, perhaps plant some attractive flowers near the front porch or add some decorative touches to your patio or deck furniture.
Home-staging- Similar to freshening up the exterior of your home, you should ensure the inside of your house is well-cared for and presents a clean, clutter-free atmosphere for potential buyers. When it comes to home-staging, less is more. Please put away personal items, such as excessive family photos and decorative-shelf items. You want to look at your home from the buyer’s perspective, the buyer wants to imagine themselves and their family living there so overly personalizing your home at this time can work against you. Clean, neutral colors are best. Have your home organized and get the carpets stemmed cleaned if necessary.

03/07/2019

How to Find the Perfect Neighborhood
By David Hakimi

Location, location, location. Half of buying a home is finding where you want to live. You may have found your dream house, but it might not be in your dream location.

Here's how you can find the perfect neighborhood:

Neighborhood Sidewalk

Check It Out Online
Look up what people are saying about the neighborhood you're interested in. Do people actually enjoy living there? What do they like and dislike about it?

Google the crime statistics for the area; safety should be top of mind. If you have kids, look up schools in the area. How are they rated? Social media platforms like Facebook and Nextdoor also offer a great window into the ins and outs of your potential neighborhood.

Scout It Out
Literally. Do drive-bys, and do them at different times of the day to get a feel for the neighborhood. Is there a soccer field or baseball diamond close by? You'll want to know before it's too late whether cars will be lined up on your street every weekend. What's that nearby intersection like during rush hour? Is there a grocery store close by? The more questions you can answer before moving in, the more confident you’ll feel when it’s time to put down an offer.

How Far Is Your Potential Home From Your Job?
A long commute has the potential to become an everyday stressor. If you take the bus, look up the route and times. If you drive, check out the route during your normal commute times on Google Maps.

Do Your Research on Property Taxes
Property taxes greatly differ from one region to the next and could majorly impact your cost of living. Do your due diligence and make sure you can afford the area you want to live in. Check out other costs of living while your at it—think utilities and food prices.

And if you need help....I'm right here! Call me at 205-902-2166

02/13/2019

‘Sweet Home’: Alabama named most polite state in the U.S.
February 12, 2019

Alabama has beaten Oklahoma once again, this time vaulting over the Sooner State to be named the most polite state in America.

Last year, FreshBooks ranked Alabama second behind Oklahoma in its annual “politeness index.” In results released Monday, the company announced its 2019 edition, which saw the Yellowhammer State surge to the top spot.

The data scientists at FreshBooks, which is known for its small business accounting software that manages billing, analyzed thousands of small business invoices nationwide searching for the words “please" and “thank you” to determine which state takes the mantle of politest state this time around.

Alabama supplanting Oklahoma came as a huge upset, as the Sooner State held a more than 20 percentage point lead in 2018.

The 2019 FreshBooks politeness index as follows:

RANKING OF MOST POLITE STATES

Alabama – 24%
Ohio – 22%
Vermont – 21%
Oklahoma – 20%
Arkansas – 18%
Kansas – 18%
Nevada – 16%
Wisconsin – 16%
Massachusetts – 16%
Texas – 15%
Wyoming – 15%
Missouri – 15%
Iowa – 15%
Rhode Island – 14%
Michigan – 14%
Kentucky – 14%
North Carolina – 14%
Maryland – 13%
Connecticut – 13%
Washington – 13%
New Mexico – 12%
Georgia – 12%
Minnesota – 11%
Colorado – 11%
Florida – 11%

Oregon – 11%
California – 11%
South Carolina – 10%
Virginia – 10%
Alaska – 10%
Louisiana – 10%
Nebraska – 10%
Indiana – 10%
New Jersey – 9%
North Dakota – 9%
Arizona – 9%
Hawaii – 9%
Illinois – 9%
South Dakota – 8%
Pennsylvania – 8%
Maine – 8%
Idaho – 8%
West Virginia – 8%
Montana – 7%
New Hampshire – 7%
Utah – 7%
New York – 7%
Mississippi – 6%
Delaware – 5%
Tennessee – 4%



Source: "‘Sweet Home’: Alabama named most polite state in the U.S." YellowHammer.com (February 11, 2019) Sean Ross

02/12/2019

What are the safest cities in Alabama?
February 12, 2019

Home of the Crimson Tide and a cornerstone of the Civil Rights movement, Sweet Home Alabama crime rates can vary enormously from one community to the next.

