06/17/2026
🦆 WAITING FOR RATES TO DROP?
A lot of people tell me:
“I’m just going to wait until rates come down.”
Totally understandable.
But here’s the part most people don’t think about…
🏡 The house you’re looking at today may not cost the same in 2 years.
If a $250,000 home appreciates around 3.5% per year, that same home could cost about $267,500 in two years.
So even if rates drop, you could end up with a payment that’s actually HIGHER because you’re financing a more expensive house.
🤯 Sometimes the math doesn’t do what we expect it to do.
Every situation is different, which is why it’s worth running the numbers before sitting on the fence waiting for the “perfect” rate.
🦆 Before you let another duck fly by, let’s see what makes the most sense for YOUR goals.
If you’re thinking about buying, I’d be happy to connect you with a lender who can help you compare the numbers and create a strategy that works for you.
Information and graphic courtesy of Andrea McKinney Hall, Method Mortgage