The average state crime ratings are:


524
State of Alabama – Average Violent Crimes
(per 100,000 residents)

2957
State Average Property Crimes -Alabama
(per 100,000 residents)

However, averages can be rather misleading. While there are a number of areas with relatively high crime rates, such as Birmingham, (which didn’t submit figures to the FBI in this report) Mobile, Huntsville, and Montgomery- there are a number of communities in Alabama with outstanding reputations for low crime rates.

Alabama’s safest communities are well below these numbers.

6 of our 10 safest neighborhoods in [Alabama] experienced less than 25 violent crimes in 2017.

Helena, Satsuma, Southside, Moody and Orange Beach all reported 225 or fewer property crimes.

For anyone looking to make a home for themselves in “The Heart of Dixie”, this list of Alabama’s safest cities is a great resource.

Below is a list of the top cities with populations above 5,000 which have earned a spot in our list of the safest communities in Alabama.

What are the Top 10 Safest Cities in Alabama?

Helena
2. Satsuma
3. Vestavia Hills
4. Pelham
5. Spanish Fort

6. Alabaster
7. Southside
8. Hartselle
9. Moody
10. Orange Beach

Source: "Safest Cities in Alabama" The Home Security Advisor (February 1, 2019) Mike HSA

02/08/2019

Good News For Buyers & Sellers!

Last Wednesday, the Federal Reserve voted NOT to increase interest rates. Fed Chairman Jerome Powell used words like “patient” to describe the Fed’s latest approach to increases. His change in tone follows four rate hikes last year. The Fed’s benchmark rate is not directly tied to mortgage rates but does often influence them.

01/21/2019

Joanna Gaines Shares Her Secret to Making a House Smell Divine
By Margaret Heidenry | Jan 15, 2019
HGTV
"Fixer Upper" star Joanna Gaines knows not only how to make a house look amazing, but also how to make it smell fantastic. And not with the usual scented candles or sprays, but something far simpler: a simmer pot.
In short, she boils water with a few household ingredients thrown in. On her Magnolia blog, Gaines writes, "a simmer pot is essentially a stove top potpourri. ... I love the ease of throwing these ingredients into a pot of water and letting it fill our house with clean scents all day long."
She also shares her recipe for a citrus simmer pot that's "in the spirit of keeping things fresh."
First, gather your supplies, which should include two sprigs of fresh rosemary, a tablespoon of dried lavender, three lemon slices (or just the peels), a few drops of lavender essential oil, and a few drops of rose essential oil.
Then bring a few cups of water to a simmer in a heavy pot on your stove. Gently put the rosemary, lavender, and lemon slices into the water. Add drops of the essential oils until fragrant. Then turn the heat to low and allow the pot to slowly simmer for a few hours.
Just make sure to check on the pot every half-hour and add more water to the mixture if the liquid boils away. But more importantly, heed Gaines' safety advice: "Do not leave a pot on the stove top unattended, and while it looks pretty enough to drink, resist the urge," she writes. "This brew is for smelling, not sipping."
Why Joanna Gaines digs simmer pots
Gaines believes a calm home soothes all the senses, including smell. And simmer pots are an all-natural way to scent your home that's also economical.
If you want to come home to a lovely fresh fragrance, you can also fire up your slow cooker. After all, these countertop appliances are used to simmer foods for hours at a time.
In addition to Gaines' recipe, you can try some of the following combinations to make your house smell fantastic. Always start with several cups of water.
• For a wintertime scent to warm up your home, try adding the peel from one orange, five bay leaves, two cinnamon sticks, and one tablespoon of cloves.
• For a spring scent, throw in a few slices of lime, four sprigs of thyme, a handful of mint, and a teaspoon of vanilla extract. Or for a vibrant, clean scent, go with an all-citrus simmer pot combo of lemon, lime, and orange slices.
• For a summer scent, add pineapple juice to your water, a few slices of lime, and a few drops of coconut extract.
• For the scent of coffee cake (without having to bake one!), add your used coffee grounds and a few drops of almond extract to your water.
Almost any spices and herbs will work for you to create your own signature simmer pot scent.
A few basics include cinnamon, cloves, cardamom pods, bay leaves, mint, lavender, rosemary, and thyme. And like Gaines, you can also add fresh citrus (apple and ginger are nice, too). To get your simmer pot game down pat, save all of your citrus peels after juicing, air-dry them, and then store them in an airtight jar for later use.

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